Star Bank, National Association, Hillsboro in Hillsboro, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 24, 1993

Star Bank, National Association, Hillsboro in Hillsboro, Ohio (OH)
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Star Bank, National Association, Hillsboro - Overview

General
FDIC Certificate #: 24375
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: U.S. Bank National Association (#6548)
Federal Reserve ID: 771524
Date Established: March 01, 1983
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Interstate: No)
FDIC's unique #: 16962
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: March 01, 1983
Last Structure Change Effective Date: July 24, 1993
Last Structure Change Process Date: October 06, 1993
Last Data Update: October 06, 1993
Data Source Date: April 05, 2012
Location
Address: Main And High Streets, Hillsboro, OH 45133
County: Highland
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Columbus
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $100.7 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$34Total assets
$106,291Cash and due from depository institutions
$4,394Interest-bearing balances
$0Securities
$19,443Federal funds sold & reverse repurchase agreements
$8,300Net loans & leases
$72,166Loan loss allowance
$1,091Trading account assets
$0Bank premises and fixed assets
$436Other real estate owned
$0Goodwill and other intangibles
$1,552Life insurance assets
$0All other assets
$0Total liabilities and capital
$106,291Total liabilities
$96,945Total deposits
$95,904Interest-bearing deposits
$88,018Deposits held in domestic offices
95904.00%% insured (estimated)
$99Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$1,041Total equity capital
$1,041Total bank equity capital
$9,346Perpetual preferred stock
$0Common stock
$400Surplus
$5,594Undivided profits
Memoranda
$3,352Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,457Income earned, not collected on loans
$847Earning assets
$99,909Long-term assets (5+ years)
$14,783Average Assets, year-to-date
$103,151Average Assets, quarterly
$104,315Volatile liabilities
$4,294Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,822Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$9,346Total risk weighted assets
$65,253Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$9,557Total interest expense
$4,588Net interest income
$4,969Provision for loan and lease losses
$915Total noninterest income
$459Fiduciary activities
$0Service charges on deposit accounts
$348Trading account gains & fees
$0Additional noninterest income
$111Total noninterest expense
$1,974Salaries and employee benefits
$817Premises and equipment expense
$96Additional noninterest expense
$1,061Pre-tax net operating income
$2,539Securities gains (losses)
$0Applicable income taxes
$853Income before extraordinary items
$1,686Extraordinary gains - net
$0Net income attributable to bank
$1,686Net charge-offs
$762Cash dividends
$1,136Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
9.69%Cost of funding earning assets
4.65%Net interest margin
5.04%Noninterest income to earning assets
0.47%Noninterest expense to earning assets
2.00%Net operating income to assets
1.63%Return on assets (ROA)
1.63%Pretax return on assets
2.46%Return on equity (ROE)
18.62%Retained earnings to average equity (YTD only)
6.07%Net charge-offs to loans
1.04%Credit loss provision to net charge-offs
120.08%Efficiency ratio
36,367Assets per employee
3.13%Cash dividends to net income (YTD only)
Condition Ratios (%)
67.38%Loss allowance to loans
1.49%Loss allowance to noncurrent loans
74.88%Noncurrent assets plus other real estate owned to assets
1.37%Noncurrent loans to loans
1.99%Net loans and leases to deposits
75.25%Net loans and leases to core deposits
78.78%Equity capital to assets
8.79%Core capital (leverage) ratio
8.90%Tier 1 risk-based capital ratio
14.32%Total risk-based capital ratio
Memoranda
$16Average assets
$103,151Average earning assets
$9,056Average equity
$98,606Average loans

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