Franklin State Bank in Franklin, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches


Franklin State Bank - Overview

  • General
  • FDIC Certificate #: 11023
    Status: Active
    Federal Reserve ID: 86358
    Bank Holding Company (Regulatory Top Holder): Franklin State Bancshares, Inc. (RSSDID: 1471894, Location: Franklin, NE)
    Date Established: September 01, 1901
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 7064
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1502 M Street, Franklin, NE 68939
    County: Franklin
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Grand Island
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $49.1 mil
    Equity capital: $8.5 mil
    Deposits held in domestic offices: $40.3 mil
    Return on assets (ROA): 1.06% ($0.5 mil)
    Quarterly return on assets: -0.80% (-$0.4 mil)
    Return on Equity (ROE): 5.97% ($0.5 mil)
    Quarterly return on equity: -4.47% (-$0.4 mil)
    Net income: $0.5 mil
    Quarterly Net income: -$0.1 mil
    Pretax return on assets: 1.36% ($668.3 mil)
    Quarterly Pretax return on assets: -0.68% (-$334.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $49,138Total assets
  • $5,637Cash and due from depository institutions
  • $469Interest-bearing balances
  • $21,289Securities
  • $1,100Federal funds sold & reverse repurchase agreements
  • $20,333Net loans & leases
  • $335Loan loss allowance
  • $0Trading account assets
  • $58Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $49,138Life insurance assets
  • $721All other assets
  • $40,656Total liabilities and capital
  • $40,330Total liabilities
  • $32,382Total deposits
  • $40,330Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $326Subordinated debt
  • $8,482All other liabilities
  • $8,482Total equity capital
  • $8,482Total bank equity capital
  • $0Perpetual preferred stock
  • $400Common stock
  • $1,000Surplus
  • $7,082Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $734Income earned, not collected on loans
  • $0Earning assets
  • $494Long-term assets (5+ years)
  • $43,191Average Assets, year-to-date
  • $14,874Average Assets, quarterly
  • $47,241Volatile liabilities
  • $47,898Insider loans
  • $26,872FHLB advances
  • $47,970Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $8,296Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,139Restructured Loans and leases
  • $223Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,918Total interest income
  • $308Total interest expense
  • $1,610Net interest income
  • $0Provision for loan and lease losses
  • $156Total noninterest income
  • $0Fiduciary activities
  • $137Service charges on deposit accounts
  • $0Trading account gains & fees
  • $19Additional noninterest income
  • $1,123Total noninterest expense
  • $779Salaries and employee benefits
  • $97Premises and equipment expense
  • $247Additional noninterest expense
  • $643Pre-tax net operating income
  • $0Securities gains (losses)
  • $143Applicable income taxes
  • $500Income before extraordinary items
  • $0Extraordinary gains - net
  • $500Net income attributable to bank
  • $0Net charge-offs
  • $500Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $375Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.45%Yield on earning assets
  • 0.72%Cost of funding earning assets
  • 3.74%Net interest margin
  • 0.36%Noninterest income to earning assets
  • 2.61%Noninterest expense to earning assets
  • 1.06%Net operating income to assets
  • 1.06%Return on assets (ROA)
  • 1.36%Pretax return on assets
  • 5.97%Return on equity (ROE)
  • 1.49%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 63,590Assets per employee
  • 4.47%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 75.00%Loss allowance to loans
  • 1.62%Loss allowance to noncurrent loans
  • 45.64%Noncurrent assets plus other real estate owned to assets
  • 1.49%Noncurrent loans to loans
  • 3.55%Net loans and leases to deposits
  • 50.42%Net loans and leases to core deposits
  • 51.58%Equity capital to assets
  • 17.26%Core capital (leverage) ratio
  • 17.29%Tier 1 risk-based capital ratio
  • 30.87%Total risk-based capital ratio
  • Memoranda
  • $32Average assets
  • $47,241Average earning assets
  • $8,378Average equity
  • $43,059Average loans

List of branches

  • 1 Nebraska Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    07064Franklin State Bank1502 M Street, Franklin, NE 68939September 01, 1901Full Service Brick and Mortar
1
Robert Maske
Good afternoon,
Subject : Bank account 47091 for Robert Maske
Looking at old records and found a check from Franklin State Bank. Account 47091 for Robert Maske , Note on the check states that there is money still in this account. Please advise if this is true.
My present address is 2826 West Canyon Ave, San Diego, CA 92123.
Cell phone # 619-855-3977
Regards,
Robert Maske

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Franklin State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents