St Paul Federal Bank for Savings in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 1999

  • St Paul Federal Bank for Savings in Chicago, Illinois (IL)
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St Paul Federal Bank for Savings - Overview

  • General
  • FDIC Certificate #: 27661
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Charter One Bank, National Association (#28932)
    Federal Reserve ID: 866578
    Date Established: January 01, 1889
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 70
    FDIC's unique #: 40495
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: March 18, 1935
    Last Structure Change Effective Date: October 01, 1999
    Last Structure Change Process Date: November 08, 1999
    Last Data Update: November 08, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 6700 West North Avenue, Chicago, IL 60707
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $6,154.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 1,322Total employees (full-time equivalent)
  • $5,878,846Total assets
  • $128,103Cash and due from depository institutions
  • $1,646Interest-bearing balances
  • $908,768Securities
  • $83,300Federal funds sold & reverse repurchase agreements
  • $4,534,824Net loans & leases
  • $40,419Loan loss allowance
  • $0Trading account assets
  • $74,880Bank premises and fixed assets
  • $1,939Other real estate owned
  • $2,830Goodwill and other intangibles
  • $0Life insurance assets
  • $144,202All other assets
  • $5,878,846Total liabilities and capital
  • $5,428,097Total liabilities
  • $3,917,360Total deposits
  • $3,635,505Interest-bearing deposits
  • $3,917,360Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $79,258Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,343,092Other borrowed funds
  • $0Subordinated debt
  • $88,387All other liabilities
  • $450,749Total equity capital
  • $450,749Total bank equity capital
  • $450,749Perpetual preferred stock
  • $0Common stock
  • $3,919Surplus
  • $209,578Undivided profits
  • Memoranda
  • $237,252Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $21,085Earning assets
  • $0Long-term assets (5+ years)
  • $26,559Average Assets, year-to-date
  • $5,528,538Average Assets, quarterly
  • $0Volatile liabilities
  • $5,009,378Insider loans
  • $5,840,803FHLB advances
  • $1,890,998Loans and leases held for sale
  • $8,915Unused loan commitments
  • $1,326,085Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $420,448Total unused commitments
  • $0Restructured Loans and leases
  • $3,114,937Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $337,137Total interest income
  • $195,075Total interest expense
  • $142,062Net interest income
  • $1,500Provision for loan and lease losses
  • $56,674Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $56,674Additional noninterest income
  • $166,024Total noninterest expense
  • $59,526Salaries and employee benefits
  • $32,280Premises and equipment expense
  • $74,218Additional noninterest expense
  • $31,212Pre-tax net operating income
  • $5,575Securities gains (losses)
  • $13,135Applicable income taxes
  • $23,652Income before extraordinary items
  • $0Extraordinary gains - net
  • $23,652Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$1,603Sale, conversion, retirement of capital stock, net
  • $34,800Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.12%Yield on earning assets
  • 4.12%Cost of funding earning assets
  • 3.00%Net interest margin
  • 1.20%Noninterest income to earning assets
  • 3.51%Noninterest expense to earning assets
  • 0.40%Net operating income to assets
  • 0.47%Return on assets (ROA)
  • 0.73%Pretax return on assets
  • 5.74%Return on equity (ROE)
  • -2.70%Retained earnings to average equity (YTD only)
  • -0.04%Net charge-offs to loans
  • -93.57%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 82,650Assets per employee
  • 4.45%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 147.13%Loss allowance to loans
  • 0.88%Loss allowance to noncurrent loans
  • 191.70%Noncurrent assets plus other real estate owned to assets
  • 0.39%Noncurrent loans to loans
  • 0.46%Net loans and leases to deposits
  • 115.76%Net loans and leases to core deposits
  • 131.49%Equity capital to assets
  • 7.67%Core capital (leverage) ratio
  • 7.62%Tier 1 risk-based capital ratio
  • 14.37%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $5,009,378Average earning assets
  • $412,141Average equity
  • $4,734,593Average loans
1
Anthony Jones
⚠
Sep 5, 2023 @ 12:12 pm
I had money in my savings account when the bank closed and I never retrieved my money from the account. How can I recover my money?

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