FDIC Certificate #: 12306 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Community Bank & Trust, S.S.B. (#15325) Federal Reserve ID: 800059 Date Established: January 01, 1911 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 7824 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: Febuary 02, 2001 Last Structure Change Process Date: May 09, 2001 Last Data Update: May 09, 2001 Data Source Date: April 05, 2012
Location
Address: Main Street, Colmesneil, TX 75938 County: Tyler Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Houston Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $17.3 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2000)
Dollar figures in thousands
9Total employees (full-time equivalent)
$17,339Total assets
$6,352Cash and due from depository institutions
$5,919Interest-bearing balances
$3,919Securities
$2,010Federal funds sold & reverse repurchase agreements
$4,802Net loans & leases
$92Loan loss allowance
$0Trading account assets
$97Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$159All other assets
$17,339Total liabilities and capital
$15,212Total liabilities
$15,060Total deposits
$12,842Interest-bearing deposits
$15,060Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$152All other liabilities
$2,127Total equity capital
$2,127Total bank equity capital
$2,127Perpetual preferred stock
$0Common stock
$404Surplus
$596Undivided profits
Memoranda
$1,127Noncurrent loans and leases
$98Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$32Average Assets, year-to-date
$16,650Average Assets, quarterly
$179Volatile liabilities
$18,460Insider loans
$17,674FHLB advances
$1,558Loans and leases held for sale
$43Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$98Total unused commitments
$0Restructured Loans and leases
$85Derivatives
Income and Expense (December 31, 2000)
Dollar figures in thousands
$1,225Total interest income
$531Total interest expense
$694Net interest income
$25Provision for loan and lease losses
$110Total noninterest income
$0Fiduciary activities
$99Service charges on deposit accounts
$0Trading account gains & fees
$11Additional noninterest income
$495Total noninterest expense
$271Salaries and employee benefits
$51Premises and equipment expense
$173Additional noninterest expense
$284Pre-tax net operating income
$0Securities gains (losses)
$59Applicable income taxes
$225Income before extraordinary items
$0Extraordinary gains - net
$225Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$21Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2000)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.07%Yield on earning assets
3.06%Cost of funding earning assets
4.00%Net interest margin
0.63%Noninterest income to earning assets
2.86%Noninterest expense to earning assets
1.22%Net operating income to assets
1.22%Return on assets (ROA)
1.54%Pretax return on assets
11.17%Return on equity (ROE)
11.17%Retained earnings to average equity (YTD only)
0.41%Net charge-offs to loans
119.05%Credit loss provision to net charge-offs
14.71%Efficiency ratio
61,567Assets per employee
1.93%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.88%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
31.89%Net loans and leases to core deposits
35.57%Equity capital to assets
12.27%Core capital (leverage) ratio
12.18%Tier 1 risk-based capital ratio
31.48%Total risk-based capital ratio
Memoranda
$33Average assets
$18,460Average earning assets
$2,015Average equity
$17,336Average loans
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