First National Bank in city_name, state_name - Detailed Financial Reports, Location

First National Bank in Hays, Kansas (KS)
Show street view No street view available for this location

First National Bank routing number info

First National Bank - Overview

General
FDIC Certificate #: 4753
Status: Active
Federal Reserve ID: 586858
Bank Holding Company (Regulatory Top Holder): Kansas Pacific Investments, Llc (RSSDID: 3570728, Location: Hays, KS)
Date Established: January 01, 1903
WWW: http://www.bankhays.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 17860
FDIC's unique #: 3169
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 1100 Fort Street, Hays, KS 67601
County: Ellis
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Hays
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Core Based Statistical Area (CBSA): Hays, KS (#25700)
CBSA Micro Statistical Area: Yes
History of Changes
Corrections
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $87.1 mil
Equity capital: $9.1 mil
Deposits held in domestic offices: $74.1 mil
Return on assets (ROA): 0.09% ($0.1 mil)
Quarterly return on assets: 0.45% ($0.4 mil)
Return on Equity (ROE): 0.88% ($0.1 mil)
Quarterly return on equity: 4.23% ($0.4 mil)
Net income: $0.1 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.09% ($78.4 mil)
Quarterly Pretax return on assets: 0.45% ($392.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
35Total employees (full-time equivalent)
$87,109Total assets
$26,691Cash and due from depository institutions
$24,786Interest-bearing balances
$11,927Securities
$2,979Federal funds sold & reverse repurchase agreements
$41,750Net loans & leases
$1,243Loan loss allowance
$0Trading account assets
$315Bank premises and fixed assets
$659Other real estate owned
$177Goodwill and other intangibles
$87,109Life insurance assets
$2,611All other assets
$78,001Total liabilities and capital
$74,073Total liabilities
$58,399Total deposits
$74,073Interest-bearing deposits
$94Deposits held in domestic offices
1779.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,963Trading liabilities
$0Other borrowed funds
$186Subordinated debt
$9,108All other liabilities
$9,108Total equity capital
$9,108Total bank equity capital
$0Perpetual preferred stock
$410Common stock
$3,480Surplus
$5,218Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$4,409Income earned, not collected on loans
$0Earning assets
$412Long-term assets (5+ years)
$81,442Average Assets, year-to-date
$11,417Average Assets, quarterly
$85,483Volatile liabilities
$86,595Insider loans
$46,291FHLB advances
$84,859Loans and leases held for sale
$1,220Unused loan commitments
$1,220Tier 1 (core) risk-based capital
$8,853Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$7,956Restructured Loans and leases
$111Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$3,041Total interest income
$322Total interest expense
$2,719Net interest income
$361Provision for loan and lease losses
$1,799Total noninterest income
$0Fiduciary activities
$291Service charges on deposit accounts
$0Trading account gains & fees
$1,508Additional noninterest income
$4,512Total noninterest expense
$2,054Salaries and employee benefits
$443Premises and equipment expense
$2,015Additional noninterest expense
-$355Pre-tax net operating income
$435Securities gains (losses)
$0Applicable income taxes
$80Income before extraordinary items
$0Extraordinary gains - net
$80Net income attributable to bank
$0Net charge-offs
$80Cash dividends
$484Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.82%Yield on earning assets
0.40%Cost of funding earning assets
3.41%Net interest margin
2.26%Noninterest income to earning assets
5.66%Noninterest expense to earning assets
-0.42%Net operating income to assets
0.09%Return on assets (ROA)
0.09%Pretax return on assets
0.88%Return on equity (ROE)
0.88%Retained earnings to average equity (YTD only)
0.99%Net charge-offs to loans
74.59%Credit loss provision to net charge-offs
0.01%Efficiency ratio
99,867Assets per employee
2.49%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.89%Loss allowance to noncurrent loans
28.19%Noncurrent assets plus other real estate owned to assets
5.88%Noncurrent loans to loans
10.26%Net loans and leases to deposits
56.36%Net loans and leases to core deposits
61.99%Equity capital to assets
10.46%Core capital (leverage) ratio
10.43%Tier 1 risk-based capital ratio
19.12%Total risk-based capital ratio
Memoranda
$20Average assets
$85,483Average earning assets
$9,132Average equity
$79,706Average loans

List of branches

2 Kansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	3169	First National Bank	1100 Fort Street, Hays, KS 67601	January 01, 1903	Full Service Brick and Mortar
3	419119	Plainville Branch	113 West Mill Street, Plainville, KS 67663	April 21, 2003	Full Service Brick and Mortar

First National Bank in Hays, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in Hays, Kansas (KS)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in Hays, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches