FDIC Certificate #: 35434 Status: Inactive Closing history: Absorption - Assisted Acquiring institution:Plaza Bank (#58100) Federal Reserve ID: 3023701 Date Established: May 03, 2001 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 80032 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: May 03, 2001 Last Structure Change Effective Date: July 23, 2010 Last Structure Change Process Date: July 26, 2010 Last Data Update: July 26, 2010 Data Source Date: April 05, 2012
Location
Address: 4043 South Eastern Avenue, Las Vegas, NV 89119 County: Clark Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: Phoenix Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Las Vegas, NV-AZ (#4120) Combined Statistical Area (CSA): Las Vegas-Paradise-Pahrump, NV (#332) Core Based Statistical Area (CBSA): Las Vegas-Paradise, NV (#29820) CBSA Metro Statistical Area: Las Vegas-Paradise, NV (#29820)
Financial Summary
Total assets: $203.7 mil
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2009)
Dollar figures in thousands
33Total employees (full-time equivalent)
$218,135Total assets
$4,959Cash and due from depository institutions
$1,356Interest-bearing balances
$82Securities
$15,680Federal funds sold & reverse repurchase agreements
$167,743Net loans & leases
$5,443Loan loss allowance
$0Trading account assets
$287Bank premises and fixed assets
$26,474Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,910All other assets
$218,135Total liabilities and capital
$208,233Total liabilities
$189,936Total deposits
$174,145Interest-bearing deposits
$189,936Deposits held in domestic offices
90.06%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$16,500Other borrowed funds
$0Subordinated debt
$1,797All other liabilities
$9,902Total equity capital
$9,902Total bank equity capital
$9,902Perpetual preferred stock
$0Common stock
$0Surplus
$24,065Undivided profits
Memoranda
$-14,163Noncurrent loans and leases
$8,346Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$27,139Earning assets
$0Long-term assets (5+ years)
$1,104Average Assets, year-to-date
$184,861Average Assets, quarterly
$17,189Volatile liabilities
$221,745Insider loans
$218,607FHLB advances
$86,260Loans and leases held for sale
$0Unused loan commitments
$16,500Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$8,346Total unused commitments
$3,459Restructured Loans and leases
$2,562Derivatives
Income and Expense (December 31, 2009)
Dollar figures in thousands
$11,038Total interest income
$5,334Total interest expense
$5,704Net interest income
$9,697Provision for loan and lease losses
$356Total noninterest income
$0Fiduciary activities
$77Service charges on deposit accounts
$0Trading account gains & fees
$279Additional noninterest income
$12,998Total noninterest expense
$3,317Salaries and employee benefits
$520Premises and equipment expense
$9,161Additional noninterest expense
-$16,635Pre-tax net operating income
$0Securities gains (losses)
-$1,299Applicable income taxes
-$15,336Income before extraordinary items
$0Extraordinary gains - net
-$15,336Net income attributable to bank
$0Net charge-offs
-$15,336Cash dividends
$6,634Sale, conversion, retirement of capital stock, net
$250Net operating income
Performance and Condition Ratios (December 31, 2009)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.51%Yield on earning assets
2.66%Cost of funding earning assets
2.85%Net interest margin
0.18%Noninterest income to earning assets
6.49%Noninterest expense to earning assets
-6.92%Net operating income to assets
-6.92%Return on assets (ROA)
-7.50%Pretax return on assets
-83.64%Return on equity (ROE)
-85.00%Retained earnings to average equity (YTD only)
3.70%Net charge-offs to loans
146.17%Credit loss provision to net charge-offs
-1.05%Efficiency ratio
214,488Assets per employee
6.61%Cash dividends to net income (YTD only)
Condition Ratios (%)
-1.63%Loss allowance to loans
3.14%Loss allowance to noncurrent loans
20.06%Noncurrent assets plus other real estate owned to assets
24.58%Noncurrent loans to loans
15.67%Net loans and leases to deposits
88.32%Net loans and leases to core deposits
161.80%Equity capital to assets
4.54%Core capital (leverage) ratio
4.42%Tier 1 risk-based capital ratio
4.90%Total risk-based capital ratio
Memoranda
$6Average assets
$221,745Average earning assets
$18,336Average equity
$200,296Average loans
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