FDIC Certificate #: 12599 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Emprise Bank (#4789) Federal Reserve ID: 985956 Date Established: December 03, 1918 WWW:http://www.prairiestatebank.com Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 11 (Interstate: No) OTS Docket #: 9209 FDIC's unique #: 8000 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: November 11, 2006 Last Structure Change Process Date: December 07, 2006 Last Data Update: December 07, 2006 Data Source Date: April 05, 2012
Location
Address: 512 State Street, Augusta, KS 67010 County: Butler Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Wichita Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Wichita, KS (#9040) Combined Statistical Area (CSA): Wichita-Winfield, KS (#556) Core Based Statistical Area (CBSA): Wichita, KS (#48620) CBSA Metro Statistical Area: Wichita, KS (#48620)
Financial Summary
Total assets: $271.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2005)
Dollar figures in thousands
129Total employees (full-time equivalent)
$289,196Total assets
$14,830Cash and due from depository institutions
$772Interest-bearing balances
$81,372Securities
$4,682Federal funds sold & reverse repurchase agreements
$165,042Net loans & leases
$3,519Loan loss allowance
$0Trading account assets
$7,623Bank premises and fixed assets
$896Other real estate owned
$2,302Goodwill and other intangibles
$0Life insurance assets
$12,449All other assets
$289,196Total liabilities and capital
$269,520Total liabilities
$254,742Total deposits
$221,215Interest-bearing deposits
$254,742Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$13,635Other borrowed funds
$0Subordinated debt
$1,143All other liabilities
$19,676Total equity capital
$19,676Total bank equity capital
$19,676Perpetual preferred stock
$0Common stock
$1,000Surplus
$10,556Undivided profits
Memoranda
$8,120Noncurrent loans and leases
$36,701Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$4,385Earning assets
$0Long-term assets (5+ years)
$1,600Average Assets, year-to-date
$251,868Average Assets, quarterly
$31,116Volatile liabilities
$288,675Insider loans
$280,165FHLB advances
$37,966Loans and leases held for sale
$696Unused loan commitments
$13,414Tier 1 (core) risk-based capital
$13,670Tier 2 risk-based capital
$0Total risk weighted assets
$36,701Total unused commitments
$3,772Restructured Loans and leases
$2,589Derivatives
Income and Expense (December 31, 2005)
Dollar figures in thousands
$14,133Total interest income
$5,169Total interest expense
$8,964Net interest income
$3,360Provision for loan and lease losses
$2,944Total noninterest income
$0Fiduciary activities
$1,900Service charges on deposit accounts
$0Trading account gains & fees
$1,044Additional noninterest income
$10,762Total noninterest expense
$5,780Salaries and employee benefits
$1,453Premises and equipment expense
$3,529Additional noninterest expense
-$2,214Pre-tax net operating income
$0Securities gains (losses)
-$1,060Applicable income taxes
-$1,154Income before extraordinary items
$0Extraordinary gains - net
-$1,154Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$1,960Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2005)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.52%Yield on earning assets
2.02%Cost of funding earning assets
3.50%Net interest margin
1.15%Noninterest income to earning assets
4.20%Noninterest expense to earning assets
-0.40%Net operating income to assets
-0.40%Return on assets (ROA)
-0.77%Pretax return on assets
-5.54%Return on equity (ROE)
-5.54%Retained earnings to average equity (YTD only)
1.17%Net charge-offs to loans
171.43%Credit loss provision to net charge-offs
0.58%Efficiency ratio
90,376Assets per employee
2.24%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.09%Loss allowance to noncurrent loans
80.25%Noncurrent assets plus other real estate owned to assets
1.83%Noncurrent loans to loans
2.60%Net loans and leases to deposits
64.79%Net loans and leases to core deposits
76.06%Equity capital to assets
6.80%Core capital (leverage) ratio
6.87%Tier 1 risk-based capital ratio
9.11%Total risk-based capital ratio
Memoranda
$10Average assets
$288,675Average earning assets
$20,820Average equity
$256,043Average loans
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