The First National Bank of Crossville in Crossville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 17, 1993

The First National Bank of Crossville in Crossville, Illinois (IL)
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The First National Bank of Crossville - Overview

General
FDIC Certificate #: 3786
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: The National Bank of Carmi (#3778)
Federal Reserve ID: 627742
Date Established: August 17, 1907
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
FDIC's unique #: 2449
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: December 17, 1993
Last Structure Change Process Date: December 27, 1993
Last Data Update: December 27, 1993
Data Source Date: April 05, 2012
Location
Address: 101 Main Street, Crossville, IL 62827
County: White
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Mount Vernon
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Financial Summary
Total assets: $13.4 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$13Total assets
$14,461Cash and due from depository institutions
$499Interest-bearing balances
$0Securities
$3,986Federal funds sold & reverse repurchase agreements
$4,250Net loans & leases
$5,329Loan loss allowance
$199Trading account assets
$0Bank premises and fixed assets
$190Other real estate owned
$0Goodwill and other intangibles
$205Life insurance assets
$2All other assets
$0Total liabilities and capital
$14,461Total liabilities
$13,362Total deposits
$13,282Interest-bearing deposits
$11,923Deposits held in domestic offices
13282.00%% insured (estimated)
$99Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$80Total equity capital
$80Total bank equity capital
$1,099Perpetual preferred stock
$0Common stock
$100Surplus
$150Undivided profits
Memoranda
$849Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$108Income earned, not collected on loans
$93Earning assets
$13,565Long-term assets (5+ years)
$3,651Average Assets, year-to-date
$15,046Average Assets, quarterly
$14,331Volatile liabilities
$700Insider loans
$4FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$613Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,097Total risk weighted assets
$6,071Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$1,144Total interest expense
$583Net interest income
$561Provision for loan and lease losses
$0Total noninterest income
$52Fiduciary activities
$0Service charges on deposit accounts
$25Trading account gains & fees
$0Additional noninterest income
$27Total noninterest expense
$609Salaries and employee benefits
$296Premises and equipment expense
$50Additional noninterest expense
$263Pre-tax net operating income
$4Securities gains (losses)
$0Applicable income taxes
$0Income before extraordinary items
$4Extraordinary gains - net
$0Net income attributable to bank
$4Net charge-offs
$24Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.22%Cost of funding earning assets
4.19%Net interest margin
4.03%Noninterest income to earning assets
0.37%Noninterest expense to earning assets
4.37%Net operating income to assets
0.03%Return on assets (ROA)
0.03%Pretax return on assets
0.03%Return on equity (ROE)
0.36%Retained earnings to average equity (YTD only)
0.36%Net charge-offs to loans
0.35%Credit loss provision to net charge-offs
0.00%Efficiency ratio
99,347Assets per employee
1.11%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
3.60%Loss allowance to noncurrent loans
184.26%Noncurrent assets plus other real estate owned to assets
0.75%Noncurrent loans to loans
1.95%Net loans and leases to deposits
40.12%Net loans and leases to core deposits
42.35%Equity capital to assets
7.60%Core capital (leverage) ratio
7.47%Tier 1 risk-based capital ratio
18.07%Total risk-based capital ratio
Memoranda
$19Average assets
$15,046Average earning assets
$1,108Average equity
$13,925Average loans

1

John L Hughes

Jul 25, 2023 @ 10:22 pm

Please list the officers of this bank from 1980 to 1990.

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