The National State Bank of Metropolis in Metropolis, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 14, 2000

  • The National State Bank of Metropolis in Metropolis, Illinois (IL)
  • Show street view No street view available for this location

The National State Bank of Metropolis - Overview

  • General
  • FDIC Certificate #: 3815
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Banterra Bank (#17514)
    Federal Reserve ID: 297743
    Date Established: January 01, 1895
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    OTS Docket #: 13545
    FDIC's unique #: 2476
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 14, 2000
    Last Structure Change Process Date: December 18, 2000
    Last Data Update: December 18, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 West 8th Street, Metropolis, IL 62960
    County: Massac
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Combined Statistical Area (CSA): Paducah-Mayfield, KY-IL (#424)
    Core Based Statistical Area (CBSA): Paducah, KY-IL (#37140)
    CBSA Micro Statistical Area: Yes
  • History of Changes
  • Absorption - Assisted
    Corrections
  • Financial Summary
  • Total assets: $90.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 35Total employees (full-time equivalent)
  • $89,802Total assets
  • $4,824Cash and due from depository institutions
  • $810Interest-bearing balances
  • $21,616Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $58,815Net loans & leases
  • $828Loan loss allowance
  • $0Trading account assets
  • $2,750Bank premises and fixed assets
  • $51Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,746All other assets
  • $89,802Total liabilities and capital
  • $80,311Total liabilities
  • $68,582Total deposits
  • $61,655Interest-bearing deposits
  • $68,582Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $4,475Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $6,700Other borrowed funds
  • $0Subordinated debt
  • $554All other liabilities
  • $9,491Total equity capital
  • $9,491Total bank equity capital
  • $9,491Perpetual preferred stock
  • $0Common stock
  • $460Surplus
  • $460Undivided profits
  • Memoranda
  • $8,571Noncurrent loans and leases
  • $4,933Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $714Earning assets
  • $0Long-term assets (5+ years)
  • $478Average Assets, year-to-date
  • $81,241Average Assets, quarterly
  • $14,286Volatile liabilities
  • $87,686Insider loans
  • $89,350FHLB advances
  • $20,588Loans and leases held for sale
  • $1,964Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,933Total unused commitments
  • $494Restructured Loans and leases
  • $756Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $6,410Total interest income
  • $3,071Total interest expense
  • $3,339Net interest income
  • $769Provision for loan and lease losses
  • $690Total noninterest income
  • $0Fiduciary activities
  • $358Service charges on deposit accounts
  • $0Trading account gains & fees
  • $332Additional noninterest income
  • $2,669Total noninterest expense
  • $1,206Salaries and employee benefits
  • $305Premises and equipment expense
  • $1,158Additional noninterest expense
  • $591Pre-tax net operating income
  • $8Securities gains (losses)
  • $92Applicable income taxes
  • $507Income before extraordinary items
  • $0Extraordinary gains - net
  • $507Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $640Sale, conversion, retirement of capital stock, net
  • $391Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.01%Yield on earning assets
  • 3.84%Cost of funding earning assets
  • 4.17%Net interest margin
  • 0.86%Noninterest income to earning assets
  • 3.34%Noninterest expense to earning assets
  • 0.57%Net operating income to assets
  • 0.58%Return on assets (ROA)
  • 0.68%Pretax return on assets
  • 5.14%Return on equity (ROE)
  • 1.18%Retained earnings to average equity (YTD only)
  • 1.13%Net charge-offs to loans
  • 120.16%Credit loss provision to net charge-offs
  • 2.13%Efficiency ratio
  • 66,245Assets per employee
  • 2.57%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 77.12%Loss allowance to loans
  • 1.39%Loss allowance to noncurrent loans
  • 115.97%Noncurrent assets plus other real estate owned to assets
  • 0.85%Noncurrent loans to loans
  • 1.20%Net loans and leases to deposits
  • 85.76%Net loans and leases to core deposits
  • 106.03%Equity capital to assets
  • 10.57%Core capital (leverage) ratio
  • 10.94%Tier 1 risk-based capital ratio
  • 16.53%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $87,686Average earning assets
  • $9,866Average equity
  • $80,026Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The National State Bank of Metropolis.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents