Today's Bank in Vancouver, Washington (WA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 18, 2003

  • Today's Bank in Vancouver, Washington (WA)
  • Show street view No street view available for this location

Today's Bank - Overview

  • General
  • FDIC Certificate #: 34960
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Riverview Community Bank (#29922)
    Federal Reserve ID: 2766092
    Date Established: Febuary 01, 1999
    WWW: http://www.todaysbank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 62134
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 01, 1999
    Last Structure Change Effective Date: July 18, 2003
    Last Structure Change Process Date: October 31, 2003
    Last Data Update: October 31, 2003
    Data Source Date: April 05, 2012
  • Location
  • Address: 915 Macarthur Boulevard, Vancouver, WA 98661
    County: Clark
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Portland
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Portland-Vancouver, OR-WA (#6440)
    Consolidated Metropolitan Statistical Area (CMSA): Portland-Salem, OR-WA (#79)
    Core Based Statistical Area (CBSA): Portland-Vancouver-Hillsboro, OR-WA (#38900)
    CBSA Metro Statistical Area: Portland-Vancouver-Hillsboro, OR-WA (#38900)
  • Financial Summary
  • Total assets: $114.7 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 35Total employees (full-time equivalent)
  • $122,418Total assets
  • $8,247Cash and due from depository institutions
  • $0Interest-bearing balances
  • $6,260Securities
  • $13,000Federal funds sold & reverse repurchase agreements
  • $91,164Net loans & leases
  • $3,020Loan loss allowance
  • $0Trading account assets
  • $1,312Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $2,435All other assets
  • $122,418Total liabilities and capital
  • $113,737Total liabilities
  • $111,912Total deposits
  • $104,352Interest-bearing deposits
  • $111,912Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $1,430Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $395All other liabilities
  • $8,681Total equity capital
  • $8,681Total bank equity capital
  • $8,681Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $11,203Undivided profits
  • Memoranda
  • $-2,522Noncurrent loans and leases
  • $10,684Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,802Earning assets
  • $0Long-term assets (5+ years)
  • $779Average Assets, year-to-date
  • $110,424Average Assets, quarterly
  • $31,540Volatile liabilities
  • $103,192Insider loans
  • $116,107FHLB advances
  • $47,893Loans and leases held for sale
  • $464Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $10,684Total unused commitments
  • $0Restructured Loans and leases
  • $1,248Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $7,054Total interest income
  • $3,183Total interest expense
  • $3,871Net interest income
  • $3,264Provision for loan and lease losses
  • $332Total noninterest income
  • $0Fiduciary activities
  • $181Service charges on deposit accounts
  • $0Trading account gains & fees
  • $151Additional noninterest income
  • $3,262Total noninterest expense
  • $1,522Salaries and employee benefits
  • $628Premises and equipment expense
  • $1,112Additional noninterest expense
  • -$2,323Pre-tax net operating income
  • $0Securities gains (losses)
  • -$790Applicable income taxes
  • -$1,533Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,533Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,083Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.33%Yield on earning assets
  • 3.31%Cost of funding earning assets
  • 4.02%Net interest margin
  • 0.35%Noninterest income to earning assets
  • 3.39%Noninterest expense to earning assets
  • -1.49%Net operating income to assets
  • -1.49%Return on assets (ROA)
  • -2.25%Pretax return on assets
  • -18.63%Return on equity (ROE)
  • -18.63%Retained earnings to average equity (YTD only)
  • 1.31%Net charge-offs to loans
  • 301.39%Credit loss provision to net charge-offs
  • 0.87%Efficiency ratio
  • 77,611Assets per employee
  • 3.50%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.21%Loss allowance to noncurrent loans
  • 167.59%Noncurrent assets plus other real estate owned to assets
  • 1.47%Noncurrent loans to loans
  • 1.91%Net loans and leases to deposits
  • 81.46%Net loans and leases to core deposits
  • 139.29%Equity capital to assets
  • 7.09%Core capital (leverage) ratio
  • 6.62%Tier 1 risk-based capital ratio
  • 7.78%Total risk-based capital ratio
  • Memoranda
  • $9Average assets
  • $103,192Average earning assets
  • $8,229Average equity
  • $96,201Average loans

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