South Side National Bank in St. Louis in St. Louis, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 18, 2001

  • South Side National Bank in St. Louis in St. Louis, Missouri (MO)
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South Side National Bank in St. Louis - Overview

  • General
  • FDIC Certificate #: 14322
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Allegiant Bank (#1078)
    Federal Reserve ID: 192352
    Date Established: May 01, 1934
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 11 (Interstate: No)
    OTS Docket #: 12800
    FDIC's unique #: 8948
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: May 01, 1934
    Last Structure Change Effective Date: October 18, 2001
    Last Structure Change Process Date: November 09, 2001
    Last Data Update: November 09, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 3606 Gravois Avenue, St. Louis, MO 63116
    County: Saint Louis (City)
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $552.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 176Total employees (full-time equivalent)
  • $498,300Total assets
  • $10,129Cash and due from depository institutions
  • $889Interest-bearing balances
  • $145,819Securities
  • $7,439Federal funds sold & reverse repurchase agreements
  • $304,059Net loans & leases
  • $3,291Loan loss allowance
  • $0Trading account assets
  • $12,780Bank premises and fixed assets
  • $778Other real estate owned
  • $3,377Goodwill and other intangibles
  • $0Life insurance assets
  • $13,919All other assets
  • $498,300Total liabilities and capital
  • $454,286Total liabilities
  • $370,353Total deposits
  • $324,436Interest-bearing deposits
  • $370,353Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $11,004Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $69,770Other borrowed funds
  • $0Subordinated debt
  • $3,159All other liabilities
  • $44,014Total equity capital
  • $44,014Total bank equity capital
  • $44,014Perpetual preferred stock
  • $0Common stock
  • $1,195Surplus
  • $12,663Undivided profits
  • Memoranda
  • $30,156Noncurrent loans and leases
  • $47,806Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $4,318Earning assets
  • $0Long-term assets (5+ years)
  • $1,798Average Assets, year-to-date
  • $458,206Average Assets, quarterly
  • $103,028Volatile liabilities
  • $476,018Insider loans
  • $495,215FHLB advances
  • $41,739Loans and leases held for sale
  • $31,168Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $47,806Total unused commitments
  • $0Restructured Loans and leases
  • $3,291Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $33,057Total interest income
  • $18,216Total interest expense
  • $14,841Net interest income
  • $300Provision for loan and lease losses
  • $2,794Total noninterest income
  • $1,217Fiduciary activities
  • $763Service charges on deposit accounts
  • $0Trading account gains & fees
  • $814Additional noninterest income
  • $11,367Total noninterest expense
  • $5,465Salaries and employee benefits
  • $1,945Premises and equipment expense
  • $3,957Additional noninterest expense
  • $5,968Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,488Applicable income taxes
  • $4,480Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,480Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $917Sale, conversion, retirement of capital stock, net
  • $2,700Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.64%Yield on earning assets
  • 4.21%Cost of funding earning assets
  • 3.43%Net interest margin
  • 0.65%Noninterest income to earning assets
  • 2.63%Noninterest expense to earning assets
  • 0.94%Net operating income to assets
  • 0.94%Return on assets (ROA)
  • 1.25%Pretax return on assets
  • 10.78%Return on equity (ROE)
  • 4.28%Retained earnings to average equity (YTD only)
  • 0.33%Net charge-offs to loans
  • 32.72%Credit loss provision to net charge-offs
  • 6.84%Efficiency ratio
  • 62,728Assets per employee
  • 2.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 60.27%Loss allowance to loans
  • 1.07%Loss allowance to noncurrent loans
  • 76.22%Noncurrent assets plus other real estate owned to assets
  • 1.02%Noncurrent loans to loans
  • 1.40%Net loans and leases to deposits
  • 82.10%Net loans and leases to core deposits
  • 89.50%Equity capital to assets
  • 8.83%Core capital (leverage) ratio
  • 8.37%Tier 1 risk-based capital ratio
  • 12.60%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $476,018Average earning assets
  • $41,548Average equity
  • $432,780Average loans

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