FDIC Certificate #: 16971 Status: Active Federal Reserve ID: 612159 Bank Holding Company (Regulatory Top Holder): Stockton Bancshares, Inc. (RSSDID: 1060131, Location: Stockton, KS) Date Established: January 02, 1951 WWW:http://www.twsbank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 11047 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 02, 1951 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 134 N Main Street, Wakeeney, KS 67672 County: Trego Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Hays Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western
History of Changes
Corrections
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $62.2 mil Equity capital: $5.8 mil Deposits held in domestic offices: $56.3 mil Return on assets (ROA): 1.12% ($0.7 mil) Quarterly return on assets: 1.13% ($0.7 mil) Return on Equity (ROE): 11.26% ($0.7 mil) Quarterly return on equity: 11.40% ($0.7 mil) Net income: $0.7 mil Quarterly Net income: $0.2 mil Pretax return on assets: 1.17% ($727.6 mil) Quarterly Pretax return on assets: 1.20% ($746.2 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
11Total employees (full-time equivalent)
$62,184Total assets
$6,858Cash and due from depository institutions
$5,280Interest-bearing balances
$17,578Securities
$9,069Federal funds sold & reverse repurchase agreements
$27,992Net loans & leases
$629Loan loss allowance
$0Trading account assets
$56Bank premises and fixed assets
$0Other real estate owned
$3Goodwill and other intangibles
$62,184Life insurance assets
$628All other assets
$56,355Total liabilities and capital
$56,279Total liabilities
$47,229Total deposits
$56,279Interest-bearing deposits
$81Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$76Subordinated debt
$5,829All other liabilities
$5,829Total equity capital
$5,829Total bank equity capital
$0Perpetual preferred stock
$150Common stock
$1,000Surplus
$4,679Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$8Income earned, not collected on loans
$0Earning assets
$305Long-term assets (5+ years)
$59,919Average Assets, year-to-date
$5,396Average Assets, quarterly
$58,335Volatile liabilities
$59,362Insider loans
$33,304FHLB advances
$58,320Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$5,669Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$2,519Restructured Loans and leases
$849Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,951Total interest income
$153Total interest expense
$1,798Net interest income
$50Provision for loan and lease losses
$69Total noninterest income
$0Fiduciary activities
$52Service charges on deposit accounts
$0Trading account gains & fees
$17Additional noninterest income
$1,136Total noninterest expense
$636Salaries and employee benefits
$91Premises and equipment expense
$409Additional noninterest expense
$681Pre-tax net operating income
$0Securities gains (losses)
$27Applicable income taxes
$654Income before extraordinary items
$0Extraordinary gains - net
$654Net income attributable to bank
$0Net charge-offs
$654Cash dividends
$5Sale, conversion, retirement of capital stock, net
$525Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
3.51%Yield on earning assets
0.28%Cost of funding earning assets
3.23%Net interest margin
0.12%Noninterest income to earning assets
2.04%Noninterest expense to earning assets
1.12%Net operating income to assets
1.12%Return on assets (ROA)
1.17%Pretax return on assets
11.26%Return on equity (ROE)
2.22%Retained earnings to average equity (YTD only)
0.02%Net charge-offs to loans
1000.00%Credit loss provision to net charge-offs
146.20%Efficiency ratio
59,829Assets per employee
5.65%Cash dividends to net income (YTD only)
Condition Ratios (%)
80.28%Loss allowance to loans
2.20%Loss allowance to noncurrent loans
7862.50%Noncurrent assets plus other real estate owned to assets
0.01%Noncurrent loans to loans
0.03%Net loans and leases to deposits
49.74%Net loans and leases to core deposits
52.33%Equity capital to assets
9.37%Core capital (leverage) ratio
9.72%Tier 1 risk-based capital ratio
17.02%Total risk-based capital ratio
Memoranda
$18Average assets
$58,335Average earning assets
$5,810Average equity
$55,604Average loans
List of branches
1 Kansas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
11047
The Trego-Wakeeney State Bank
134 N Main Street, Wakeeney, KS 67672
January 02, 1951
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Trego-WaKeeney State Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: