Riverview Community Bank in Vancouver, Washington (WA), OR
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Riverview Community Bank in Vancouver, Washington (WA), OR
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Riverview Community Bank - Overview

  • General
  • FDIC Certificate #: 29922
    Status: Active
    Federal Reserve ID: 921178
    Date Established: January 01, 1923
    WWW: http://www.riverviewbank.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 17 (Domestic: 17, Interstate: Yes)
    OTS Docket #: 4347
    FDIC's unique #: 42756
    Numeric code: 33
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 26, 1941
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 900 Washington, Suite 900, Vancouver, WA 98660
    County: Clark
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Portland
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Portland-Vancouver, OR-WA (#6440)
    Consolidated Metropolitan Statistical Area (CMSA): Portland-Salem, OR-WA (#79)
    Core Based Statistical Area (CBSA): Portland-Vancouver-Hillsboro, OR-WA (#38900)
    CBSA Metro Statistical Area: Portland-Vancouver-Hillsboro, OR-WA (#38900)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $850.8 mil
    Equity capital: $104.9 mil
    Deposits held in domestic offices: $736.4 mil
    Return on assets (ROA): -1.29% (-$11.0 mil)
    Quarterly return on assets: -6.32% (-$53.8 mil)
    Return on Equity (ROE): -9.57% (-$10.0 mil)
    Quarterly return on equity: -48.41% (-$50.8 mil)
    Net income: -$11.0 mil
    Quarterly Net income: -$13.5 mil
    Pretax return on assets: -0.31% (-$2,637.4 mil)
    Quarterly Pretax return on assets: -3.01% (-$25,608.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 221Total employees (full-time equivalent)
  • $850,776Total assets
  • $75,049Cash and due from depository institutions
  • $61,392Interest-bearing balances
  • $8,152Securities
  • $115Federal funds sold & reverse repurchase agreements
  • $679,009Net loans & leases
  • $9,310Loan loss allowance
  • $0Trading account assets
  • $16,351Bank premises and fixed assets
  • $13,836Other real estate owned
  • $26,424Goodwill and other intangibles
  • $850,776Life insurance assets
  • $31,840All other assets
  • $745,331Total liabilities and capital
  • $736,400Total liabilities
  • $616,823Total deposits
  • $736,400Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $2,531Trading liabilities
  • $0Other borrowed funds
  • $6,400Subordinated debt
  • $105,445All other liabilities
  • $104,923Total equity capital
  • $104,923Total bank equity capital
  • $0Perpetual preferred stock
  • $1Common stock
  • $107,813Surplus
  • $-2,891Undivided profits
  • Memoranda
  • $522Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $28,696Income earned, not collected on loans
  • $4Earning assets
  • $2,377Long-term assets (5+ years)
  • $748,668Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $851,116Volatile liabilities
  • $855,679Insider loans
  • $676,649FHLB advances
  • $825,774Loans and leases held for sale
  • $16,406Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $80,443Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $84,886Restructured Loans and leases
  • $2,039Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $40,844Total interest income
  • $4,970Total interest expense
  • $35,874Net interest income
  • $12,350Provision for loan and lease losses
  • $6,063Total noninterest income
  • $0Fiduciary activities
  • $1,658Service charges on deposit accounts
  • $0Trading account gains & fees
  • $4,405Additional noninterest income
  • $32,171Total noninterest expense
  • $16,702Salaries and employee benefits
  • $5,882Premises and equipment expense
  • $9,587Additional noninterest expense
  • -$2,584Pre-tax net operating income
  • $0Securities gains (losses)
  • $8,331Applicable income taxes
  • -$10,915Income before extraordinary items
  • $0Extraordinary gains - net
  • -$10,983Net income attributable to bank
  • $68Net charge-offs
  • -$10,915Cash dividends
  • $16,937Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.55%Yield on earning assets
  • 0.68%Cost of funding earning assets
  • 4.88%Net interest margin
  • 0.82%Noninterest income to earning assets
  • 4.37%Noninterest expense to earning assets
  • -1.28%Net operating income to assets
  • -1.29%Return on assets (ROA)
  • -0.31%Pretax return on assets
  • -9.57%Return on equity (ROE)
  • -9.57%Retained earnings to average equity (YTD only)
  • 2.47%Net charge-offs to loans
  • 72.92%Credit loss provision to net charge-offs
  • 0.58%Efficiency ratio
  • 75,799Assets per employee
  • 3.85%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.35%Loss allowance to noncurrent loans
  • 32.44%Noncurrent assets plus other real estate owned to assets
  • 5.00%Noncurrent loans to loans
  • 4.17%Net loans and leases to deposits
  • 92.21%Net loans and leases to core deposits
  • 100.13%Equity capital to assets
  • 12.33%Core capital (leverage) ratio
  • 9.74%Tier 1 risk-based capital ratio
  • 11.89%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $851,116Average earning assets
  • $114,725Average equity
  • $735,685Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $278,979Managed Assets
  • 1Number of Accounts
  • $278,979Personal trust and agency accounts
  • $124,128Employee benefit-defined contribution accounts
  • $2,912Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $17,150Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $132,437Other fiduciary accounts
  • $2,352Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 349Number of Accounts
  • $0Personal trust and agency accounts
  • $17,150Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 3 Oregon Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    109255773Aumsville Branch112 Main Street, Aumsville, OR 97325May 27, 1997Full Service Brick and Mortar
    110361977Wood Village Branch23500 Ne Sandy Blvd, Wood Village, OR 97060Febuary 28, 2001Full Service Retail
    116518648Gateway Branch10401 Ne Halsey St, Portland, OR 97220November 01, 2006Full Service Brick and Mortar
  • 14 Washington Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    042756Riverview Community Bank900 Washington, Suite 900, Vancouver, WA 98660January 01, 1923Full Service Brick and Mortar
    1277772Washougal Branch3307 Evergreen Way, Washougal, WA 98671January 01, 1923Full Service Brick and Mortar
    2277773Stevenson Branch225 Sw 2nd St, Stevenson, WA 98648January 01, 1923Full Service Brick and Mortar
    100277774White Salmon Branch330 East Jewett Boulevard, White Salmon, WA 98672January 01, 1923Full Service Brick and Mortar
    101277775Battle Ground Branch15 Nw 13th Avenue, Battle Ground, WA 98604January 01, 1923Full Service Brick and Mortar
    102277776Goldendale Branch412 South Columbus, Goldendale, WA 98620January 01, 1923Full Service Brick and Mortar
    103266549Hazel Dell Branch1220 Ne 88th St, Vancouver, WA 98665January 01, 1920Full Service Brick and Mortar
    104266568Longview Branch1011 Washington Way, Longview, WA 98632January 01, 1920Full Service Brick and Mortar
    105277777Orchards Branch11505-K Ne 4th Plain Blvd, Vancouver, WA 98662December 15, 1994Full Service Brick and Mortar
    10762134Macarthur Branch915 Macarthur Boulevard, Vancouver, WA 98661Febuary 01, 1999Full Service Brick and Mortar
    111463683162nd Place Branch1901-E Ne 162nd Avenue, Vancouver, WA 98684November 01, 1999Full Service Brick and Mortar
    112463706Salmon Creek Branch800 Ne Tenney Rd, Vancouver, WA 98685March 01, 2000Full Service Brick and Mortar
    114463709Tech Center Branch320 Se 192nd Avenue, Vancouver, WA 98683January 03, 2006Full Service Brick and Mortar
    115463724Camas Branch700 Ne 4th Avenue, Camas, WA 98607September 01, 2000Full Service Brick and Mortar

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