Stanton State Bank in city_name, state_name - Detailed Financial Reports, Location

Stanton State Bank in Stanton, Nebraska (NE)
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Stanton State Bank routing number info

Stanton State Bank - Overview

General
FDIC Certificate #: 5478
Status: Active
Federal Reserve ID: 382256
Bank Holding Company (Regulatory Top Holder): Eberly Investment Co. (RSSDID: 1066759, Location: Stanton, NE)
Date Established: January 01, 1882
WWW: http://www.stantonstatebank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 12494
FDIC's unique #: 3712
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: December 21, 2009
Last Structure Change Process Date: January 06, 2010
Last Data Update: January 06, 2010
Data Source Date: April 05, 2012
Location
Address: 924 Ivy Street, Stanton, NE 68779
County: Stanton
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Norfolk, NE (#35740)
CBSA Micro Statistical Area: Yes
History of Changes
Name Change
Change in Primary Regulatory Agency
Change in Supervisory Agency
Financial Summary
Total assets: $38.1 mil
Equity capital: $3.6 mil
Deposits held in domestic offices: $33.6 mil
Return on assets (ROA): 0.50% ($0.2 mil)
Quarterly return on assets: 0.36% ($0.1 mil)
Return on Equity (ROE): 5.28% ($0.2 mil)
Quarterly return on equity: 3.90% ($0.2 mil)
Net income: $0.2 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 0.72% ($274.5 mil)
Quarterly Pretax return on assets: 0.46% ($175.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
9Total employees (full-time equivalent)
$38,127Total assets
$7,645Cash and due from depository institutions
$3,960Interest-bearing balances
$5,840Securities
$1,000Federal funds sold & reverse repurchase agreements
$22,537Net loans & leases
$411Loan loss allowance
$0Trading account assets
$505Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$38,127Life insurance assets
$600All other assets
$34,519Total liabilities and capital
$33,558Total liabilities
$28,073Total deposits
$33,558Interest-bearing deposits
$93Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$700Trading liabilities
$0Other borrowed funds
$261Subordinated debt
$3,608All other liabilities
$3,608Total equity capital
$3,608Total bank equity capital
$0Perpetual preferred stock
$200Common stock
$200Surplus
$3,208Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$268Long-term assets (5+ years)
$33,337Average Assets, year-to-date
$531Average Assets, quarterly
$37,339Volatile liabilities
$39,291Insider loans
$23,817FHLB advances
$39,379Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$3,592Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$5,229Restructured Loans and leases
$584Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$1,584Total interest income
$281Total interest expense
$1,303Net interest income
$30Provision for loan and lease losses
$86Total noninterest income
$0Fiduciary activities
$26Service charges on deposit accounts
$0Trading account gains & fees
$60Additional noninterest income
$1,090Total noninterest expense
$611Salaries and employee benefits
$124Premises and equipment expense
$355Additional noninterest expense
$269Pre-tax net operating income
$0Securities gains (losses)
$83Applicable income taxes
$186Income before extraordinary items
$0Extraordinary gains - net
$186Net income attributable to bank
$0Net charge-offs
$186Cash dividends
$19Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.94%Yield on earning assets
0.88%Cost of funding earning assets
4.06%Net interest margin
0.27%Noninterest income to earning assets
3.40%Noninterest expense to earning assets
0.50%Net operating income to assets
0.50%Return on assets (ROA)
0.72%Pretax return on assets
5.28%Return on equity (ROE)
5.28%Retained earnings to average equity (YTD only)
0.08%Net charge-offs to loans
157.89%Credit loss provision to net charge-offs
15.74%Efficiency ratio
78,474Assets per employee
4.24%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.79%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
67.16%Net loans and leases to core deposits
67.16%Equity capital to assets
9.46%Core capital (leverage) ratio
9.12%Tier 1 risk-based capital ratio
15.08%Total risk-based capital ratio
Memoranda
$16Average assets
$37,339Average earning assets
$3,520Average equity
$32,090Average loans

List of branches

2 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	3712	Stanton State Bank	924 Ivy Street, Stanton, NE 68779	January 01, 1882	Full Service Brick and Mortar
1	366153	Norfolk Branch	1021 Riverside Boulevard, Norfolk, NE 68701	November 08, 2002	Full Service Brick and Mortar

Stanton State Bank in Stanton, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

Stanton State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Stanton State Bank in Stanton, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

Stanton State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Stanton State Bank in Stanton, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches