FDIC Certificate #: 30230 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Kearny Federal Savings Bank (#28765) Federal Reserve ID: 239677 Date Established: January 01, 1927 Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) OTS Docket #: 5003 FDIC's unique #: 43064 Numeric code: 33 Regulator: OTS Insurance Fund Membership: Savings Association Insurance Fund (SAIF) FDIC Insured: Yes SAIF Insured: Yes Insured Savings Institution: Yes State Chartered: No Date of Deposit Insurance: October 19, 1943 Last Structure Change Effective Date: March 31, 1999 Last Structure Change Process Date: April 14, 1999 Last Data Update: April 14, 1999 Data Source Date: April 05, 2012
Location
Address: 250 Valley Blvd, Wood-Ridge, NJ 7075 County: Bergen Quarterly Banking Profile Region: New York FDIC Geographic Region: New York FDIC Supervisory Region: New York FDIC Field Office: Jamesburg Office of the Comptroller the Currency (OCC) District: Northeast Office of Thrift Supervision Region: Northeast Metropolitan Statistical Area (MSA): Bergen-Passaic, NJ (#875) Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70) Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408) Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620) CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620) Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
Financial Summary
Total assets: $302.1 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1998)
Dollar figures in thousands
52Total employees (full-time equivalent)
$302,082Total assets
$13,990Cash and due from depository institutions
$8,940Interest-bearing balances
$148,497Securities
$0Federal funds sold & reverse repurchase agreements
$124,547Net loans & leases
$2,437Loan loss allowance
$0Trading account assets
$2,978Bank premises and fixed assets
$208Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$11,862All other assets
$302,082Total liabilities and capital
$266,688Total liabilities
$237,398Total deposits
$226,646Interest-bearing deposits
$237,398Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$28,000Other borrowed funds
$0Subordinated debt
$1,290All other liabilities
$35,394Total equity capital
$35,394Total bank equity capital
$35,394Perpetual preferred stock
$0Common stock
$0Surplus
$15,455Undivided profits
Memoranda
$19,939Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$2,445Earning assets
$0Long-term assets (5+ years)
$519Average Assets, year-to-date
$281,984Average Assets, quarterly
$0Volatile liabilities
$302,307Insider loans
$303,197FHLB advances
$45,740Loans and leases held for sale
$0Unused loan commitments
$28,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$7,596Total unused commitments
$0Restructured Loans and leases
$130,989Derivatives
Income and Expense (December 31, 1998)
Dollar figures in thousands
$20,753Total interest income
$12,045Total interest expense
$8,708Net interest income
$195Provision for loan and lease losses
$586Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$586Additional noninterest income
$5,904Total noninterest expense
$3,367Salaries and employee benefits
$862Premises and equipment expense
$1,675Additional noninterest expense
$3,195Pre-tax net operating income
$0Securities gains (losses)
$1,106Applicable income taxes
$2,089Income before extraordinary items
$0Extraordinary gains - net
$2,089Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$230Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1998)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.21%Yield on earning assets
4.19%Cost of funding earning assets
3.03%Net interest margin
0.20%Noninterest income to earning assets
2.05%Noninterest expense to earning assets
0.69%Net operating income to assets
0.69%Return on assets (ROA)
1.06%Pretax return on assets
6.36%Return on equity (ROE)
6.36%Retained earnings to average equity (YTD only)
0.18%Net charge-offs to loans
84.78%Credit loss provision to net charge-offs
14.74%Efficiency ratio
63,525Assets per employee
5.81%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.92%Loss allowance to noncurrent loans
99.67%Noncurrent assets plus other real estate owned to assets
Inquiring about a savings account my mother set up for me on july 16 1974 ii have membership certificate and acc # and ledger book I no bank nolonger open but what is status of account balance
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