Pierce County Bank and Trust Company in Ellsworth, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 01, 1994

  • Pierce County Bank and Trust Company in Ellsworth, Wisconsin (WI)
  • Show street view No street view available for this location

Pierce County Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 12519
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: M&I Community State Bank (#18111)
    Federal Reserve ID: 163259
    Date Established: June 26, 1888
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 7 (Interstate: No)
    FDIC's unique #: 7967
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 01, 1994
    Last Structure Change Process Date: August 09, 1994
    Last Data Update: August 09, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 388 West Main Street, Ellsworth, WI 54011
    County: Pierce
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Eau Claire
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Minneapolis-St. Paul, MN-WI (#5120)
    Combined Statistical Area (CSA): Minneapolis-St. Paul-St. Cloud, MN-WI (#378)
    Core Based Statistical Area (CBSA): Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
    CBSA Metro Statistical Area: Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
  • Financial Summary
  • Total assets: $111.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $63Total assets
  • $113,077Cash and due from depository institutions
  • $4,544Interest-bearing balances
  • $0Securities
  • $48,839Federal funds sold & reverse repurchase agreements
  • $2,640Net loans & leases
  • $49,459Loan loss allowance
  • $1,053Trading account assets
  • $0Bank premises and fixed assets
  • $2,470Other real estate owned
  • $2Goodwill and other intangibles
  • $1,102Life insurance assets
  • $4,021All other assets
  • $0Total liabilities and capital
  • $113,077Total liabilities
  • $99,746Total deposits
  • $98,451Interest-bearing deposits
  • $87,449Deposits held in domestic offices
  • 98451.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $139Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $1,156Total equity capital
  • $1,156Total bank equity capital
  • $13,331Perpetual preferred stock
  • $0Common stock
  • $1,240Surplus
  • $11,844Undivided profits
  • Memoranda
  • $247Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $642Income earned, not collected on loans
  • $341Earning assets
  • $100,938Long-term assets (5+ years)
  • $13,891Average Assets, year-to-date
  • $115,695Average Assets, quarterly
  • $112,466Volatile liabilities
  • $2,349Insider loans
  • $1,310FHLB advances
  • $0Loans and leases held for sale
  • $2,001Unused loan commitments
  • $6,235Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $9,310Total risk weighted assets
  • $52,424Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,287Total interest expense
  • $505Net interest income
  • $782Provision for loan and lease losses
  • $0Total noninterest income
  • $167Fiduciary activities
  • $0Service charges on deposit accounts
  • $85Trading account gains & fees
  • $0Additional noninterest income
  • $82Total noninterest expense
  • $546Salaries and employee benefits
  • $286Premises and equipment expense
  • $74Additional noninterest expense
  • $186Pre-tax net operating income
  • $403Securities gains (losses)
  • -$3Applicable income taxes
  • $153Income before extraordinary items
  • $247Extraordinary gains - net
  • $0Net income attributable to bank
  • $247Net charge-offs
  • $4Cash dividends
  • $2,004Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 1.22%Cost of funding earning assets
  • 0.48%Net interest margin
  • 0.74%Noninterest income to earning assets
  • 0.16%Noninterest expense to earning assets
  • 0.52%Net operating income to assets
  • 0.22%Return on assets (ROA)
  • 0.21%Pretax return on assets
  • 0.35%Return on equity (ROE)
  • 2.08%Retained earnings to average equity (YTD only)
  • -14.76%Net charge-offs to loans
  • 0.01%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 53,635Assets per employee
  • 1.79%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 811.34%Loss allowance to loans
  • 2.08%Loss allowance to noncurrent loans
  • 164.02%Noncurrent assets plus other real estate owned to assets
  • 0.57%Noncurrent loans to loans
  • 1.27%Net loans and leases to deposits
  • 50.24%Net loans and leases to core deposits
  • 51.39%Equity capital to assets
  • 11.79%Core capital (leverage) ratio
  • 8.54%Tier 1 risk-based capital ratio
  • 17.76%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $115,695Average earning assets
  • $11,901Average equity
  • $105,575Average loans

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