The First National Bank of Slippery Rock in Slippery Rock, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 08, 2004

  • The First National Bank of Slippery Rock in Slippery Rock, Pennsylvania (PA)
  • Show street view No street view available for this location

The First National Bank of Slippery Rock - Overview

  • General
  • FDIC Certificate #: 7972
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank of Pennsylvania (#7888)
    Federal Reserve ID: 211628
    Date Established: January 01, 1903
    WWW: http://www.fnbsr.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 9 (Interstate: No)
    OTS Docket #: 9968
    FDIC's unique #: 5088
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 08, 2004
    Last Structure Change Process Date: October 21, 2004
    Last Data Update: October 21, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 South Main Street, Slippery Rock, PA 16057
    County: Butler
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Wexford
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Pittsburgh, PA (#6280)
    Combined Statistical Area (CSA): Pittsburgh-New Castle, PA (#430)
    Core Based Statistical Area (CBSA): Pittsburgh, PA (#38300)
    CBSA Metro Statistical Area: Pittsburgh, PA (#38300)
  • Financial Summary
  • Total assets: $332.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 151Total employees (full-time equivalent)
  • $335,004Total assets
  • $14,969Cash and due from depository institutions
  • $176Interest-bearing balances
  • $80,370Securities
  • $9,570Federal funds sold & reverse repurchase agreements
  • $206,078Net loans & leases
  • $3,106Loan loss allowance
  • $0Trading account assets
  • $9,289Bank premises and fixed assets
  • $318Other real estate owned
  • $1,930Goodwill and other intangibles
  • $0Life insurance assets
  • $12,480All other assets
  • $335,004Total liabilities and capital
  • $303,789Total liabilities
  • $267,204Total deposits
  • $218,527Interest-bearing deposits
  • $267,204Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $5,415Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $30,127Other borrowed funds
  • $0Subordinated debt
  • $1,043All other liabilities
  • $31,215Total equity capital
  • $31,215Total bank equity capital
  • $31,215Perpetual preferred stock
  • $0Common stock
  • $786Surplus
  • $4,064Undivided profits
  • Memoranda
  • $26,365Noncurrent loans and leases
  • $38,188Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,227Earning assets
  • $0Long-term assets (5+ years)
  • $1,370Average Assets, year-to-date
  • $296,194Average Assets, quarterly
  • $126,174Volatile liabilities
  • $339,629Insider loans
  • $339,843FHLB advances
  • $30,018Loans and leases held for sale
  • $2,763Unused loan commitments
  • $30,115Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,950Total risk weighted assets
  • $38,188Total unused commitments
  • $80Restructured Loans and leases
  • $2,691Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $17,556Total interest income
  • $6,329Total interest expense
  • $11,227Net interest income
  • $1,519Provision for loan and lease losses
  • $3,998Total noninterest income
  • $158Fiduciary activities
  • $1,475Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,365Additional noninterest income
  • $10,511Total noninterest expense
  • $5,603Salaries and employee benefits
  • $1,751Premises and equipment expense
  • $3,157Additional noninterest expense
  • $3,195Pre-tax net operating income
  • $252Securities gains (losses)
  • $928Applicable income taxes
  • $2,519Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,519Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,523Sale, conversion, retirement of capital stock, net
  • $2,335Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.81%Yield on earning assets
  • 2.09%Cost of funding earning assets
  • 3.71%Net interest margin
  • 1.32%Noninterest income to earning assets
  • 3.48%Noninterest expense to earning assets
  • 0.69%Net operating income to assets
  • 0.74%Return on assets (ROA)
  • 1.01%Pretax return on assets
  • 7.93%Return on equity (ROE)
  • 0.58%Retained earnings to average equity (YTD only)
  • 0.68%Net charge-offs to loans
  • 99.74%Credit loss provision to net charge-offs
  • 3.10%Efficiency ratio
  • 68,460Assets per employee
  • 2.22%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 92.70%Loss allowance to loans
  • 1.48%Loss allowance to noncurrent loans
  • 96.25%Noncurrent assets plus other real estate owned to assets
  • 1.06%Noncurrent loans to loans
  • 1.54%Net loans and leases to deposits
  • 77.12%Net loans and leases to core deposits
  • 84.94%Equity capital to assets
  • 9.32%Core capital (leverage) ratio
  • 8.98%Tier 1 risk-based capital ratio
  • 14.06%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $339,629Average earning assets
  • $31,757Average equity
  • $302,386Average loans

Total Fiduciary and Related Assets (December 31, 2003)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $20,235Managed Assets
  • 1Number of Accounts
  • $17,489Personal trust and agency accounts
  • $17,081Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $408Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 63Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $2,746Other retirement accounts
  • $2,746Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The First National Bank of Slippery Rock.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents