FDIC Certificate #: 24706 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:City National Bank (#17281) Federal Reserve ID: 518868 Date Established: September 12, 1983 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 9 (Interstate: No) OTS Docket #: 14543 FDIC's unique #: 17149 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: September 12, 1983 Last Structure Change Effective Date: Febuary 29, 2000 Last Structure Change Process Date: March 22, 2000 Last Data Update: March 22, 2000 Data Source Date: April 05, 2012
Location
Address: 351 California Street, San Francisco, CA 94104 County: San Francisco Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: San Francisco Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): San Francisco, CA (#7360) Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84) Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488) Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860) CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860) Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
Financial Summary
Total assets: $772.3 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
254Total employees (full-time equivalent)
$772,320Total assets
$56,250Cash and due from depository institutions
$31,081Interest-bearing balances
$155,080Securities
$59,500Federal funds sold & reverse repurchase agreements
$464,415Net loans & leases
$10,092Loan loss allowance
$0Trading account assets
$3,602Bank premises and fixed assets
$0Other real estate owned
$7,379Goodwill and other intangibles
$0Life insurance assets
$26,094All other assets
$772,320Total liabilities and capital
$699,991Total liabilities
$682,491Total deposits
$542,186Interest-bearing deposits
$634,501Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$17,500All other liabilities
$72,329Total equity capital
$72,329Total bank equity capital
$72,329Perpetual preferred stock
$0Common stock
$7,513Surplus
$59,677Undivided profits
Memoranda
$5,139Noncurrent loans and leases
$242,707Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$1,907Earning assets
$0Long-term assets (5+ years)
$2,750Average Assets, year-to-date
$710,076Average Assets, quarterly
$85,853Volatile liabilities
$728,872Insider loans
$752,387FHLB advances
$137,620Loans and leases held for sale
$14,012Unused loan commitments
$0Tier 1 (core) risk-based capital
$26,000Tier 2 risk-based capital
$0Total risk weighted assets
$242,707Total unused commitments
$0Restructured Loans and leases
$6,786Derivatives
$20,181Total assets and liabilities in foreign offices
Income and Expense (December 31, 1999)
Dollar figures in thousands
$54,852Total interest income
$18,519Total interest expense
$36,333Net interest income
$7,213Provision for loan and lease losses
$8,399Total noninterest income
$2,540Fiduciary activities
$1,854Service charges on deposit accounts
$0Trading account gains & fees
$4,005Additional noninterest income
$32,215Total noninterest expense
$17,998Salaries and employee benefits
$5,424Premises and equipment expense
$8,793Additional noninterest expense
$5,304Pre-tax net operating income
$0Securities gains (losses)
$1,574Applicable income taxes
$3,730Income before extraordinary items
$0Extraordinary gains - net
$3,730Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$8,756Sale, conversion, retirement of capital stock, net
$1,200Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.32%Yield on earning assets
2.81%Cost of funding earning assets
5.51%Net interest margin
1.27%Noninterest income to earning assets
4.89%Noninterest expense to earning assets
0.51%Net operating income to assets
0.51%Return on assets (ROA)
0.73%Pretax return on assets
5.02%Return on equity (ROE)
3.41%Retained earnings to average equity (YTD only)
1.78%Net charge-offs to loans
82.38%Credit loss provision to net charge-offs
1.43%Efficiency ratio
70,770Assets per employee
3.04%Cash dividends to net income (YTD only)
Condition Ratios (%)
32.17%Loss allowance to loans
2.13%Loss allowance to noncurrent loans
529.21%Noncurrent assets plus other real estate owned to assets
0.25%Noncurrent loans to loans
0.40%Net loans and leases to deposits
68.05%Net loans and leases to core deposits
85.23%Equity capital to assets
9.37%Core capital (leverage) ratio
8.71%Tier 1 risk-based capital ratio
12.12%Total risk-based capital ratio
Memoranda
$13Average assets
$728,872Average earning assets
$74,275Average equity
$659,017Average loans
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