FDIC Certificate #: 4792 Status: Active Federal Reserve ID: 209559 Bank Holding Company (Regulatory Top Holder): Washington 1st Banco, Inc. (RSSDID: 1055584, Location: Washington, KS) Date Established: January 01, 1883 WWW:http://www.fnbwashington.com Trust Powers Granted: Yes Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 52435 FDIC's unique #: 3202 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 101 C Street, Washington, KS 66968 County: Washington Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Hays Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western
History of Changes
Corrections
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $74.6 mil Equity capital: $14.6 mil Deposits held in domestic offices: $52.7 mil Return on assets (ROA): 1.14% ($0.9 mil) Quarterly return on assets: 1.33% ($1.0 mil) Return on Equity (ROE): 5.63% ($0.8 mil) Quarterly return on equity: 6.56% ($1.0 mil) Net income: $0.8 mil Quarterly Net income: $0.2 mil Pretax return on assets: 1.46% ($1,088.9 mil) Quarterly Pretax return on assets: 1.16% ($865.1 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
12Total employees (full-time equivalent)
$74,581Total assets
$6,133Cash and due from depository institutions
$154Interest-bearing balances
$35,059Securities
$6,978Federal funds sold & reverse repurchase agreements
$23,985Net loans & leases
$962Loan loss allowance
$0Trading account assets
$421Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$74,581Life insurance assets
$2,005All other assets
$59,996Total liabilities and capital
$52,748Total liabilities
$44,844Total deposits
$52,748Interest-bearing deposits
$74Deposits held in domestic offices
5635.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,000Trading liabilities
$0Other borrowed funds
$613Subordinated debt
$14,585All other liabilities
$14,585Total equity capital
$14,585Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$200Surplus
$14,285Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$4Income earned, not collected on loans
$0Earning assets
$542Long-term assets (5+ years)
$66,176Average Assets, year-to-date
$4,408Average Assets, quarterly
$69,791Volatile liabilities
$71,709Insider loans
$34,917FHLB advances
$69,388Loans and leases held for sale
$1,235Unused loan commitments
$1,235Tier 1 (core) risk-based capital
$14,011Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,451Restructured Loans and leases
$1,380Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$2,385Total interest income
$513Total interest expense
$1,872Net interest income
$0Provision for loan and lease losses
$245Total noninterest income
$14Fiduciary activities
$95Service charges on deposit accounts
$0Trading account gains & fees
$136Additional noninterest income
$1,100Total noninterest expense
$521Salaries and employee benefits
$250Premises and equipment expense
$329Additional noninterest expense
$1,017Pre-tax net operating income
$0Securities gains (losses)
$221Applicable income taxes
$796Income before extraordinary items
$0Extraordinary gains - net
$796Net income attributable to bank
$0Net charge-offs
$796Cash dividends
$15Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
3.71%Yield on earning assets
0.80%Cost of funding earning assets
2.91%Net interest margin
0.38%Noninterest income to earning assets
1.71%Noninterest expense to earning assets
1.14%Net operating income to assets
1.14%Return on assets (ROA)
1.46%Pretax return on assets
5.63%Return on equity (ROE)
5.63%Retained earnings to average equity (YTD only)
0.06%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
67.80%Efficiency ratio
51,960Assets per employee
6.22%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
3.86%Loss allowance to noncurrent loans
24050.00%Noncurrent assets plus other real estate owned to assets
0.01%Noncurrent loans to loans
0.02%Net loans and leases to deposits
45.47%Net loans and leases to core deposits
50.38%Equity capital to assets
19.56%Core capital (leverage) ratio
20.19%Tier 1 risk-based capital ratio
40.13%Total risk-based capital ratio
Memoranda
$41Average assets
$69,791Average earning assets
$14,137Average equity
$64,313Average loans
Total Fiduciary and Related Assets (December 31, 2011)
Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
This bank is no longer nationally chartered. It is chartered through the state of Kansas now. As such, it can not use the term 'national' in the name of the bank.
The bank is now called FNB Washington. Please change the name as requested on your site, as well as other information (state chartered). Thank you.
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The bank is now called FNB Washington. Please change the name as requested on your site, as well as other information (state chartered). Thank you.