The Peoples Bank in city_name, state_name - Detailed Financial Reports, Location

The Peoples Bank in Brownstown, Indiana (IN)
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The Peoples Bank routing number info

The Peoples Bank - Overview

General
FDIC Certificate #: 5779
Status: Active
Federal Reserve ID: 7045
Bank Holding Company (Regulatory Top Holder): Tpb Bancorp (RSSDID: 1130409, Location: Brownstown, IN)
Date Established: January 01, 1934
WWW: http://www.tpbbancorp.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
FDIC's unique #: 3941
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 100 North Main Street, Brownstown, IN 47220
County: Jackson
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Seymour, IN (#42980)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $155.8 mil
Equity capital: $16.0 mil
Deposits held in domestic offices: $138.8 mil
Return on assets (ROA): 0.86% ($1.3 mil)
Quarterly return on assets: 0.98% ($1.5 mil)
Return on Equity (ROE): 7.96% ($1.3 mil)
Quarterly return on equity: 9.29% ($1.5 mil)
Net income: $1.2 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 1.03% ($1,604.8 mil)
Quarterly Pretax return on assets: 1.25% ($1,947.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
51Total employees (full-time equivalent)
$155,806Total assets
$10,444Cash and due from depository institutions
$8,487Interest-bearing balances
$69,966Securities
$0Federal funds sold & reverse repurchase agreements
$71,671Net loans & leases
$908Loan loss allowance
$0Trading account assets
$1,524Bank premises and fixed assets
$335Other real estate owned
$0Goodwill and other intangibles
$155,806Life insurance assets
$1,866All other assets
$139,771Total liabilities and capital
$138,822Total liabilities
$117,642Total deposits
$138,822Interest-bearing deposits
$72Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$949Subordinated debt
$16,035All other liabilities
$16,035Total equity capital
$16,035Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$2,325Surplus
$13,610Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,413Income earned, not collected on loans
$0Earning assets
$1,014Long-term assets (5+ years)
$150,124Average Assets, year-to-date
$77,199Average Assets, quarterly
$142,936Volatile liabilities
$151,643Insider loans
$78,288FHLB advances
$157,797Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$15,153Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$6,181Restructured Loans and leases
$2,278Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$5,576Total interest income
$876Total interest expense
$4,700Net interest income
$235Provision for loan and lease losses
$600Total noninterest income
$57Fiduciary activities
$234Service charges on deposit accounts
$0Trading account gains & fees
$309Additional noninterest income
$3,601Total noninterest expense
$2,187Salaries and employee benefits
$361Premises and equipment expense
$1,053Additional noninterest expense
$1,464Pre-tax net operating income
$15Securities gains (losses)
$255Applicable income taxes
$1,224Income before extraordinary items
$0Extraordinary gains - net
$1,224Net income attributable to bank
$0Net charge-offs
$1,224Cash dividends
$176Sale, conversion, retirement of capital stock, net
$469Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.20%Yield on earning assets
0.66%Cost of funding earning assets
3.54%Net interest margin
0.45%Noninterest income to earning assets
2.71%Noninterest expense to earning assets
0.85%Net operating income to assets
0.86%Return on assets (ROA)
1.03%Pretax return on assets
7.96%Return on equity (ROE)
4.91%Retained earnings to average equity (YTD only)
0.25%Net charge-offs to loans
133.52%Credit loss provision to net charge-offs
9.65%Efficiency ratio
67,943Assets per employee
3.06%Cash dividends to net income (YTD only)
Condition Ratios (%)
38.32%Loss allowance to loans
1.25%Loss allowance to noncurrent loans
64.26%Noncurrent assets plus other real estate owned to assets
1.12%Noncurrent loans to loans
1.95%Net loans and leases to deposits
51.63%Net loans and leases to core deposits
55.05%Equity capital to assets
10.29%Core capital (leverage) ratio
9.60%Tier 1 risk-based capital ratio
19.36%Total risk-based capital ratio
Memoranda
$21Average assets
$142,936Average earning assets
$15,380Average equity
$132,788Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$10,735Managed Assets
1Number of Accounts
$7,653Personal trust and agency accounts
$4,503Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$2,392Other retirement accounts
$0Corporate trust and agency accounts
$758Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
59Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$3,082Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

4 Indiana Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	3941	The Peoples Bank	100 North Main Street, Brownstown, IN 47220	January 01, 1934	Full Service Brick and Mortar
1	208150	Crothersville Branch	300 North Armstrong Street, Crothersville, IN 47229	December 07, 1936	Full Service Brick and Mortar
2	208151	Seymour Westside Branch	302 South Airport Road, Seymour, IN 47274	April 21, 1977	Full Service Brick and Mortar
3	208152	East Tipton Street Branch	1425 East Tipton Street, Seymour, IN 47274	December 17, 1987	Full Service Brick and Mortar

The Peoples Bank in Brownstown, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Peoples Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The Peoples Bank in Brownstown, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

The Peoples Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The Peoples Bank in Brownstown, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches