Renasant Bank of Tennessee in Germantown, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 31, 2005

  • Renasant Bank of Tennessee in Germantown, Tennessee (TN)
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Renasant Bank of Tennessee - Overview

  • General
  • FDIC Certificate #: 35132
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Renasant Bank (#12437)
    Federal Reserve ID: 2789457
    Date Established: May 03, 1999
    WWW: http://www.renasantbank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 74921
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 03, 1999
    Last Structure Change Effective Date: March 31, 2005
    Last Structure Change Process Date: April 07, 2005
    Last Data Update: April 07, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 2177 Germantown, Germantown, TN 38138
    County: Shelby
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Memphis
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Memphis, TN-AR-MS (#4920)
    Core Based Statistical Area (CBSA): Memphis, TN-MS-AR (#32820)
    CBSA Metro Statistical Area: Memphis, TN-MS-AR (#32820)
  • Financial Summary
  • Total assets: $269.8 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 49Total employees (full-time equivalent)
  • $269,753Total assets
  • $7,424Cash and due from depository institutions
  • $413Interest-bearing balances
  • $31,959Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $179,765Net loans & leases
  • $2,774Loan loss allowance
  • $0Trading account assets
  • $2,019Bank premises and fixed assets
  • $0Other real estate owned
  • $43,612Goodwill and other intangibles
  • $0Life insurance assets
  • $4,974All other assets
  • $269,753Total liabilities and capital
  • $208,713Total liabilities
  • $180,499Total deposits
  • $155,333Interest-bearing deposits
  • $180,499Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $15,597Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $8,742Other borrowed funds
  • $0Subordinated debt
  • $3,875All other liabilities
  • $61,040Total equity capital
  • $61,040Total bank equity capital
  • $61,040Perpetual preferred stock
  • $0Common stock
  • $1,558Surplus
  • $58,732Undivided profits
  • Memoranda
  • $750Noncurrent loans and leases
  • $61,760Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $821Earning assets
  • $0Long-term assets (5+ years)
  • $848Average Assets, year-to-date
  • $212,137Average Assets, quarterly
  • $20,092Volatile liabilities
  • $242,630Insider loans
  • $270,133FHLB advances
  • $58,705Loans and leases held for sale
  • $7,678Unused loan commitments
  • $8,742Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,180Total risk weighted assets
  • $61,760Total unused commitments
  • $0Restructured Loans and leases
  • $2,437Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $5,998Total interest income
  • $1,363Total interest expense
  • $4,635Net interest income
  • $42Provision for loan and lease losses
  • $288Total noninterest income
  • $0Fiduciary activities
  • $162Service charges on deposit accounts
  • $0Trading account gains & fees
  • $126Additional noninterest income
  • $3,806Total noninterest expense
  • $1,822Salaries and employee benefits
  • $360Premises and equipment expense
  • $1,624Additional noninterest expense
  • $1,075Pre-tax net operating income
  • $50Securities gains (losses)
  • $424Applicable income taxes
  • $701Income before extraordinary items
  • $0Extraordinary gains - net
  • $701Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $113Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 2.85%Yield on earning assets
  • 0.65%Cost of funding earning assets
  • 2.20%Net interest margin
  • 0.14%Noninterest income to earning assets
  • 1.81%Noninterest expense to earning assets
  • 0.28%Net operating income to assets
  • 0.29%Return on assets (ROA)
  • 0.46%Pretax return on assets
  • 1.98%Return on equity (ROE)
  • 1.98%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 37.17%Credit loss provision to net charge-offs
  • 9.88%Efficiency ratio
  • 66,849Assets per employee
  • 5.51%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.52%Loss allowance to noncurrent loans
  • 337.88%Noncurrent assets plus other real estate owned to assets
  • 0.30%Noncurrent loans to loans
  • 0.45%Net loans and leases to deposits
  • 99.59%Net loans and leases to core deposits
  • 124.54%Equity capital to assets
  • 22.63%Core capital (leverage) ratio
  • 7.78%Tier 1 risk-based capital ratio
  • 8.93%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $242,630Average earning assets
  • $35,447Average equity
  • $210,729Average loans

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