Enterprise Bank in city_name, state_name - Detailed Financial Reports, Location

Enterprise Bank in Houston, Texas (TX)
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Enterprise Bank routing number info

Enterprise Bank - Overview

General
FDIC Certificate #: 3326
Status: Active
Federal Reserve ID: 365455
Bank Holding Company (Regulatory Top Holder): Farmers & Merchants Bancshares, Inc. (RSSDID: 1134881, Location: Houston, TX)
Date Established: January 07, 1905
WWW: http://www.mybank-enterprise.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 9 (Domestic: 9, Interstate: No)
FDIC's unique #: 2152
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 30, 2007
Last Structure Change Process Date: April 06, 2007
Last Data Update: April 06, 2007
Data Source Date: April 05, 2012
Location
Address: 7125 Gulf Freeway, Houston, TX 77087
County: Harris
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Houston, TX (#3360)
Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
History of Changes
Participated in Absorption/Consolidation/Merger
Financial Summary
Total assets: $534.1 mil
Equity capital: $66.0 mil
Deposits held in domestic offices: $465.8 mil
Return on assets (ROA): 0.32% ($1.7 mil)
Quarterly return on assets: 0.20% ($1.1 mil)
Return on Equity (ROE): 2.63% ($1.7 mil)
Quarterly return on equity: 1.61% ($1.1 mil)
Net income: $1.7 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 0.49% ($2,617.3 mil)
Quarterly Pretax return on assets: 0.30% ($1,602.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
100Total employees (full-time equivalent)
$534,144Total assets
$98,403Cash and due from depository institutions
$89,109Interest-bearing balances
$19,641Securities
$9,020Federal funds sold & reverse repurchase agreements
$364,621Net loans & leases
$7,503Loan loss allowance
$0Trading account assets
$7,152Bank premises and fixed assets
$8,472Other real estate owned
$19,205Goodwill and other intangibles
$534,144Life insurance assets
$7,630All other assets
$468,095Total liabilities and capital
$465,752Total liabilities
$323,617Total deposits
$465,752Interest-bearing deposits
$92Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$2,343Subordinated debt
$66,049All other liabilities
$66,049Total equity capital
$66,049Total bank equity capital
$0Perpetual preferred stock
$246Common stock
$51,695Surplus
$14,108Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$5,320Income earned, not collected on loans
$253Earning assets
$1,741Long-term assets (5+ years)
$482,391Average Assets, year-to-date
$31,025Average Assets, quarterly
$532,228Volatile liabilities
$530,794Insider loans
$374,027FHLB advances
$523,092Loans and leases held for sale
$189Unused loan commitments
$189Tier 1 (core) risk-based capital
$46,534Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$47,179Restructured Loans and leases
$3,346Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$25,967Total interest income
$3,826Total interest expense
$22,141Net interest income
$3,550Provision for loan and lease losses
-$1,408Total noninterest income
$0Fiduciary activities
$778Service charges on deposit accounts
$0Trading account gains & fees
-$2,186Additional noninterest income
$14,580Total noninterest expense
$8,562Salaries and employee benefits
$1,042Premises and equipment expense
$4,976Additional noninterest expense
$2,603Pre-tax net operating income
$0Securities gains (losses)
$885Applicable income taxes
$1,718Income before extraordinary items
$0Extraordinary gains - net
$1,718Net income attributable to bank
$0Net charge-offs
$1,718Cash dividends
$2,181Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.43%Yield on earning assets
0.80%Cost of funding earning assets
4.63%Net interest margin
-0.29%Noninterest income to earning assets
3.05%Noninterest expense to earning assets
0.32%Net operating income to assets
0.32%Return on assets (ROA)
0.49%Pretax return on assets
2.63%Return on equity (ROE)
2.63%Retained earnings to average equity (YTD only)
0.55%Net charge-offs to loans
162.77%Credit loss provision to net charge-offs
2.82%Efficiency ratio
70,323Assets per employee
5.34%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.02%Loss allowance to noncurrent loans
141.03%Noncurrent assets plus other real estate owned to assets
2.58%Noncurrent loans to loans
1.43%Net loans and leases to deposits
78.29%Net loans and leases to core deposits
84.34%Equity capital to assets
12.37%Core capital (leverage) ratio
8.90%Tier 1 risk-based capital ratio
12.44%Total risk-based capital ratio
Memoranda
$14Average assets
$532,228Average earning assets
$65,341Average equity
$478,642Average loans

List of branches

9 Texas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	2152	Enterprise Bank	7125 Gulf Freeway, Houston, TX 77087	January 07, 1905	Full Service Brick and Mortar
1	196356	Mart Branch	714 East Texas Avenue, Mart, TX 76664	March 02, 1998	Full Service Brick and Mortar
2	196357	Rosebud Branch	339 Main Street, Rosebud, TX 76570	October 01, 1995	Full Service Brick and Mortar
3	358026	North Loop Branch	1405 North Loop West, Houston, TX 77008	March 22, 2001	Full Service Brick and Mortar
4	441482	Eldridge Office Branch	2401 Eldridge Parkway, S, Houston, TX 77077	July 08, 2004	Full Service Retail
5	441483	Greenway Office Branch	2211 Norfolk, Houston, TX 77098	September 07, 2004	Full Service Brick and Mortar
6	17348	Brookshire Branch	550 Fm 1489, Brookshire, TX 77423	March 15, 1984	Full Service Brick and Mortar
7	257833	Katy Branch	722 Pin Oak, Katy, TX 77494	March 10, 1994	Full Service Brick and Mortar
8	257834	Galleria Branch	1433 West Loop South, Suite 100, Houston, TX 77027	July 18, 1997	Full Service Brick and Mortar

Enterprise Bank in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Enterprise Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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Enterprise Bank in Houston, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

Enterprise Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Enterprise Bank in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches