The Mahoning National Bank of Youngstown in Youngstown, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 15, 2000

  • The Mahoning National Bank of Youngstown in Youngstown, Ohio (OH)
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The Mahoning National Bank of Youngstown - Overview

  • General
  • FDIC Certificate #: 6737
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Sky Bank (#14641)
    Federal Reserve ID: 394923
    Date Established: January 01, 1868
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 21 (Interstate: No)
    OTS Docket #: 11559
    FDIC's unique #: 4518
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 15, 2000
    Last Structure Change Process Date: June 22, 2000
    Last Data Update: June 22, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 23 Federal Plaza, Youngstown, OH 44501
    County: Mahoning
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Youngstown-Warren, OH (#9320)
    Combined Statistical Area (CSA): Youngstown-Warren-East Liverpool, OH-PA (#566)
    Core Based Statistical Area (CBSA): Youngstown-Warren-Boardman, OH-PA (#49660)
    CBSA Metro Statistical Area: Youngstown-Warren-Boardman, OH-PA (#49660)
  • Financial Summary
  • Total assets: $818.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 298Total employees (full-time equivalent)
  • $834,581Total assets
  • $28,999Cash and due from depository institutions
  • $3Interest-bearing balances
  • $278,765Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $498,865Net loans & leases
  • $7,854Loan loss allowance
  • $0Trading account assets
  • $10,324Bank premises and fixed assets
  • $75Other real estate owned
  • $271Goodwill and other intangibles
  • $0Life insurance assets
  • $17,282All other assets
  • $834,581Total liabilities and capital
  • $759,024Total liabilities
  • $550,211Total deposits
  • $458,323Interest-bearing deposits
  • $550,211Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $177,096Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $21,181Other borrowed funds
  • $0Subordinated debt
  • $10,536All other liabilities
  • $75,557Total equity capital
  • $75,557Total bank equity capital
  • $75,557Perpetual preferred stock
  • $0Common stock
  • $15,750Surplus
  • $15,750Undivided profits
  • Memoranda
  • $44,057Noncurrent loans and leases
  • $164,179Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $4,177Earning assets
  • $366Long-term assets (5+ years)
  • $2,857Average Assets, year-to-date
  • $777,633Average Assets, quarterly
  • $202,040Volatile liabilities
  • $829,255Insider loans
  • $840,788FHLB advances
  • $237,301Loans and leases held for sale
  • $15,462Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $70Total risk weighted assets
  • $164,179Total unused commitments
  • $40Restructured Loans and leases
  • $6,864Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $59,645Total interest income
  • $21,642Total interest expense
  • $38,003Net interest income
  • $2,700Provision for loan and lease losses
  • $15,194Total noninterest income
  • $3,708Fiduciary activities
  • $4,461Service charges on deposit accounts
  • $0Trading account gains & fees
  • $7,025Additional noninterest income
  • $26,852Total noninterest expense
  • $10,930Salaries and employee benefits
  • $2,933Premises and equipment expense
  • $12,989Additional noninterest expense
  • $23,645Pre-tax net operating income
  • $5Securities gains (losses)
  • $7,856Applicable income taxes
  • $15,794Income before extraordinary items
  • $0Extraordinary gains - net
  • $15,794Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $2,635Sale, conversion, retirement of capital stock, net
  • $2,000Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.68%Yield on earning assets
  • 2.79%Cost of funding earning assets
  • 4.89%Net interest margin
  • 1.96%Noninterest income to earning assets
  • 3.46%Noninterest expense to earning assets
  • 1.90%Net operating income to assets
  • 1.90%Return on assets (ROA)
  • 2.85%Pretax return on assets
  • 20.79%Return on equity (ROE)
  • 18.16%Retained earnings to average equity (YTD only)
  • 0.52%Net charge-offs to loans
  • 102.47%Credit loss provision to net charge-offs
  • 10.00%Efficiency ratio
  • 50,375Assets per employee
  • 2.80%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 12.66%Loss allowance to loans
  • 1.55%Loss allowance to noncurrent loans
  • 188.03%Noncurrent assets plus other real estate owned to assets
  • 0.51%Noncurrent loans to loans
  • 0.82%Net loans and leases to deposits
  • 90.67%Net loans and leases to core deposits
  • 97.78%Equity capital to assets
  • 9.05%Core capital (leverage) ratio
  • 9.41%Tier 1 risk-based capital ratio
  • 14.34%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $829,255Average earning assets
  • $75,957Average equity
  • $777,050Average loans
1
Paula H. Gibbs
⚠
Where can I find out if Mahoning Bank Stock was redeemed?

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