Peoples Bank in city_name, state_name - Detailed Financial Reports, Location

Peoples Bank in Washington, Indiana (IN)
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Peoples Bank - Overview

General
FDIC Certificate #: 4417
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: German American Bancorp (#17393)
Federal Reserve ID: 806042
Date Established: Febuary 02, 1888
WWW: http://www.peoplesbankpb.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 6 (Interstate: No)
OTS Docket #: 10190
FDIC's unique #: 2916
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: September 30, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 201 East Main Street, Washington, IN 47501
County: Daviess
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Washington, IN (#47780)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $195.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

Dollar figures in thousands
41Total employees (full-time equivalent)
$192,405Total assets
$7,396Cash and due from depository institutions
$1,692Interest-bearing balances
$50,368Securities
$19Federal funds sold & reverse repurchase agreements
$121,858Net loans & leases
$1,026Loan loss allowance
$0Trading account assets
$2,237Bank premises and fixed assets
$0Other real estate owned
$972Goodwill and other intangibles
$0Life insurance assets
$9,555All other assets
$192,405Total liabilities and capital
$176,814Total liabilities
$154,094Total deposits
$127,483Interest-bearing deposits
$154,094Deposits held in domestic offices
0.00%% insured (estimated)
$14,119Federal funds purchased & repurchase agreements
$0Trading liabilities
$7,772Other borrowed funds
$0Subordinated debt
$829All other liabilities
$15,591Total equity capital
$15,591Total bank equity capital
$15,591Perpetual preferred stock
$0Common stock
$346Surplus
$6,770Undivided profits
Memoranda
$8,475Noncurrent loans and leases
$26,483Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$2,251Earning assets
$687Long-term assets (5+ years)
$1,370Average Assets, year-to-date
$173,937Average Assets, quarterly
$29,091Volatile liabilities
$190,171Insider loans
$192,642FHLB advances
$22,771Loans and leases held for sale
$9,622Unused loan commitments
$7,772Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$26,483Total unused commitments
$0Restructured Loans and leases
$1,026Derivatives

Income and Expense (December 31, 2005)

Dollar figures in thousands
$10,237Total interest income
$3,456Total interest expense
$6,781Net interest income
-$115Provision for loan and lease losses
$1,209Total noninterest income
$1Fiduciary activities
$692Service charges on deposit accounts
$0Trading account gains & fees
$516Additional noninterest income
$3,796Total noninterest expense
$1,967Salaries and employee benefits
$594Premises and equipment expense
$1,235Additional noninterest expense
$4,309Pre-tax net operating income
$0Securities gains (losses)
$1,330Applicable income taxes
$2,979Income before extraordinary items
$0Extraordinary gains - net
$2,979Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$345Sale, conversion, retirement of capital stock, net
$4,125Net operating income

Performance and Condition Ratios (December 31, 2005)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.92%Yield on earning assets
2.00%Cost of funding earning assets
3.92%Net interest margin
0.70%Noninterest income to earning assets
2.20%Noninterest expense to earning assets
1.57%Net operating income to assets
1.57%Return on assets (ROA)
2.27%Pretax return on assets
18.79%Return on equity (ROE)
-7.23%Retained earnings to average equity (YTD only)
0.29%Net charge-offs to loans
-33.33%Credit loss provision to net charge-offs
12.16%Efficiency ratio
47,509Assets per employee
4.69%Cash dividends to net income (YTD only)
Condition Ratios (%)
138.47%Loss allowance to loans
0.83%Loss allowance to noncurrent loans
45.58%Noncurrent assets plus other real estate owned to assets
1.17%Noncurrent loans to loans
1.83%Net loans and leases to deposits
79.08%Net loans and leases to core deposits
82.65%Equity capital to assets
8.10%Core capital (leverage) ratio
7.89%Tier 1 risk-based capital ratio
10.74%Total risk-based capital ratio
Memoranda
$11Average assets
$190,171Average earning assets
$15,854Average equity
$172,830Average loans

Total Fiduciary and Related Assets (December 31, 2005)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$61,767Managed Assets
1Number of Accounts
$52,715Personal trust and agency accounts
$20,259Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$3,172Other retirement accounts
$784Corporate trust and agency accounts
$1,804Investment management agency accounts
$26,696Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
457Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$9,052Other retirement accounts
$96Corporate trust and agency accounts
$1,408Other fiduciary accounts
$7,059Fiduciary accounts held in foreign offices

Peoples Bank in Washington, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

Peoples Bank - Overview

Assets and Liabilities (December 31, 2005)

Income and Expense (December 31, 2005)

Performance and Condition Ratios (December 31, 2005)

Total Fiduciary and Related Assets (December 31, 2005)

Comment about this bank, ask questions, or add new information about it:

Peoples Bank in Washington, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

Peoples Bank - Overview

Assets and Liabilities (December 31, 2005)

Income and Expense (December 31, 2005)

Performance and Condition Ratios (December 31, 2005)

Total Fiduciary and Related Assets (December 31, 2005)

Comment about this bank, ask questions, or add new information about it:

Peoples Bank in Washington, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches