Star Bank, National Association, Sidney in Sidney, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 16, 1993

  • Star Bank, National Association, Sidney in Sidney, Ohio (OH)
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Star Bank, National Association, Sidney - Overview

  • General
  • FDIC Certificate #: 6698
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: U.S. Bank National Association (#6548)
    Federal Reserve ID: 455123
    Date Established: January 01, 1899
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 7 (Interstate: No)
    FDIC's unique #: 4488
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 16, 1993
    Last Structure Change Process Date: November 03, 1993
    Last Data Update: November 03, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 115-119 East Court Street, Sidney, OH 45365
    County: Shelby
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Sidney, OH (#43380)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $204.2 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $91Total assets
  • $209,991Cash and due from depository institutions
  • $13,159Interest-bearing balances
  • $2,000Securities
  • $24,858Federal funds sold & reverse repurchase agreements
  • $14,393Net loans & leases
  • $152,100Loan loss allowance
  • $2,202Trading account assets
  • $0Bank premises and fixed assets
  • $2,667Other real estate owned
  • $0Goodwill and other intangibles
  • $2,681Life insurance assets
  • $133All other assets
  • $0Total liabilities and capital
  • $209,991Total liabilities
  • $190,879Total deposits
  • $184,864Interest-bearing deposits
  • $160,937Deposits held in domestic offices
  • 184864.00%% insured (estimated)
  • $88Federal funds purchased & repurchase agreements
  • $2,020Trading liabilities
  • $0Other borrowed funds
  • $1,805Subordinated debt
  • $0All other liabilities
  • $2,190Total equity capital
  • $2,190Total bank equity capital
  • $19,112Perpetual preferred stock
  • $0Common stock
  • $3,250Surplus
  • $3,250Undivided profits
  • Memoranda
  • $12,612Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,647Income earned, not collected on loans
  • $921Earning assets
  • $193,351Long-term assets (5+ years)
  • $18,909Average Assets, year-to-date
  • $214,679Average Assets, quarterly
  • $208,860Volatile liabilities
  • $9,942Insider loans
  • $2,653FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $39,950Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $18,979Total risk weighted assets
  • $140,350Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $17,807Total interest expense
  • $8,123Net interest income
  • $9,684Provision for loan and lease losses
  • $410Total noninterest income
  • $1,576Fiduciary activities
  • $0Service charges on deposit accounts
  • $630Trading account gains & fees
  • $0Additional noninterest income
  • $946Total noninterest expense
  • $6,317Salaries and employee benefits
  • $2,889Premises and equipment expense
  • $775Additional noninterest expense
  • $2,653Pre-tax net operating income
  • $4,533Securities gains (losses)
  • $0Applicable income taxes
  • $1,429Income before extraordinary items
  • $3,104Extraordinary gains - net
  • $0Net income attributable to bank
  • $3,104Net charge-offs
  • $386Cash dividends
  • $1,836Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.85%Cost of funding earning assets
  • 4.04%Net interest margin
  • 4.81%Noninterest income to earning assets
  • 0.78%Noninterest expense to earning assets
  • 3.14%Net operating income to assets
  • 1.45%Return on assets (ROA)
  • 1.45%Pretax return on assets
  • 2.11%Return on equity (ROE)
  • 16.79%Retained earnings to average equity (YTD only)
  • 6.86%Net charge-offs to loans
  • 0.24%Credit loss provision to net charge-offs
  • 106.22%Efficiency ratio
  • 55,879Assets per employee
  • 2.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 59.15%Loss allowance to loans
  • 1.43%Loss allowance to noncurrent loans
  • 133.70%Noncurrent assets plus other real estate owned to assets
  • 0.78%Noncurrent loans to loans
  • 1.07%Net loans and leases to deposits
  • 82.28%Net loans and leases to core deposits
  • 85.09%Equity capital to assets
  • 9.10%Core capital (leverage) ratio
  • 9.07%Tier 1 risk-based capital ratio
  • 13.52%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $214,679Average earning assets
  • $18,482Average equity
  • $201,196Average loans

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