The Hoblitzell National Bank of Hyndman in Hyndman, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 12, 2006

  • The Hoblitzell National Bank of Hyndman in Hyndman, Pennsylvania (PA)
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The Hoblitzell National Bank of Hyndman - Overview

  • General
  • FDIC Certificate #: 7535
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Standard Bank, PaSB (#27757)
    Federal Reserve ID: 67414
    Date Established: January 01, 1903
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Interstate: No)
    FDIC's unique #: 4890
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: January 12, 2006
    Last Structure Change Process Date: January 24, 2006
    Last Data Update: January 24, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 156 Washington Street, Hyndman, PA 15545
    County: Bedford
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Wexford
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
  • Financial Summary
  • Total assets: $75.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 27Total employees (full-time equivalent)
  • $75,430Total assets
  • $3,095Cash and due from depository institutions
  • $1,226Interest-bearing balances
  • $8,852Securities
  • $2,672Federal funds sold & reverse repurchase agreements
  • $57,889Net loans & leases
  • $983Loan loss allowance
  • $0Trading account assets
  • $1,298Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,624All other assets
  • $75,430Total liabilities and capital
  • $67,933Total liabilities
  • $58,269Total deposits
  • $46,017Interest-bearing deposits
  • $58,269Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,905Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $5,465Other borrowed funds
  • $0Subordinated debt
  • $294All other liabilities
  • $7,497Total equity capital
  • $7,497Total bank equity capital
  • $7,497Perpetual preferred stock
  • $0Common stock
  • $394Surplus
  • $2,562Undivided profits
  • Memoranda
  • $4,541Noncurrent loans and leases
  • $3,490Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $320Earning assets
  • $0Long-term assets (5+ years)
  • $257Average Assets, year-to-date
  • $70,639Average Assets, quarterly
  • $37,955Volatile liabilities
  • $71,310Insider loans
  • $74,030FHLB advances
  • $11,351Loans and leases held for sale
  • $504Unused loan commitments
  • $5,300Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $3,490Total unused commitments
  • $0Restructured Loans and leases
  • $606Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $3,996Total interest income
  • $1,268Total interest expense
  • $2,728Net interest income
  • $281Provision for loan and lease losses
  • $596Total noninterest income
  • $0Fiduciary activities
  • $425Service charges on deposit accounts
  • $0Trading account gains & fees
  • $171Additional noninterest income
  • $2,093Total noninterest expense
  • $1,158Salaries and employee benefits
  • $267Premises and equipment expense
  • $668Additional noninterest expense
  • $950Pre-tax net operating income
  • $0Securities gains (losses)
  • $381Applicable income taxes
  • $569Income before extraordinary items
  • $0Extraordinary gains - net
  • $569Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $49Sale, conversion, retirement of capital stock, net
  • $160Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.00%Yield on earning assets
  • 1.90%Cost of funding earning assets
  • 4.10%Net interest margin
  • 0.89%Noninterest income to earning assets
  • 3.14%Noninterest expense to earning assets
  • 0.80%Net operating income to assets
  • 0.80%Return on assets (ROA)
  • 1.33%Pretax return on assets
  • 7.76%Return on equity (ROE)
  • 5.57%Retained earnings to average equity (YTD only)
  • 0.09%Net charge-offs to loans
  • 573.47%Credit loss provision to net charge-offs
  • 25.12%Efficiency ratio
  • 62,966Assets per employee
  • 2.79%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 28.12%Loss allowance to loans
  • 1.67%Loss allowance to noncurrent loans
  • 307.19%Noncurrent assets plus other real estate owned to assets
  • 0.42%Noncurrent loans to loans
  • 0.54%Net loans and leases to deposits
  • 99.35%Net loans and leases to core deposits
  • 113.90%Equity capital to assets
  • 9.94%Core capital (leverage) ratio
  • 10.31%Tier 1 risk-based capital ratio
  • 15.69%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $71,310Average earning assets
  • $7,337Average equity
  • $66,605Average loans

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