South Central State Bank in city_name, state_name - Detailed Financial Reports, Location

South Central State Bank in Campbell, Nebraska (NE)
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South Central State Bank routing number info

South Central State Bank - Overview

General
FDIC Certificate #: 16707
Status: Active
Federal Reserve ID: 74056
Bank Holding Company (Regulatory Top Holder): Campbell State Company (RSSDID: 1061857, Location: Campbell, NE)
Date Established: January 01, 1948
WWW: http://www.southcentralstatebank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
OTS Docket #: 14677
FDIC's unique #: 10830
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: July 01, 1948
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 673 Broad St., Campbell, NE 68932
County: Franklin
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Island
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of Changes
Change in Location
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $108.1 mil
Equity capital: $9.0 mil
Deposits held in domestic offices: $80.2 mil
Return on assets (ROA): 0.88% ($1.0 mil)
Quarterly return on assets: 0.65% ($0.7 mil)
Return on Equity (ROE): 10.04% ($0.9 mil)
Quarterly return on equity: 7.53% ($0.7 mil)
Net income: $0.9 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.29% ($1,394.4 mil)
Quarterly Pretax return on assets: 0.56% ($605.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
24Total employees (full-time equivalent)
$108,094Total assets
$13,702Cash and due from depository institutions
$11,160Interest-bearing balances
$16,082Securities
$0Federal funds sold & reverse repurchase agreements
$71,538Net loans & leases
$746Loan loss allowance
$0Trading account assets
$856Bank premises and fixed assets
$71Other real estate owned
$563Goodwill and other intangibles
$108,094Life insurance assets
$5,282All other assets
$99,061Total liabilities and capital
$80,196Total liabilities
$62,800Total deposits
$80,196Interest-bearing deposits
$94Deposits held in domestic offices
5865.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$11,155Trading liabilities
$0Other borrowed funds
$1,845Subordinated debt
$9,033All other liabilities
$9,033Total equity capital
$9,033Total bank equity capital
$0Perpetual preferred stock
$250Common stock
$6,629Surplus
$2,154Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$27Income earned, not collected on loans
$0Earning assets
$1,149Long-term assets (5+ years)
$98,780Average Assets, year-to-date
$23,890Average Assets, quarterly
$102,125Volatile liabilities
$106,246Insider loans
$84,887FHLB advances
$100,849Loans and leases held for sale
$1,825Unused loan commitments
$1,825Tier 1 (core) risk-based capital
$8,553Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$20,759Restructured Loans and leases
$42Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,095Total interest income
$832Total interest expense
$3,263Net interest income
$310Provision for loan and lease losses
$522Total noninterest income
$0Fiduciary activities
$260Service charges on deposit accounts
$0Trading account gains & fees
$262Additional noninterest income
$2,337Total noninterest expense
$1,240Salaries and employee benefits
$244Premises and equipment expense
$853Additional noninterest expense
$1,138Pre-tax net operating income
$179Securities gains (losses)
$414Applicable income taxes
$903Income before extraordinary items
$0Extraordinary gains - net
$903Net income attributable to bank
$0Net charge-offs
$903Cash dividends
$245Sale, conversion, retirement of capital stock, net
$400Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.37%Yield on earning assets
0.89%Cost of funding earning assets
3.49%Net interest margin
0.56%Noninterest income to earning assets
2.50%Noninterest expense to earning assets
0.76%Net operating income to assets
0.88%Return on assets (ROA)
1.29%Pretax return on assets
10.04%Return on equity (ROE)
5.59%Retained earnings to average equity (YTD only)
0.36%Net charge-offs to loans
126.53%Credit loss provision to net charge-offs
5.91%Efficiency ratio
58,018Assets per employee
4.50%Cash dividends to net income (YTD only)
Condition Ratios (%)
44.30%Loss allowance to loans
1.03%Loss allowance to noncurrent loans
2762.96%Noncurrent assets plus other real estate owned to assets
0.09%Noncurrent loans to loans
0.04%Net loans and leases to deposits
89.20%Net loans and leases to core deposits
91.23%Equity capital to assets
8.36%Core capital (leverage) ratio
8.48%Tier 1 risk-based capital ratio
10.08%Total risk-based capital ratio
Memoranda
$11Average assets
$102,125Average earning assets
$8,996Average equity
$93,628Average loans

List of branches

4 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	10830	South Central State Bank	673 Broad St., Campbell, NE 68932	January 01, 1948	Full Service Brick and Mortar
1	278985	Franklin Branch	600 15th Avenue, Franklin, NE 68939	January 01, 1892	Full Service Brick and Mortar
2	5499	Oxford Branch	335 Ogden, Oxford, NE 68967	January 01, 1892	Full Service Brick and Mortar
3	6819	Blue Hill Branch	Main Street, Blue Hill, NE 68930	August 10, 1905	Full Service Brick and Mortar

South Central State Bank in Campbell, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

South Central State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

South Central State Bank in Campbell, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

South Central State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

South Central State Bank in Campbell, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches