FDIC Certificate #: 27770 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Park National Bank (#11677) Federal Reserve ID: 626174 Date Established: January 01, 1885 WWW:http://www.regencysavingsbank.com Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 249 FDIC's unique #: 40604 Numeric code: 33 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes Oakar Institutions: Yes State Chartered: No Date of Deposit Insurance: December 30, 1952 Last Structure Change Effective Date: January 01, 2006 Last Structure Change Process Date: January 11, 2006 Last Data Update: January 11, 2006 Data Source Date: April 05, 2012
Location
Address: 24 North Washington Street, Naperville, IL 60566 County: Dupage Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Chicago Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Chicago, IL (#1600) Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14) Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176) Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980) CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980) Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
Financial Summary
Total assets: $1,409.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2005)
Dollar figures in thousands
153Total employees (full-time equivalent)
$1,409,729Total assets
$19,571Cash and due from depository institutions
$1,711Interest-bearing balances
$244,617Securities
$0Federal funds sold & reverse repurchase agreements
$1,068,764Net loans & leases
$19,135Loan loss allowance
$0Trading account assets
$8,766Bank premises and fixed assets
$11,346Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$56,665All other assets
$1,409,729Total liabilities and capital
$1,258,425Total liabilities
$1,017,644Total deposits
$964,793Interest-bearing deposits
$1,017,644Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$224,000Other borrowed funds
$0Subordinated debt
$16,781All other liabilities
$151,304Total equity capital
$151,304Total bank equity capital
$151,304Perpetual preferred stock
$0Common stock
$1,000Surplus
$71,000Undivided profits
Memoranda
$79,304Noncurrent loans and leases
$89,929Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$8,799Earning assets
$99Long-term assets (5+ years)
$9,200Average Assets, year-to-date
$1,315,092Average Assets, quarterly
$0Volatile liabilities
$1,378,392Insider loans
$1,397,360FHLB advances
$549,518Loans and leases held for sale
$0Unused loan commitments
$224,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$89,929Total unused commitments
$11,346Restructured Loans and leases
$14,950Derivatives
Income and Expense (December 31, 2005)
Dollar figures in thousands
$85,243Total interest income
$33,758Total interest expense
$51,485Net interest income
$0Provision for loan and lease losses
$7,885Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$7,885Additional noninterest income
$17,955Total noninterest expense
$10,290Salaries and employee benefits
$3,964Premises and equipment expense
$3,701Additional noninterest expense
$41,415Pre-tax net operating income
$212Securities gains (losses)
$15,103Applicable income taxes
$26,524Income before extraordinary items
$0Extraordinary gains - net
$26,524Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$105Sale, conversion, retirement of capital stock, net
$40,000Net operating income
Performance and Condition Ratios (December 31, 2005)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.65%Yield on earning assets
2.63%Cost of funding earning assets
4.02%Net interest margin
0.62%Noninterest income to earning assets
1.40%Noninterest expense to earning assets
1.91%Net operating income to assets
1.92%Return on assets (ROA)
3.02%Pretax return on assets
17.28%Return on equity (ROE)
-8.78%Retained earnings to average equity (YTD only)
0.01%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
394.43%Efficiency ratio
30,243Assets per employee
9.21%Cash dividends to net income (YTD only)
Condition Ratios (%)
150.81%Loss allowance to loans
1.76%Loss allowance to noncurrent loans
217.47%Noncurrent assets plus other real estate owned to assets
Hi I would like to know who did regis savings bank in Naperville Illinois on Washington St., North 24 they merge with I have a family member that has an account and his spouse with like to get in touch with them as soon as possible
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