The First National Bank of Ottawa in Ottawa, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 01, 1995

  • The First National Bank of Ottawa in Ottawa, Kansas (KS)
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The First National Bank of Ottawa - Overview

  • General
  • FDIC Certificate #: 4750
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Intrust Bank, National Association (#4799)
    Federal Reserve ID: 336259
    Date Established: September 24, 1870
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 3166
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 01, 1995
    Last Structure Change Process Date: December 27, 1995
    Last Data Update: December 27, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 119 East Third Street, Ottawa, KS 66067
    County: Franklin
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $43.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $28Total assets
  • $43,923Cash and due from depository institutions
  • $3,405Interest-bearing balances
  • $1,046Securities
  • $27,456Federal funds sold & reverse repurchase agreements
  • $725Net loans & leases
  • $11,209Loan loss allowance
  • $163Trading account assets
  • $0Bank premises and fixed assets
  • $481Other real estate owned
  • $0Goodwill and other intangibles
  • $647Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $43,923Total liabilities
  • $39,637Total deposits
  • $39,241Interest-bearing deposits
  • $34,417Deposits held in domestic offices
  • 39241.00%% insured (estimated)
  • $89Federal funds purchased & repurchase agreements
  • $100Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $296Total equity capital
  • $296Total bank equity capital
  • $4,286Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $500Undivided profits
  • Memoranda
  • $3,286Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $349Income earned, not collected on loans
  • $134Earning assets
  • $40,436Long-term assets (5+ years)
  • $1,037Average Assets, year-to-date
  • $44,840Average Assets, quarterly
  • $44,396Volatile liabilities
  • $4,172Insider loans
  • $17FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $177Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $4,286Total risk weighted assets
  • $15,411Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,723Total interest expense
  • $1,134Net interest income
  • $1,589Provision for loan and lease losses
  • $56Total noninterest income
  • $319Fiduciary activities
  • $0Service charges on deposit accounts
  • $258Trading account gains & fees
  • $0Additional noninterest income
  • $61Total noninterest expense
  • $1,465Salaries and employee benefits
  • $904Premises and equipment expense
  • $220Additional noninterest expense
  • $341Pre-tax net operating income
  • $387Securities gains (losses)
  • $1Applicable income taxes
  • $127Income before extraordinary items
  • $261Extraordinary gains - net
  • $0Net income attributable to bank
  • $261Net charge-offs
  • $63Cash dividends
  • $250Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 6.54%Cost of funding earning assets
  • 2.72%Net interest margin
  • 3.81%Noninterest income to earning assets
  • 0.77%Noninterest expense to earning assets
  • 3.52%Net operating income to assets
  • 0.58%Return on assets (ROA)
  • 0.58%Pretax return on assets
  • 0.87%Return on equity (ROE)
  • 6.04%Retained earnings to average equity (YTD only)
  • 0.25%Net charge-offs to loans
  • 0.59%Credit loss provision to net charge-offs
  • 88.89%Efficiency ratio
  • 76,782Assets per employee
  • 1.57%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 95.79%Loss allowance to loans
  • 1.43%Loss allowance to noncurrent loans
  • 46.70%Noncurrent assets plus other real estate owned to assets
  • 0.79%Noncurrent loans to loans
  • 3.07%Net loans and leases to deposits
  • 28.56%Net loans and leases to core deposits
  • 31.87%Equity capital to assets
  • 9.76%Core capital (leverage) ratio
  • 9.50%Tier 1 risk-based capital ratio
  • 27.81%Total risk-based capital ratio
  • Memoranda
  • $29Average assets
  • $44,840Average earning assets
  • $4,321Average equity
  • $41,657Average loans

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