The American National Bank of Terrell in Terrell, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 19, 1994

  • The American National Bank of Terrell in Terrell, Texas (TX)
  • Show street view No street view available for this location

The American National Bank of Terrell - Overview

  • General
  • FDIC Certificate #: 5552
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The American National Bank of Texas (#23474)
    Federal Reserve ID: 599764
    Date Established: November 22, 1875
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 8 (Interstate: No)
    OTS Docket #: 10993
    FDIC's unique #: 3774
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 19, 1994
    Last Structure Change Process Date: October 04, 1994
    Last Data Update: April 11, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 West Moore Avenue, Terrell, TX 75160
    County: Kaufman
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • Financial Summary
  • Total assets: $315.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $173Total assets
  • $309,281Cash and due from depository institutions
  • $16,372Interest-bearing balances
  • $0Securities
  • $170,796Federal funds sold & reverse repurchase agreements
  • $18,100Net loans & leases
  • $95,438Loan loss allowance
  • $1,853Trading account assets
  • $0Bank premises and fixed assets
  • $5,128Other real estate owned
  • $185Goodwill and other intangibles
  • $3,262Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $309,281Total liabilities
  • $284,848Total deposits
  • $279,971Interest-bearing deposits
  • $219,757Deposits held in domestic offices
  • 279971.00%% insured (estimated)
  • $85Federal funds purchased & repurchase agreements
  • $3,484Trading liabilities
  • $0Other borrowed funds
  • $18Subordinated debt
  • $0All other liabilities
  • $1,375Total equity capital
  • $1,375Total bank equity capital
  • $24,433Perpetual preferred stock
  • $0Common stock
  • $2,500Surplus
  • $3,500Undivided profits
  • Memoranda
  • $18,433Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,317Income earned, not collected on loans
  • $669Earning assets
  • $284,334Long-term assets (5+ years)
  • $85,998Average Assets, year-to-date
  • $290,690Average Assets, quarterly
  • $304,070Volatile liabilities
  • $28,165Insider loans
  • $27FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $6,227Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $24,433Total risk weighted assets
  • $128,148Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $19,915Total interest expense
  • $6,466Net interest income
  • $13,449Provision for loan and lease losses
  • -$800Total noninterest income
  • $4,440Fiduciary activities
  • $375Service charges on deposit accounts
  • $2,558Trading account gains & fees
  • $0Additional noninterest income
  • $1,507Total noninterest expense
  • $11,433Salaries and employee benefits
  • $6,047Premises and equipment expense
  • $1,777Additional noninterest expense
  • $3,609Pre-tax net operating income
  • $7,256Securities gains (losses)
  • $1Applicable income taxes
  • $2,394Income before extraordinary items
  • $4,863Extraordinary gains - net
  • $464Net income attributable to bank
  • $5,327Net charge-offs
  • $112Cash dividends
  • $1,151Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.48%Cost of funding earning assets
  • 2.43%Net interest margin
  • 5.05%Noninterest income to earning assets
  • 1.67%Noninterest expense to earning assets
  • 4.29%Net operating income to assets
  • 1.67%Return on assets (ROA)
  • 1.83%Pretax return on assets
  • 2.66%Return on equity (ROE)
  • 23.91%Retained earnings to average equity (YTD only)
  • 18.75%Net charge-offs to loans
  • 0.12%Credit loss provision to net charge-offs
  • -714.29%Efficiency ratio
  • 62,849Assets per employee
  • 1.79%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 21.61%Loss allowance to loans
  • 1.90%Loss allowance to noncurrent loans
  • 79.97%Noncurrent assets plus other real estate owned to assets
  • 0.81%Noncurrent loans to loans
  • 2.38%Net loans and leases to deposits
  • 34.09%Net loans and leases to core deposits
  • 37.38%Equity capital to assets
  • 7.90%Core capital (leverage) ratio
  • 8.10%Tier 1 risk-based capital ratio
  • 19.07%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $290,690Average earning assets
  • $22,275Average equity
  • $266,420Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The American National Bank of Terrell.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents