The Southgate Bank in Prairie Village, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of Febuary 13, 1993

  • The Southgate Bank in Prairie Village, Kansas (KS)
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The Southgate Bank - Overview

  • General
  • FDIC Certificate #: 17707
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank IV, National Association (#4800)
    Federal Reserve ID: 590752
    Date Established: November 21, 1956
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 11667
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 21, 1956
    Last Structure Change Effective Date: Febuary 13, 1993
    Last Structure Change Process Date: Febuary 23, 1993
    Last Data Update: Febuary 23, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 7624 State Line, Prairie Village, KS 66208
    County: Johnson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $64.5 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $39Total assets
  • $64,531Cash and due from depository institutions
  • $4,755Interest-bearing balances
  • $0Securities
  • $23,419Federal funds sold & reverse repurchase agreements
  • $6,500Net loans & leases
  • $26,631Loan loss allowance
  • $2,528Trading account assets
  • $0Bank premises and fixed assets
  • $1,199Other real estate owned
  • $809Goodwill and other intangibles
  • $1,218Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $64,531Total liabilities
  • $58,434Total deposits
  • $57,760Interest-bearing deposits
  • $47,452Deposits held in domestic offices
  • 57760.00%% insured (estimated)
  • $90Federal funds purchased & repurchase agreements
  • $333Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $341Total equity capital
  • $341Total bank equity capital
  • $6,097Perpetual preferred stock
  • $0Common stock
  • $2,500Surplus
  • $2,650Undivided profits
  • Memoranda
  • $947Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $240Income earned, not collected on loans
  • $182Earning assets
  • $56,550Long-term assets (5+ years)
  • $3,319Average Assets, year-to-date
  • $69,649Average Assets, quarterly
  • $64,846Volatile liabilities
  • $2,248Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,698Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $6,097Total risk weighted assets
  • $36,131Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $5,016Total interest expense
  • $1,977Net interest income
  • $3,039Provision for loan and lease losses
  • $60Total noninterest income
  • $593Fiduciary activities
  • $0Service charges on deposit accounts
  • $336Trading account gains & fees
  • $0Additional noninterest income
  • $257Total noninterest expense
  • $3,228Salaries and employee benefits
  • $1,424Premises and equipment expense
  • $544Additional noninterest expense
  • $1,260Pre-tax net operating income
  • $344Securities gains (losses)
  • $141Applicable income taxes
  • $54Income before extraordinary items
  • $431Extraordinary gains - net
  • $0Net income attributable to bank
  • $431Net charge-offs
  • $1,032Cash dividends
  • $150Sale, conversion, retirement of capital stock, net
  • $150Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.18%Cost of funding earning assets
  • 3.23%Net interest margin
  • 4.96%Noninterest income to earning assets
  • 0.97%Noninterest expense to earning assets
  • 5.27%Net operating income to assets
  • 0.44%Return on assets (ROA)
  • 0.62%Pretax return on assets
  • 0.70%Return on equity (ROE)
  • 7.23%Retained earnings to average equity (YTD only)
  • 4.72%Net charge-offs to loans
  • 2.94%Credit loss provision to net charge-offs
  • 5.81%Efficiency ratio
  • 88,877Assets per employee
  • 1.65%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 34.80%Loss allowance to loans
  • 8.67%Loss allowance to noncurrent loans
  • 1053.33%Noncurrent assets plus other real estate owned to assets
  • 1.63%Noncurrent loans to loans
  • 0.82%Net loans and leases to deposits
  • 46.11%Net loans and leases to core deposits
  • 47.69%Equity capital to assets
  • 9.45%Core capital (leverage) ratio
  • 9.19%Tier 1 risk-based capital ratio
  • 16.87%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $69,649Average earning assets
  • $5,959Average equity
  • $61,287Average loans

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