The First State Bank in Lodgepole, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 19, 1997

The First State Bank in Lodgepole, Nebraska (NE)
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The First State Bank - Overview

General
FDIC Certificate #: 14656
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Adams Bank & Trust (#18489)
Federal Reserve ID: 513555
Date Established: January 01, 1913
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 9165
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: August 09, 1934
Last Structure Change Effective Date: May 19, 1997
Last Structure Change Process Date: June 05, 1997
Last Data Update: June 05, 1997
Data Source Date: April 05, 2012
Location
Address: Main Street, Lodgepole, NE 69149
County: Cheyenne
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Island
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $12.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$5Total assets
$11,907Cash and due from depository institutions
$686Interest-bearing balances
$0Securities
$7,625Federal funds sold & reverse repurchase agreements
$500Net loans & leases
$2,871Loan loss allowance
$37Trading account assets
$0Bank premises and fixed assets
$22Other real estate owned
$0Goodwill and other intangibles
$203Life insurance assets
$0All other assets
$0Total liabilities and capital
$11,907Total liabilities
$9,275Total deposits
$9,198Interest-bearing deposits
$7,672Deposits held in domestic offices
9198.00%% insured (estimated)
$92Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$77Total equity capital
$77Total bank equity capital
$2,632Perpetual preferred stock
$0Common stock
$75Surplus
$300Undivided profits
Memoranda
$2,257Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$92Income earned, not collected on loans
$55Earning assets
$10,996Long-term assets (5+ years)
$36Average Assets, year-to-date
$12,110Average Assets, quarterly
$11,823Volatile liabilities
$103Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$2,632Total risk weighted assets
$3,359Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$883Total interest expense
$273Net interest income
$610Provision for loan and lease losses
$0Total noninterest income
$59Fiduciary activities
$0Service charges on deposit accounts
$55Trading account gains & fees
$0Additional noninterest income
$4Total noninterest expense
$514Salaries and employee benefits
$204Premises and equipment expense
$24Additional noninterest expense
$286Pre-tax net operating income
$155Securities gains (losses)
$0Applicable income taxes
$46Income before extraordinary items
$109Extraordinary gains - net
$0Net income attributable to bank
$109Net charge-offs
$107Cash dividends
$8Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.90%Cost of funding earning assets
2.44%Net interest margin
5.46%Noninterest income to earning assets
0.53%Noninterest expense to earning assets
4.60%Net operating income to assets
0.90%Return on assets (ROA)
0.90%Pretax return on assets
1.28%Return on equity (ROE)
4.25%Retained earnings to average equity (YTD only)
3.94%Net charge-offs to loans
3.60%Credit loss provision to net charge-offs
0.00%Efficiency ratio
76,831Assets per employee
2.38%Cash dividends to net income (YTD only)
Condition Ratios (%)
7.34%Loss allowance to loans
1.27%Loss allowance to noncurrent loans
40.22%Noncurrent assets plus other real estate owned to assets
0.77%Noncurrent loans to loans
3.16%Net loans and leases to deposits
31.21%Net loans and leases to core deposits
31.57%Equity capital to assets
22.10%Core capital (leverage) ratio
21.78%Tier 1 risk-based capital ratio
78.35%Total risk-based capital ratio
Memoranda
$79Average assets
$12,110Average earning assets
$2,566Average equity
$11,175Average loans

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