The National Bank of Rockwell City in Rockwell City, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1996

The National Bank of Rockwell City in Rockwell City, Iowa (IA)
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The National Bank of Rockwell City - Overview

General
FDIC Certificate #: 11633
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Alliance Bank (#9296)
Federal Reserve ID: 471543
Date Established: March 20, 1920
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
FDIC's unique #: 7437
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 01, 1996
Last Structure Change Process Date: January 24, 1996
Last Data Update: January 24, 1996
Data Source Date: April 05, 2012
Location
Address: 417 Fourth Street, Rockwell City, IA 50579
County: Calhoun
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Des Moines
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $36.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

Dollar figures in thousands
0Total employees (full-time equivalent)
$15Total assets
$36,224Cash and due from depository institutions
$2,103Interest-bearing balances
$0Securities
$9,033Federal funds sold & reverse repurchase agreements
$3,600Net loans & leases
$20,544Loan loss allowance
$531Trading account assets
$0Bank premises and fixed assets
$151Other real estate owned
$0Goodwill and other intangibles
$793Life insurance assets
$0All other assets
$0Total liabilities and capital
$36,224Total liabilities
$32,856Total deposits
$32,304Interest-bearing deposits
$28,402Deposits held in domestic offices
32304.00%% insured (estimated)
$91Federal funds purchased & repurchase agreements
$131Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$421Total equity capital
$421Total bank equity capital
$3,368Perpetual preferred stock
$0Common stock
$300Surplus
$300Undivided profits
Memoranda
$2,768Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$72Income earned, not collected on loans
$558Earning assets
$33,177Long-term assets (5+ years)
$808Average Assets, year-to-date
$35,780Average Assets, quarterly
$36,196Volatile liabilities
$977Insider loans
$530FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$3,501Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$3,381Total risk weighted assets
$22,102Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1995)

Dollar figures in thousands
$0Total interest income
$2,688Total interest expense
$1,199Net interest income
$1,489Provision for loan and lease losses
$4Total noninterest income
$237Fiduciary activities
$0Service charges on deposit accounts
$40Trading account gains & fees
$0Additional noninterest income
$197Total noninterest expense
$1,115Salaries and employee benefits
$513Premises and equipment expense
$97Additional noninterest expense
$505Pre-tax net operating income
$607Securities gains (losses)
$0Applicable income taxes
$214Income before extraordinary items
$393Extraordinary gains - net
$0Net income attributable to bank
$393Net charge-offs
-$6Cash dividends
$190Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1995)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.13%Cost of funding earning assets
3.63%Net interest margin
4.50%Noninterest income to earning assets
0.72%Noninterest expense to earning assets
3.37%Net operating income to assets
1.10%Return on assets (ROA)
1.10%Pretax return on assets
1.70%Return on equity (ROE)
12.08%Retained earnings to average equity (YTD only)
6.24%Net charge-offs to loans
-0.03%Credit loss provision to net charge-offs
-66.67%Efficiency ratio
64,600Assets per employee
2.41%Cash dividends to net income (YTD only)
Condition Ratios (%)
48.35%Loss allowance to loans
2.52%Loss allowance to noncurrent loans
737.50%Noncurrent assets plus other real estate owned to assets
0.20%Noncurrent loans to loans
0.34%Net loans and leases to deposits
63.60%Net loans and leases to core deposits
65.31%Equity capital to assets
9.30%Core capital (leverage) ratio
9.26%Tier 1 risk-based capital ratio
15.30%Total risk-based capital ratio
Memoranda
$17Average assets
$35,780Average earning assets
$3,253Average equity
$33,052Average loans

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