THE PRAIRIE STATE BANK in Augusta, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 11, 2006

  • THE PRAIRIE STATE BANK in Augusta, Kansas (KS)
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THE PRAIRIE STATE BANK - Overview

  • General
  • FDIC Certificate #: 12599
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Emprise Bank (#4789)
    Federal Reserve ID: 985956
    Date Established: December 03, 1918
    WWW: http://www.prairiestatebank.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 11 (Interstate: No)
    OTS Docket #: 9209
    FDIC's unique #: 8000
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 11, 2006
    Last Structure Change Process Date: December 07, 2006
    Last Data Update: December 07, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 512 State Street, Augusta, KS 67010
    County: Butler
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Wichita
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
    Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
    Core Based Statistical Area (CBSA): Wichita, KS (#48620)
    CBSA Metro Statistical Area: Wichita, KS (#48620)
  • Financial Summary
  • Total assets: $271.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 129Total employees (full-time equivalent)
  • $289,196Total assets
  • $14,830Cash and due from depository institutions
  • $772Interest-bearing balances
  • $81,372Securities
  • $4,682Federal funds sold & reverse repurchase agreements
  • $165,042Net loans & leases
  • $3,519Loan loss allowance
  • $0Trading account assets
  • $7,623Bank premises and fixed assets
  • $896Other real estate owned
  • $2,302Goodwill and other intangibles
  • $0Life insurance assets
  • $12,449All other assets
  • $289,196Total liabilities and capital
  • $269,520Total liabilities
  • $254,742Total deposits
  • $221,215Interest-bearing deposits
  • $254,742Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $13,635Other borrowed funds
  • $0Subordinated debt
  • $1,143All other liabilities
  • $19,676Total equity capital
  • $19,676Total bank equity capital
  • $19,676Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $10,556Undivided profits
  • Memoranda
  • $8,120Noncurrent loans and leases
  • $36,701Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $4,385Earning assets
  • $0Long-term assets (5+ years)
  • $1,600Average Assets, year-to-date
  • $251,868Average Assets, quarterly
  • $31,116Volatile liabilities
  • $288,675Insider loans
  • $280,165FHLB advances
  • $37,966Loans and leases held for sale
  • $696Unused loan commitments
  • $13,414Tier 1 (core) risk-based capital
  • $13,670Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $36,701Total unused commitments
  • $3,772Restructured Loans and leases
  • $2,589Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $14,133Total interest income
  • $5,169Total interest expense
  • $8,964Net interest income
  • $3,360Provision for loan and lease losses
  • $2,944Total noninterest income
  • $0Fiduciary activities
  • $1,900Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,044Additional noninterest income
  • $10,762Total noninterest expense
  • $5,780Salaries and employee benefits
  • $1,453Premises and equipment expense
  • $3,529Additional noninterest expense
  • -$2,214Pre-tax net operating income
  • $0Securities gains (losses)
  • -$1,060Applicable income taxes
  • -$1,154Income before extraordinary items
  • $0Extraordinary gains - net
  • -$1,154Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,960Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.52%Yield on earning assets
  • 2.02%Cost of funding earning assets
  • 3.50%Net interest margin
  • 1.15%Noninterest income to earning assets
  • 4.20%Noninterest expense to earning assets
  • -0.40%Net operating income to assets
  • -0.40%Return on assets (ROA)
  • -0.77%Pretax return on assets
  • -5.54%Return on equity (ROE)
  • -5.54%Retained earnings to average equity (YTD only)
  • 1.17%Net charge-offs to loans
  • 171.43%Credit loss provision to net charge-offs
  • 0.58%Efficiency ratio
  • 90,376Assets per employee
  • 2.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.09%Loss allowance to noncurrent loans
  • 80.25%Noncurrent assets plus other real estate owned to assets
  • 1.83%Noncurrent loans to loans
  • 2.60%Net loans and leases to deposits
  • 64.79%Net loans and leases to core deposits
  • 76.06%Equity capital to assets
  • 6.80%Core capital (leverage) ratio
  • 6.87%Tier 1 risk-based capital ratio
  • 9.11%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $288,675Average earning assets
  • $20,820Average equity
  • $256,043Average loans

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