The Evangeline Bank and Trust Company in Ville Platte, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The Evangeline Bank and Trust Company in Ville Platte, Louisiana (LA)
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The Evangeline Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 12611
    Status: Active
    Federal Reserve ID: 372538
    Bank Holding Company (Regulatory Top Holder): Evangeline Bancshares, Inc. (RSSDID: 1133165, Location: Ville Platte, LA)
    Date Established: January 01, 1933
    WWW: http://www.therealbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 9 (Domestic: 9, Interstate: No)
    OTS Docket #: 10962
    FDIC's unique #: 8008
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 06, 2007
    Last Structure Change Process Date: November 06, 2007
    Last Data Update: November 06, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 497 West Main Street, Ville Platte, LA 70586
    County: Evangeline
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Change in Location
    Name Change
  • Financial Summary
  • Total assets: $579.6 mil
    Equity capital: $92.7 mil
    Deposits held in domestic offices: $479.3 mil
    Return on assets (ROA): 0.82% ($4.8 mil)
    Quarterly return on assets: 1.63% ($9.5 mil)
    Return on Equity (ROE): 5.12% ($4.8 mil)
    Quarterly return on equity: 10.06% ($9.4 mil)
    Net income: $4.7 mil
    Quarterly Net income: $2.3 mil
    Pretax return on assets: 1.18% ($6,838.8 mil)
    Quarterly Pretax return on assets: 1.90% ($11,011.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 146Total employees (full-time equivalent)
  • $579,558Total assets
  • $90,317Cash and due from depository institutions
  • $79,171Interest-bearing balances
  • $150,809Securities
  • $4,325Federal funds sold & reverse repurchase agreements
  • $311,576Net loans & leases
  • $3,418Loan loss allowance
  • $0Trading account assets
  • $9,090Bank premises and fixed assets
  • $6,730Other real estate owned
  • $0Goodwill and other intangibles
  • $579,558Life insurance assets
  • $6,711All other assets
  • $486,908Total liabilities and capital
  • $479,304Total liabilities
  • $400,562Total deposits
  • $479,304Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,697Trading liabilities
  • $0Other borrowed funds
  • $5,907Subordinated debt
  • $92,650All other liabilities
  • $92,650Total equity capital
  • $92,650Total bank equity capital
  • $0Perpetual preferred stock
  • $300Common stock
  • $9,700Surplus
  • $82,650Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $13,971Income earned, not collected on loans
  • $0Earning assets
  • $2,831Long-term assets (5+ years)
  • $545,881Average Assets, year-to-date
  • $49,031Average Assets, quarterly
  • $577,460Volatile liabilities
  • $573,272Insider loans
  • $291,399FHLB advances
  • $578,125Loans and leases held for sale
  • $66Unused loan commitments
  • $66Tier 1 (core) risk-based capital
  • $90,894Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $27,939Restructured Loans and leases
  • $1,433Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $25,015Total interest income
  • $5,036Total interest expense
  • $19,979Net interest income
  • $1,300Provision for loan and lease losses
  • $1,705Total noninterest income
  • $1Fiduciary activities
  • $1,213Service charges on deposit accounts
  • $0Trading account gains & fees
  • $491Additional noninterest income
  • $13,579Total noninterest expense
  • $7,317Salaries and employee benefits
  • $1,554Premises and equipment expense
  • $4,708Additional noninterest expense
  • $6,805Pre-tax net operating income
  • $2Securities gains (losses)
  • $2,098Applicable income taxes
  • $4,709Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,709Net income attributable to bank
  • $0Net charge-offs
  • $4,709Cash dividends
  • $1,686Sale, conversion, retirement of capital stock, net
  • $1,299Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.61%Yield on earning assets
  • 0.93%Cost of funding earning assets
  • 3.68%Net interest margin
  • 0.31%Noninterest income to earning assets
  • 2.50%Noninterest expense to earning assets
  • 0.82%Net operating income to assets
  • 0.82%Return on assets (ROA)
  • 1.18%Pretax return on assets
  • 5.12%Return on equity (ROE)
  • 3.71%Retained earnings to average equity (YTD only)
  • 0.51%Net charge-offs to loans
  • 77.11%Credit loss provision to net charge-offs
  • 4.81%Efficiency ratio
  • 62,622Assets per employee
  • 3.97%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 27.59%Loss allowance to loans
  • 1.09%Loss allowance to noncurrent loans
  • 24.46%Noncurrent assets plus other real estate owned to assets
  • 3.57%Noncurrent loans to loans
  • 4.44%Net loans and leases to deposits
  • 65.01%Net loans and leases to core deposits
  • 72.33%Equity capital to assets
  • 15.99%Core capital (leverage) ratio
  • 15.72%Tier 1 risk-based capital ratio
  • 31.19%Total risk-based capital ratio
  • Memoranda
  • $32Average assets
  • $577,460Average earning assets
  • $91,933Average equity
  • $543,050Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $579Managed Assets
  • 1Number of Accounts
  • $579Personal trust and agency accounts
  • $579Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 8Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

List of branches

  • 9 Louisiana Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    08008The Evangeline Bank And Trust Compan497 West Main Street, Ville Platte, LA 70586January 01, 1933Full Service Brick and Mortar
    1227534Drive-In Branch420 W. Main Street, Ville Platte, LA 70586Febuary 01, 1968Limited Service Facility
    2227535U.S. 167 East Branch2020 E. Main Street, Ville Platte, LA 70586Febuary 11, 1980Limited Service Facility
    312214Crowley Branch5th Street And Avenue G, Crowley, LA 70526September 24, 1960Full Service Brick and Mortar
    436061Alexandria Branch3700 Jackson Street, Alexandria, LA 71315November 24, 1986Full Service Brick and Mortar
    6227537Parliament Drive-In Branch3907 Parliament Drive, Alexandria, LA 71303August 11, 1994Limited Service Facility
    7227538Masonic Drive Branch3355 Masonic Drive, Alexandria, LA 71301January 06, 2000Full Service Brick and Mortar
    9453920Kings Country Branch3700 Monroe Highway, Pineville, LA 71360July 31, 2006Full Service Brick and Mortar
    10473475Pineville Branch3403 Highway 28 East, Pineville, LA 71360March 17, 2008Full Service Brick and Mortar

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