The Bank of Harrisburg in Harrisburg, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 08, 1995

  • The Bank of Harrisburg in Harrisburg, Illinois (IL)
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The Bank of Harrisburg - Overview

  • General
  • FDIC Certificate #: 19591
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The First National Bank of Harrisburg (#3800)
    Federal Reserve ID: 653040
    Date Established: April 30, 1966
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 13390
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 19, 1966
    Last Structure Change Effective Date: December 08, 1995
    Last Structure Change Process Date: December 15, 1995
    Last Data Update: December 15, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 2 West Walnut Street, Harrisburg, IL 62946
    County: Saline
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Harrisburg, IL (#25380)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $28.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $15Total assets
  • $29,451Cash and due from depository institutions
  • $944Interest-bearing balances
  • $0Securities
  • $13,385Federal funds sold & reverse repurchase agreements
  • $450Net loans & leases
  • $13,547Loan loss allowance
  • $245Trading account assets
  • $0Bank premises and fixed assets
  • $716Other real estate owned
  • $22Goodwill and other intangibles
  • $387Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $29,451Total liabilities
  • $27,036Total deposits
  • $25,101Interest-bearing deposits
  • $22,717Deposits held in domestic offices
  • 25101.00%% insured (estimated)
  • $95Federal funds purchased & repurchase agreements
  • $1,604Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $331Total equity capital
  • $331Total bank equity capital
  • $2,415Perpetual preferred stock
  • $0Common stock
  • $446Surplus
  • $1,244Undivided profits
  • Memoranda
  • $725Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $100Income earned, not collected on loans
  • $121Earning assets
  • $27,382Long-term assets (5+ years)
  • $4,541Average Assets, year-to-date
  • $28,841Average Assets, quarterly
  • $29,346Volatile liabilities
  • $3,353Insider loans
  • $946FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $343Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,421Total risk weighted assets
  • $16,378Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,912Total interest expense
  • $812Net interest income
  • $1,100Provision for loan and lease losses
  • $2Total noninterest income
  • $124Fiduciary activities
  • $0Service charges on deposit accounts
  • $48Trading account gains & fees
  • $0Additional noninterest income
  • $76Total noninterest expense
  • $810Salaries and employee benefits
  • $376Premises and equipment expense
  • $125Additional noninterest expense
  • $309Pre-tax net operating income
  • $412Securities gains (losses)
  • $0Applicable income taxes
  • $88Income before extraordinary items
  • $324Extraordinary gains - net
  • $0Net income attributable to bank
  • $324Net charge-offs
  • -$9Cash dividends
  • $210Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.14%Cost of funding earning assets
  • 3.03%Net interest margin
  • 4.11%Noninterest income to earning assets
  • 0.46%Noninterest expense to earning assets
  • 3.03%Net operating income to assets
  • 1.12%Return on assets (ROA)
  • 1.12%Pretax return on assets
  • 1.43%Return on equity (ROE)
  • 13.58%Retained earnings to average equity (YTD only)
  • 4.78%Net charge-offs to loans
  • -0.06%Credit loss provision to net charge-offs
  • -22.22%Efficiency ratio
  • 66,176Assets per employee
  • 1.96%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 64.81%Loss allowance to loans
  • 1.78%Loss allowance to noncurrent loans
  • 245.00%Noncurrent assets plus other real estate owned to assets
  • 0.41%Noncurrent loans to loans
  • 0.73%Net loans and leases to deposits
  • 53.97%Net loans and leases to core deposits
  • 58.01%Equity capital to assets
  • 8.20%Core capital (leverage) ratio
  • 8.25%Tier 1 risk-based capital ratio
  • 14.78%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $28,841Average earning assets
  • $2,386Average equity
  • $26,773Average loans

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