Texas Premier Bank, National Association - Overview
General
FDIC Certificate #: 25062 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Enterprise Bank (#3326) Federal Reserve ID: 44451 Date Established: March 15, 1984 WWW:http://www.texaspremier.com Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 3 (Interstate: No) FDIC's unique #: 17348 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: No Date of Deposit Insurance: March 15, 1984 Last Structure Change Effective Date: March 30, 2007 Last Structure Change Process Date: April 06, 2007 Last Data Update: April 06, 2007 Data Source Date: April 05, 2012
Location
Address: 4821 South Front Street, Brookshire, TX 77423 County: Waller Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Houston Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Houston, TX (#3360) Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42) Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288) Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420) CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
Financial Summary
Total assets: $68.6 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2006)
Dollar figures in thousands
31Total employees (full-time equivalent)
$68,568Total assets
$6,359Cash and due from depository institutions
$3,257Interest-bearing balances
$309Securities
$4,175Federal funds sold & reverse repurchase agreements
$56,135Net loans & leases
$831Loan loss allowance
$0Trading account assets
$652Bank premises and fixed assets
$103Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$835All other assets
$68,568Total liabilities and capital
$60,698Total liabilities
$59,528Total deposits
$33,750Interest-bearing deposits
$59,528Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$1,050Other borrowed funds
$0Subordinated debt
$120All other liabilities
$7,870Total equity capital
$7,870Total bank equity capital
$7,870Perpetual preferred stock
$0Common stock
$937Surplus
$946Undivided profits
Memoranda
$5,987Noncurrent loans and leases
$8,855Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$417Earning assets
$0Long-term assets (5+ years)
$475Average Assets, year-to-date
$63,876Average Assets, quarterly
$1,813Volatile liabilities
$70,048Insider loans
$67,180FHLB advances
$6,886Loans and leases held for sale
$731Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$8,855Total unused commitments
$0Restructured Loans and leases
$736Derivatives
Income and Expense (December 31, 2006)
Dollar figures in thousands
$5,503Total interest income
$543Total interest expense
$4,960Net interest income
$20Provision for loan and lease losses
$423Total noninterest income
$0Fiduciary activities
$309Service charges on deposit accounts
$0Trading account gains & fees
$114Additional noninterest income
$3,720Total noninterest expense
$2,173Salaries and employee benefits
$359Premises and equipment expense
$1,188Additional noninterest expense
$1,643Pre-tax net operating income
$0Securities gains (losses)
$564Applicable income taxes
$1,079Income before extraordinary items
$0Extraordinary gains - net
$1,079Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$3Sale, conversion, retirement of capital stock, net
$187Net operating income
Performance and Condition Ratios (December 31, 2006)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.46%Yield on earning assets
0.83%Cost of funding earning assets
7.62%Net interest margin
0.65%Noninterest income to earning assets
5.72%Noninterest expense to earning assets
1.54%Net operating income to assets
1.54%Return on assets (ROA)
2.35%Pretax return on assets
14.63%Return on equity (ROE)
12.09%Retained earnings to average equity (YTD only)
0.01%Net charge-offs to loans
666.67%Credit loss provision to net charge-offs
554.33%Efficiency ratio
69,106Assets per employee
2.21%Cash dividends to net income (YTD only)
Condition Ratios (%)
17.33%Loss allowance to loans
1.46%Loss allowance to noncurrent loans
199.28%Noncurrent assets plus other real estate owned to assets
0.76%Noncurrent loans to loans
0.73%Net loans and leases to deposits
94.30%Net loans and leases to core deposits
106.64%Equity capital to assets
11.48%Core capital (leverage) ratio
11.95%Tier 1 risk-based capital ratio
13.39%Total risk-based capital ratio
Memoranda
$15Average assets
$70,048Average earning assets
$7,377Average equity
$65,049Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Texas Premier Bank, National Association.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: