The Bank of Camden in Camden, South Carolina (SC)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 09, 2006

  • The Bank of Camden in Camden, South Carolina (SC)
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The Bank of Camden - Overview

  • General
  • FDIC Certificate #: 35564
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Community Bank, National Association (#34047)
    Federal Reserve ID: 2992350
    Date Established: Febuary 20, 2001
    WWW: http://www.bankcamden.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 81675
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 20, 2001
    Last Structure Change Effective Date: June 09, 2006
    Last Structure Change Process Date: July 18, 2006
    Last Data Update: July 18, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 631 W. Dekalb Street, Camden, SC 29020
    County: Kershaw
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Columbia Sc
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Combined Statistical Area (CSA): Columbia-Newberry, SC (#192)
    Core Based Statistical Area (CBSA): Columbia, SC (#17900)
    CBSA Metro Statistical Area: Columbia, SC (#17900)
  • Financial Summary
  • Total assets: $43.4 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 14Total employees (full-time equivalent)
  • $46,325Total assets
  • $641Cash and due from depository institutions
  • $52Interest-bearing balances
  • $11,032Securities
  • $1,832Federal funds sold & reverse repurchase agreements
  • $30,217Net loans & leases
  • $305Loan loss allowance
  • $0Trading account assets
  • $1,344Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,259All other assets
  • $46,325Total liabilities and capital
  • $41,145Total liabilities
  • $30,297Total deposits
  • $27,439Interest-bearing deposits
  • $30,297Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,000Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $7,600Other borrowed funds
  • $0Subordinated debt
  • $248All other liabilities
  • $5,180Total equity capital
  • $5,180Total bank equity capital
  • $5,180Perpetual preferred stock
  • $0Common stock
  • $609Surplus
  • $5,258Undivided profits
  • Memoranda
  • $-687Noncurrent loans and leases
  • $5,451Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $127Average Assets, year-to-date
  • $43,133Average Assets, quarterly
  • $14,103Volatile liabilities
  • $44,403Insider loans
  • $45,808FHLB advances
  • $21,350Loans and leases held for sale
  • $1,481Unused loan commitments
  • $7,600Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $5,451Total unused commitments
  • $0Restructured Loans and leases
  • $305Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $2,533Total interest income
  • $936Total interest expense
  • $1,597Net interest income
  • $58Provision for loan and lease losses
  • $284Total noninterest income
  • $0Fiduciary activities
  • $116Service charges on deposit accounts
  • $0Trading account gains & fees
  • $168Additional noninterest income
  • $1,589Total noninterest expense
  • $907Salaries and employee benefits
  • $165Premises and equipment expense
  • $517Additional noninterest expense
  • $234Pre-tax net operating income
  • $0Securities gains (losses)
  • $88Applicable income taxes
  • $146Income before extraordinary items
  • $0Extraordinary gains - net
  • $146Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $19Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.14%Yield on earning assets
  • 2.27%Cost of funding earning assets
  • 3.87%Net interest margin
  • 0.69%Noninterest income to earning assets
  • 3.85%Noninterest expense to earning assets
  • 0.33%Net operating income to assets
  • 0.33%Return on assets (ROA)
  • 0.53%Pretax return on assets
  • 2.82%Return on equity (ROE)
  • 2.82%Retained earnings to average equity (YTD only)
  • 0.07%Net charge-offs to loans
  • 305.26%Credit loss provision to net charge-offs
  • 15.37%Efficiency ratio
  • 84,476Assets per employee
  • 3.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.00%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 99.74%Net loans and leases to core deposits
  • 188.30%Equity capital to assets
  • 11.18%Core capital (leverage) ratio
  • 12.22%Tier 1 risk-based capital ratio
  • 16.83%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $44,403Average earning assets
  • $5,179Average equity
  • $41,250Average loans

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