Star Valley State Bank in Afton, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 22, 1994

Star Valley State Bank in Afton, Wyoming (WY)
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Star Valley State Bank - Overview

General
FDIC Certificate #: 8721
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Security Bank of Wyoming (#11959)
Federal Reserve ID: 61551
Date Established: January 01, 1907
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 2 (Interstate: No)
FDIC's unique #: 5553
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: August 22, 1994
Last Structure Change Process Date: September 06, 1994
Last Data Update: September 06, 1994
Data Source Date: April 05, 2012
Location
Address: Main Street, Afton, WY 83110
County: Lincoln
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Salt Lake City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $63.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$25Total assets
$65,107Cash and due from depository institutions
$3,068Interest-bearing balances
$0Securities
$22,413Federal funds sold & reverse repurchase agreements
$3,950Net loans & leases
$34,332Loan loss allowance
$469Trading account assets
$0Bank premises and fixed assets
$237Other real estate owned
$373Goodwill and other intangibles
$734Life insurance assets
$0All other assets
$0Total liabilities and capital
$65,107Total liabilities
$57,200Total deposits
$56,582Interest-bearing deposits
$48,470Deposits held in domestic offices
56582.00%% insured (estimated)
$90Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$618Total equity capital
$618Total bank equity capital
$7,907Perpetual preferred stock
$0Common stock
$38Surplus
$2,462Undivided profits
Memoranda
$5,407Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$272Income earned, not collected on loans
$462Earning assets
$60,695Long-term assets (5+ years)
$1,167Average Assets, year-to-date
$62,262Average Assets, quarterly
$64,192Volatile liabilities
$1,090Insider loans
$262FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$3,676Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$7,907Total risk weighted assets
$38,418Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$4,386Total interest expense
$1,581Net interest income
$2,805Provision for loan and lease losses
$193Total noninterest income
$571Fiduciary activities
$0Service charges on deposit accounts
$313Trading account gains & fees
$0Additional noninterest income
$258Total noninterest expense
$1,474Salaries and employee benefits
$767Premises and equipment expense
$118Additional noninterest expense
$589Pre-tax net operating income
$1,709Securities gains (losses)
$0Applicable income taxes
$573Income before extraordinary items
$1,136Extraordinary gains - net
$0Net income attributable to bank
$1,136Net charge-offs
$221Cash dividends
$750Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.63%Cost of funding earning assets
2.75%Net interest margin
4.88%Noninterest income to earning assets
0.99%Noninterest expense to earning assets
2.56%Net operating income to assets
1.82%Return on assets (ROA)
1.82%Pretax return on assets
2.74%Return on equity (ROE)
14.48%Retained earnings to average equity (YTD only)
4.92%Net charge-offs to loans
0.72%Credit loss provision to net charge-offs
87.33%Efficiency ratio
43,661Assets per employee
2.60%Cash dividends to net income (YTD only)
Condition Ratios (%)
66.02%Loss allowance to loans
1.35%Loss allowance to noncurrent loans
172.43%Noncurrent assets plus other real estate owned to assets
0.99%Noncurrent loans to loans
0.78%Net loans and leases to deposits
60.68%Net loans and leases to core deposits
61.87%Equity capital to assets
12.14%Core capital (leverage) ratio
11.97%Tier 1 risk-based capital ratio
20.58%Total risk-based capital ratio
Memoranda
$22Average assets
$62,262Average earning assets
$7,848Average equity
$57,481Average loans

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