Peoples Trust Company in Linton, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 15, 2005

Peoples Trust Company in Linton, Indiana (IN)
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Peoples Trust Company - Overview

General
FDIC Certificate #: 13126
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: MainSource Bank (#5766)
Federal Reserve ID: 229146
Date Established: Febuary 04, 1920
WWW: http://www.ptcbank.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Interstate: No)
OTS Docket #: 14062
FDIC's unique #: 8302
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: October 15, 2005
Last Structure Change Process Date: November 03, 2005
Last Data Update: November 03, 2005
Data Source Date: April 05, 2012
Location
Address: 2253 State Road 54 East, Linton, IN 47441
County: Greene
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Bloomington, IN (#14020)
CBSA Metro Statistical Area: Bloomington, IN (#14020)
Financial Summary
Total assets: $99.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

Dollar figures in thousands
58Total employees (full-time equivalent)
$115,602Total assets
$7,448Cash and due from depository institutions
$100Interest-bearing balances
$14,695Securities
$5,252Federal funds sold & reverse repurchase agreements
$75,080Net loans & leases
$1,454Loan loss allowance
$0Trading account assets
$3,294Bank premises and fixed assets
$125Other real estate owned
$6,603Goodwill and other intangibles
$0Life insurance assets
$3,105All other assets
$115,602Total liabilities and capital
$100,020Total liabilities
$94,754Total deposits
$78,568Interest-bearing deposits
$94,754Deposits held in domestic offices
0.00%% insured (estimated)
$225Federal funds purchased & repurchase agreements
$0Trading liabilities
$4,084Other borrowed funds
$0Subordinated debt
$957All other liabilities
$15,582Total equity capital
$15,582Total bank equity capital
$15,582Perpetual preferred stock
$0Common stock
$3,000Surplus
$12,463Undivided profits
Memoranda
$119Noncurrent loans and leases
$11,069Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$880Earning assets
$0Long-term assets (5+ years)
$489Average Assets, year-to-date
$95,127Average Assets, quarterly
$13,214Volatile liabilities
$119,526Insider loans
$117,719FHLB advances
$12,391Loans and leases held for sale
$556Unused loan commitments
$4,084Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$11,069Total unused commitments
$0Restructured Loans and leases
$947Derivatives

Income and Expense (December 31, 2004)

Dollar figures in thousands
$3,157Total interest income
$616Total interest expense
$2,541Net interest income
$0Provision for loan and lease losses
$494Total noninterest income
$0Fiduciary activities
$252Service charges on deposit accounts
$0Trading account gains & fees
$242Additional noninterest income
$1,881Total noninterest expense
$743Salaries and employee benefits
$445Premises and equipment expense
$693Additional noninterest expense
$1,154Pre-tax net operating income
$173Securities gains (losses)
$499Applicable income taxes
$828Income before extraordinary items
$0Extraordinary gains - net
$828Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$321Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2004)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.04%Yield on earning assets
0.59%Cost of funding earning assets
2.45%Net interest margin
0.48%Noninterest income to earning assets
1.81%Noninterest expense to earning assets
0.60%Net operating income to assets
0.69%Return on assets (ROA)
1.11%Pretax return on assets
5.96%Return on equity (ROE)
5.96%Retained earnings to average equity (YTD only)
0.39%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
3.60%Efficiency ratio
57,759Assets per employee
1.99%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.90%Loss allowance to noncurrent loans
165.23%Noncurrent assets plus other real estate owned to assets
0.87%Noncurrent loans to loans
1.15%Net loans and leases to deposits
79.24%Net loans and leases to core deposits
86.63%Equity capital to assets
13.48%Core capital (leverage) ratio
7.89%Tier 1 risk-based capital ratio
11.79%Total risk-based capital ratio
Memoranda
$13Average assets
$119,526Average earning assets
$13,886Average equity
$103,742Average loans

Total Fiduciary and Related Assets (December 31, 2003)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$12,923Managed Assets
1Number of Accounts
$12,219Personal trust and agency accounts
$11,681Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$401Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$137Non-managed Assets
27Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$704Other retirement accounts
$76Corporate trust and agency accounts
$0Other fiduciary accounts
$583Fiduciary accounts held in foreign offices

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