State Bank of Lizton in city_name, state_name - Detailed Financial Reports, Location

State Bank of Lizton in Lizton, Indiana (IN)
Show street view No street view available for this location

State Bank of Lizton routing number info

State Bank of Lizton - Overview

General
FDIC Certificate #: 1833
Status: Active
Federal Reserve ID: 345747
Bank Holding Company (Regulatory Top Holder): Lizton Financial Corporation (RSSDID: 1129618, Location: Lizton, IN)
Date Established: December 01, 1910
WWW: http://www.statebankoflizton.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 10 (Domestic: 10, Interstate: No)
FDIC's unique #: 1219
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 206 North State Street, Lizton, IN 46149
County: Hendricks
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Indianapolis, IN (#3480)
Combined Statistical Area (CSA): Indianapolis-Anderson-Columbus, IN (#294)
Core Based Statistical Area (CBSA): Indianapolis-Carmel, IN (#26900)
CBSA Metro Statistical Area: Indianapolis-Carmel, IN (#26900)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $376.5 mil
Equity capital: $38.0 mil
Deposits held in domestic offices: $337.0 mil
Return on assets (ROA): 0.55% ($2.1 mil)
Quarterly return on assets: 0.65% ($2.4 mil)
Return on Equity (ROE): 5.64% ($2.1 mil)
Quarterly return on equity: 6.47% ($2.5 mil)
Net income: $2.1 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 0.65% ($2,447.2 mil)
Quarterly Pretax return on assets: 0.94% ($3,539.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
97Total employees (full-time equivalent)
$376,496Total assets
$11,773Cash and due from depository institutions
$5,675Interest-bearing balances
$128,756Securities
$3,025Federal funds sold & reverse repurchase agreements
$208,863Net loans & leases
$5,248Loan loss allowance
$0Trading account assets
$7,093Bank premises and fixed assets
$4,467Other real estate owned
$0Goodwill and other intangibles
$376,496Life insurance assets
$12,519All other assets
$338,541Total liabilities and capital
$337,033Total liabilities
$294,863Total deposits
$337,033Interest-bearing deposits
$72Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,508Subordinated debt
$37,955All other liabilities
$37,955Total equity capital
$37,955Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$19,900Surplus
$17,955Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$4,831Income earned, not collected on loans
$0Earning assets
$2,006Long-term assets (5+ years)
$346,319Average Assets, year-to-date
$112,199Average Assets, quarterly
$375,773Volatile liabilities
$376,097Insider loans
$253,141FHLB advances
$383,453Loans and leases held for sale
$8,590Unused loan commitments
$8,590Tier 1 (core) risk-based capital
$36,068Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$40,210Restructured Loans and leases
$4,528Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$15,055Total interest income
$2,551Total interest expense
$12,504Net interest income
$2,660Provision for loan and lease losses
$3,170Total noninterest income
$12Fiduciary activities
$2,085Service charges on deposit accounts
$0Trading account gains & fees
$1,073Additional noninterest income
$11,601Total noninterest expense
$5,757Salaries and employee benefits
$1,447Premises and equipment expense
$4,397Additional noninterest expense
$1,413Pre-tax net operating income
$1,028Securities gains (losses)
$356Applicable income taxes
$2,085Income before extraordinary items
$0Extraordinary gains - net
$2,085Net income attributable to bank
$0Net charge-offs
$2,085Cash dividends
$1,064Sale, conversion, retirement of capital stock, net
$780Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.53%Yield on earning assets
0.77%Cost of funding earning assets
3.76%Net interest margin
0.95%Noninterest income to earning assets
3.49%Noninterest expense to earning assets
0.32%Net operating income to assets
0.55%Return on assets (ROA)
0.65%Pretax return on assets
5.64%Return on equity (ROE)
3.53%Retained earnings to average equity (YTD only)
0.51%Net charge-offs to loans
250.00%Credit loss provision to net charge-offs
3.83%Efficiency ratio
74,014Assets per employee
3.88%Cash dividends to net income (YTD only)
Condition Ratios (%)
37.41%Loss allowance to loans
2.45%Loss allowance to noncurrent loans
108.63%Noncurrent assets plus other real estate owned to assets
2.47%Noncurrent loans to loans
2.26%Net loans and leases to deposits
61.97%Net loans and leases to core deposits
70.51%Equity capital to assets
10.08%Core capital (leverage) ratio
9.41%Tier 1 risk-based capital ratio
14.25%Total risk-based capital ratio
Memoranda
$16Average assets
$375,773Average earning assets
$36,936Average equity
$332,335Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$4,712Managed Assets
1Number of Accounts
$4,712Personal trust and agency accounts
$3,431Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$761Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$520Non-managed Assets
12Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

10 Indiana Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	1219	State Bank Of Lizton	206 North State Street, Lizton, IN 46149	December 01, 1910	Full Service Brick and Mortar
1	190199	Pittsboro Branch	35 South Maple Street, Pittsboro, IN 46167	July 15, 1935	Full Service Brick and Mortar
2	190200	Eastern Branch	7600 East 700 North, Brownsburg, IN 46112	January 03, 1977	Full Service Brick and Mortar
3	190201	Lebanon Branch	1801 Indianapolis Avenue, Lebanon, IN 46052	January 02, 1987	Full Service Brick and Mortar
4	190202	Jamestown Branch	33 Brush Street, Jamestown, IN 46147	July 18, 1988	Full Service Brick and Mortar
8	424190	Thorntown Branch	7984 West State Road 32, Thorntown, IN 46071	December 01, 2003	Full Service Brick and Mortar
9	446041	Avon Branch	5201 East Us Highway 36, Suite 213, Avon, IN 46123	November 28, 2005	Full Service Brick and Mortar
11	466783	Marketplace Branch	6529 East State Road 334, Zionsville, IN 46077	July 31, 2007	Full Service Brick and Mortar
12	474195	56th Street Branch	900 East 56th Street, Brownsburg, IN 46112	April 30, 2008	Full Service Brick and Mortar
13	510537	Plainfield Branch	2100 Stafford Road, Plainfield, IN 46168	December 01, 2009	Full Service Brick and Mortar

State Bank of Lizton in Lizton, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

State Bank of Lizton - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

State Bank of Lizton in Lizton, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

State Bank of Lizton - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

State Bank of Lizton in Lizton, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches