Texas Capital Bank, National Association in city_name, state_name

Texas Capital Bank, National Association in Houston, Texas (TX)
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Texas Capital Bank, National Association - Overview

General
FDIC Certificate #: 25339
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Coastal Banc, S.S.B. (#30757)
Federal Reserve ID: 911254
Date Established: August 06, 1984
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 5 (Interstate: No)
OTS Docket #: 9451
FDIC's unique #: 17526
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: August 06, 1984
Last Structure Change Effective Date: November 01, 1995
Last Structure Change Process Date: November 17, 1995
Last Data Update: November 17, 1995
Data Source Date: April 05, 2012
Location
Address: 7909 Parkwood Circle Drive, Houston, TX 77036
County: Harris
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Houston, TX (#3360)
Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
Financial Summary
Total assets: $172.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$84Total assets
$177,174Cash and due from depository institutions
$12,443Interest-bearing balances
$4,510Securities
$52,984Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$103,458Loan loss allowance
$901Trading account assets
$0Bank premises and fixed assets
$2,933Other real estate owned
$3,145Goodwill and other intangibles
$2,108Life insurance assets
$103All other assets
$0Total liabilities and capital
$177,174Total liabilities
$165,029Total deposits
$164,319Interest-bearing deposits
$128,548Deposits held in domestic offices
164319.00%% insured (estimated)
$87Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$710Total equity capital
$710Total bank equity capital
$12,145Perpetual preferred stock
$0Common stock
$2,688Surplus
$4,419Undivided profits
Memoranda
$5,038Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$890Income earned, not collected on loans
$741Earning assets
$160,952Long-term assets (5+ years)
$11,170Average Assets, year-to-date
$165,750Average Assets, quarterly
$170,039Volatile liabilities
$21,715Insider loans
$2,984FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$21,503Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$12,614Total risk weighted assets
$118,851Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$12,413Total interest expense
$4,030Net interest income
$8,383Provision for loan and lease losses
$490Total noninterest income
$1,232Fiduciary activities
$0Service charges on deposit accounts
$728Trading account gains & fees
-$40Additional noninterest income
$544Total noninterest expense
$6,972Salaries and employee benefits
$2,828Premises and equipment expense
$1,158Additional noninterest expense
$2,986Pre-tax net operating income
$2,153Securities gains (losses)
$1Applicable income taxes
$726Income before extraordinary items
$1,428Extraordinary gains - net
$0Net income attributable to bank
$1,428Net charge-offs
$609Cash dividends
$238Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.25%Cost of funding earning assets
2.68%Net interest margin
5.57%Noninterest income to earning assets
0.82%Noninterest expense to earning assets
4.63%Net operating income to assets
0.86%Return on assets (ROA)
0.86%Pretax return on assets
1.30%Return on equity (ROE)
12.18%Retained earnings to average equity (YTD only)
10.15%Net charge-offs to loans
0.61%Credit loss provision to net charge-offs
80.46%Efficiency ratio
72,272Assets per employee
2.11%Cash dividends to net income (YTD only)
Condition Ratios (%)
16.67%Loss allowance to loans
0.86%Loss allowance to noncurrent loans
101.24%Noncurrent assets plus other real estate owned to assets
2.28%Noncurrent loans to loans
0.85%Net loans and leases to deposits
62.96%Net loans and leases to core deposits
72.55%Equity capital to assets
6.85%Core capital (leverage) ratio
7.35%Tier 1 risk-based capital ratio
10.61%Total risk-based capital ratio
Memoranda
$11Average assets
$165,750Average earning assets
$11,726Average equity
$150,427Average loans

Texas Capital Bank, National Association in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Texas Capital Bank, National Association - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Texas Capital Bank, National Association in Houston, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

Texas Capital Bank, National Association - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Texas Capital Bank, National Association in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches