FDIC Certificate #: 16027 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:New York Community Bank (#16022) Federal Reserve ID: 306319 Date Established: January 01, 1886 Bank Charter Class: Savings banks, state charter, supervised by the FDIC Offices: 35 (Interstate: No) FDIC's unique #: 10256 Numeric code: 41 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes FDIC Insured: Yes Insured Savings Institution: Yes Oakar Institutions: Yes State Chartered: Yes Date of Deposit Insurance: July 01, 1943 Last Structure Change Effective Date: July 31, 2001 Last Structure Change Process Date: September 25, 2001 Last Data Update: September 25, 2001 Data Source Date: April 05, 2012
Location
Address: 1214 Castelton Avenue, Staten Island, NY 10310 County: Richmond Quarterly Banking Profile Region: New York FDIC Geographic Region: New York FDIC Supervisory Region: New York FDIC Field Office: New York City Office of the Comptroller the Currency (OCC) District: Northeast Office of Thrift Supervision Region: Northeast Metropolitan Statistical Area (MSA): New York, NY (#5600) Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70) Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408) Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620) CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620) Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
Financial Summary
Total assets: $3,674.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
Dollar figures in thousands
606Total employees (full-time equivalent)
$3,208,329Total assets
$50,465Cash and due from depository institutions
$5,805Interest-bearing balances
$1,078,568Securities
$37,000Federal funds sold & reverse repurchase agreements
$1,818,606Net loans & leases
$18,749Loan loss allowance
$0Trading account assets
$30,045Bank premises and fixed assets
$106Other real estate owned
$72,929Goodwill and other intangibles
$0Life insurance assets
$120,610All other assets
$3,208,329Total liabilities and capital
$2,910,058Total liabilities
$2,095,548Total deposits
$1,982,817Interest-bearing deposits
$2,095,548Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$791,031Other borrowed funds
$0Subordinated debt
$23,479All other liabilities
$298,271Total equity capital
$298,271Total bank equity capital
$298,271Perpetual preferred stock
$0Common stock
$0Surplus
$264,347Undivided profits
Memoranda
$33,924Noncurrent loans and leases
$158,829Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$20,790Earning assets
$0Long-term assets (5+ years)
$11,531Average Assets, year-to-date
$2,939,979Average Assets, quarterly
$2,039,060Volatile liabilities
$3,016,836Insider loans
$3,206,712FHLB advances
$472,333Loans and leases held for sale
$944Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$158,829Total unused commitments
$682Restructured Loans and leases
$18,749Derivatives
Income and Expense (December 31, 2000)
Dollar figures in thousands
$210,039Total interest income
$112,326Total interest expense
$97,713Net interest income
$1,200Provision for loan and lease losses
$13,351Total noninterest income
$0Fiduciary activities
$4,041Service charges on deposit accounts
$0Trading account gains & fees
$9,310Additional noninterest income
$51,321Total noninterest expense
$25,819Salaries and employee benefits
$6,574Premises and equipment expense
$18,928Additional noninterest expense
$58,543Pre-tax net operating income
-$6,834Securities gains (losses)
$18,284Applicable income taxes
$33,425Income before extraordinary items
$0Extraordinary gains - net
$33,425Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$386Sale, conversion, retirement of capital stock, net
$76,165Net operating income
Performance and Condition Ratios (December 31, 2000)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.59%Yield on earning assets
4.06%Cost of funding earning assets
3.53%Net interest margin
0.48%Noninterest income to earning assets
1.85%Noninterest expense to earning assets
1.26%Net operating income to assets
1.11%Return on assets (ROA)
1.71%Pretax return on assets
12.14%Return on equity (ROE)
-15.52%Retained earnings to average equity (YTD only)
0.02%Net charge-offs to loans
310.88%Credit loss provision to net charge-offs
154.77%Efficiency ratio
42,466Assets per employee
5.29%Cash dividends to net income (YTD only)
Condition Ratios (%)
227.87%Loss allowance to loans
1.02%Loss allowance to noncurrent loans
90.18%Noncurrent assets plus other real estate owned to assets
0.65%Noncurrent loans to loans
1.13%Net loans and leases to deposits
86.78%Net loans and leases to core deposits
92.22%Equity capital to assets
9.30%Core capital (leverage) ratio
7.29%Tier 1 risk-based capital ratio
13.56%Total risk-based capital ratio
Memoranda
$15Average assets
$3,016,836Average earning assets
$275,392Average equity
$2,766,968Average loans
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