Unity National Bank of Houston in city_name, state_name - Detailed Financial Reports, Location

Unity National Bank of Houston in Houston, Texas (TX)
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Unity National Bank of Houston routing number info

Unity National Bank of Houston - Overview

General
FDIC Certificate #: 26351
Status: Active
Federal Reserve ID: 853251
Date Established: August 01, 1985
WWW: http://www.unitybanktexas.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 32907
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: August 01, 1985
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 2602 Blodgett Street, Houston, TX 77004
County: Harris
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Houston, TX (#3360)
Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $71.6 mil
Equity capital: $7.3 mil
Deposits held in domestic offices: $59.9 mil
Return on assets (ROA): 0.13% ($0.1 mil)
Quarterly return on assets: 0.25% ($0.2 mil)
Return on Equity (ROE): 1.22% ($0.1 mil)
Quarterly return on equity: 2.36% ($0.2 mil)
Net income: $0.1 mil
Quarterly Net income: $0.0 mil
Pretax return on assets: 0.13% ($93.1 mil)
Quarterly Pretax return on assets: 0.25% ($179.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
26Total employees (full-time equivalent)
$71,584Total assets
$4,612Cash and due from depository institutions
$1,708Interest-bearing balances
$9,247Securities
$13,214Federal funds sold & reverse repurchase agreements
$39,145Net loans & leases
$792Loan loss allowance
$0Trading account assets
$3,019Bank premises and fixed assets
$844Other real estate owned
$0Goodwill and other intangibles
$71,584Life insurance assets
$1,503All other assets
$64,312Total liabilities and capital
$59,947Total liabilities
$48,240Total deposits
$59,947Interest-bearing deposits
$98Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$4,024Trading liabilities
$0Other borrowed funds
$341Subordinated debt
$7,272All other liabilities
$7,272Total equity capital
$7,272Total bank equity capital
$750Perpetual preferred stock
$5,190Common stock
$10,071Surplus
$-8,739Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$585Income earned, not collected on loans
$0Earning assets
$274Long-term assets (5+ years)
$63,314Average Assets, year-to-date
$13,871Average Assets, quarterly
$67,964Volatile liabilities
$68,875Insider loans
$46,375FHLB advances
$65,841Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$7,370Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,703Restructured Loans and leases
$452Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$3,199Total interest income
$491Total interest expense
$2,708Net interest income
$67Provision for loan and lease losses
$861Total noninterest income
$0Fiduciary activities
$626Service charges on deposit accounts
$0Trading account gains & fees
$235Additional noninterest income
$3,667Total noninterest expense
$1,878Salaries and employee benefits
$662Premises and equipment expense
$1,127Additional noninterest expense
-$165Pre-tax net operating income
$253Securities gains (losses)
$0Applicable income taxes
$88Income before extraordinary items
$0Extraordinary gains - net
$88Net income attributable to bank
$0Net charge-offs
$88Cash dividends
-$4Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.28%Yield on earning assets
0.81%Cost of funding earning assets
4.47%Net interest margin
1.42%Noninterest income to earning assets
6.05%Noninterest expense to earning assets
-0.24%Net operating income to assets
0.13%Return on assets (ROA)
0.13%Pretax return on assets
1.22%Return on equity (ROE)
1.22%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
-1675.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
102,746Assets per employee
2.75%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.98%Loss allowance to noncurrent loans
135.38%Noncurrent assets plus other real estate owned to assets
2.00%Noncurrent loans to loans
1.46%Net loans and leases to deposits
65.30%Net loans and leases to core deposits
72.70%Equity capital to assets
10.16%Core capital (leverage) ratio
11.19%Tier 1 risk-based capital ratio
15.89%Total risk-based capital ratio
Memoranda
$17Average assets
$67,964Average earning assets
$7,206Average equity
$60,635Average loans

List of branches

2 Texas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	32907	Unity National Bank Of Houston	2602 Blodgett Street, Houston, TX 77004	August 01, 1985	Full Service Brick and Mortar
3	259217	Missouri Branch	1661 Texas Parkway (Fm 2234), Missouri City, TX 77489	March 19, 1998	Full Service Brick and Mortar

Simeon Adedapo Ayinde

⚠

Aug 21, 2023 @ 8:08 am

Please what are the ownership structure in this company in case I want to invest in the company ,thank.

Unity National Bank of Houston in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Unity National Bank of Houston - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Unity National Bank of Houston in Houston, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

Unity National Bank of Houston - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Unity National Bank of Houston in Houston, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches