The Champaign National Bank in Champaign, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 21, 1995

  • The Champaign National Bank in Champaign, Illinois (IL)
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The Champaign National Bank - Overview

  • General
  • FDIC Certificate #: 3617
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Main Street Bank & Trust (#10842)
    Federal Reserve ID: 392835
    Date Established: October 18, 1882
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 7 (Interstate: No)
    OTS Docket #: 9715
    FDIC's unique #: 2305
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 21, 1995
    Last Structure Change Process Date: October 30, 1995
    Last Data Update: October 30, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 201 North Randolph Street, Champaign, IL 61820
    County: Champaign
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Champaign-Urbana, IL (#1400)
    Core Based Statistical Area (CBSA): Champaign-Urbana, IL (#16580)
    CBSA Metro Statistical Area: Champaign-Urbana, IL (#16580)
  • Financial Summary
  • Total assets: $288.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $149Total assets
  • $278,710Cash and due from depository institutions
  • $14,542Interest-bearing balances
  • $0Securities
  • $60,035Federal funds sold & reverse repurchase agreements
  • $5,500Net loans & leases
  • $187,023Loan loss allowance
  • $2,335Trading account assets
  • $0Bank premises and fixed assets
  • $4,485Other real estate owned
  • $478Goodwill and other intangibles
  • $6,557Life insurance assets
  • $90All other assets
  • $0Total liabilities and capital
  • $278,710Total liabilities
  • $257,644Total deposits
  • $214,205Interest-bearing deposits
  • $180,111Deposits held in domestic offices
  • 214205.00%% insured (estimated)
  • $82Federal funds purchased & repurchase agreements
  • $31,195Trading liabilities
  • $0Other borrowed funds
  • $9,053Subordinated debt
  • $0All other liabilities
  • $3,191Total equity capital
  • $3,191Total bank equity capital
  • $21,066Perpetual preferred stock
  • $0Common stock
  • $6,000Surplus
  • $6,000Undivided profits
  • Memoranda
  • $9,066Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,373Income earned, not collected on loans
  • $1,754Earning assets
  • $252,558Long-term assets (5+ years)
  • $4,628Average Assets, year-to-date
  • $265,229Average Assets, quarterly
  • $273,223Volatile liabilities
  • $49,423Insider loans
  • $15,425FHLB advances
  • $0Loans and leases held for sale
  • $2,658Unused loan commitments
  • $42,338Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $21,861Total risk weighted assets
  • $196,129Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $18,010Total interest expense
  • $7,693Net interest income
  • $10,317Provision for loan and lease losses
  • $525Total noninterest income
  • $3,003Fiduciary activities
  • $1,145Service charges on deposit accounts
  • $663Trading account gains & fees
  • $0Additional noninterest income
  • $1,195Total noninterest expense
  • $9,103Salaries and employee benefits
  • $4,978Premises and equipment expense
  • $1,191Additional noninterest expense
  • $2,934Pre-tax net operating income
  • $3,692Securities gains (losses)
  • $173Applicable income taxes
  • $1,239Income before extraordinary items
  • $2,626Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,626Net charge-offs
  • -$98Cash dividends
  • $815Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.49%Cost of funding earning assets
  • 3.20%Net interest margin
  • 4.29%Noninterest income to earning assets
  • 1.25%Noninterest expense to earning assets
  • 3.79%Net operating income to assets
  • 0.95%Return on assets (ROA)
  • 0.99%Pretax return on assets
  • 1.46%Return on equity (ROE)
  • 12.81%Retained earnings to average equity (YTD only)
  • 8.84%Net charge-offs to loans
  • -0.06%Credit loss provision to net charge-offs
  • -535.71%Efficiency ratio
  • 68,086Assets per employee
  • 1.87%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 31.04%Loss allowance to loans
  • 1.23%Loss allowance to noncurrent loans
  • 170.07%Noncurrent assets plus other real estate owned to assets
  • 0.66%Noncurrent loans to loans
  • 0.73%Net loans and leases to deposits
  • 87.31%Net loans and leases to core deposits
  • 95.43%Equity capital to assets
  • 7.56%Core capital (leverage) ratio
  • 8.20%Tier 1 risk-based capital ratio
  • 11.15%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $265,229Average earning assets
  • $20,494Average equity
  • $240,445Average loans
1
Donald Matejowsky
⚠
Jun 25, 2022 @ 8:20 pm
A relative of mine had a set of keys to a safe deposit box at Champaign National Bank. I've since inherited the keys. Are the safe deposit boxes long gone? What's done with items in the boxes if the bank closed?

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