Rapides Bank & Trust Company in Alexandria in Alexandria, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 16, 1998

  • Rapides Bank & Trust Company in Alexandria in Alexandria, Louisiana (LA)
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Rapides Bank & Trust Company in Alexandria - Overview

  • General
  • FDIC Certificate #: 8523
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank One, Louisiana, National Association (#4306)
    Federal Reserve ID: 49737
    Date Established: September 10, 1888
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 12 (Interstate: No)
    FDIC's unique #: 5431
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 16, 1998
    Last Structure Change Process Date: Febuary 01, 1999
    Last Data Update: Febuary 01, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 400 Murray Street, Alexandria, LA 71301
    County: Rapides
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Shreveport
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Alexandria, LA (#220)
    Core Based Statistical Area (CBSA): Alexandria, LA (#10780)
    CBSA Metro Statistical Area: Alexandria, LA (#10780)
  • Financial Summary
  • Total assets: $514.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 157Total employees (full-time equivalent)
  • $528,611Total assets
  • $21,907Cash and due from depository institutions
  • $1,326Interest-bearing balances
  • $152,104Securities
  • $33,000Federal funds sold & reverse repurchase agreements
  • $303,874Net loans & leases
  • $3,020Loan loss allowance
  • $5,424Trading account assets
  • $5,977Bank premises and fixed assets
  • $249Other real estate owned
  • $377Goodwill and other intangibles
  • $0Life insurance assets
  • $5,699All other assets
  • $528,611Total liabilities and capital
  • $483,650Total liabilities
  • $466,325Total deposits
  • $405,177Interest-bearing deposits
  • $466,325Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $9,378Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $120Other borrowed funds
  • $0Subordinated debt
  • $7,827All other liabilities
  • $44,961Total equity capital
  • $44,961Total bank equity capital
  • $44,961Perpetual preferred stock
  • $0Common stock
  • $10,000Surplus
  • $12,000Undivided profits
  • Memoranda
  • $22,961Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,919Earning assets
  • $515Long-term assets (5+ years)
  • $3,476Average Assets, year-to-date
  • $495,728Average Assets, quarterly
  • $112,996Volatile liabilities
  • $526,569Insider loans
  • $525,440FHLB advances
  • $63,143Loans and leases held for sale
  • $15,015Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $54Total risk weighted assets
  • $61,197Total unused commitments
  • $0Restructured Loans and leases
  • $341,898Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $37,294Total interest income
  • $17,764Total interest expense
  • $19,530Net interest income
  • $1,075Provision for loan and lease losses
  • $5,509Total noninterest income
  • $839Fiduciary activities
  • $3,172Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,498Additional noninterest income
  • $15,195Total noninterest expense
  • $6,239Salaries and employee benefits
  • $2,105Premises and equipment expense
  • $6,851Additional noninterest expense
  • $8,769Pre-tax net operating income
  • $61Securities gains (losses)
  • $2,712Applicable income taxes
  • $6,118Income before extraordinary items
  • $0Extraordinary gains - net
  • $6,118Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $606Sale, conversion, retirement of capital stock, net
  • $4,891Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.55%Yield on earning assets
  • 3.59%Cost of funding earning assets
  • 3.95%Net interest margin
  • 1.11%Noninterest income to earning assets
  • 3.07%Noninterest expense to earning assets
  • 1.15%Net operating income to assets
  • 1.16%Return on assets (ROA)
  • 1.68%Pretax return on assets
  • 13.63%Return on equity (ROE)
  • 2.73%Retained earnings to average equity (YTD only)
  • 0.20%Net charge-offs to loans
  • 177.39%Credit loss provision to net charge-offs
  • 16.24%Efficiency ratio
  • 59,391Assets per employee
  • 3.37%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 79.94%Loss allowance to loans
  • 0.98%Loss allowance to noncurrent loans
  • 157.37%Noncurrent assets plus other real estate owned to assets
  • 0.41%Noncurrent loans to loans
  • 0.63%Net loans and leases to deposits
  • 65.16%Net loans and leases to core deposits
  • 73.63%Equity capital to assets
  • 8.51%Core capital (leverage) ratio
  • 8.48%Tier 1 risk-based capital ratio
  • 12.88%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $526,569Average earning assets
  • $44,888Average equity
  • $494,187Average loans
1
Frances Mayes
⚠
May 18, 2022 @ 11:11 am
Had a account at Rapides Bank when I was 13 it was a savings account what do they do with the old account

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