United National Bank in city_name, state_name - Detailed Financial Reports, Location

United National Bank in Natoma, Kansas (KS)
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United National Bank routing number info

United National Bank - Overview

General
FDIC Certificate #: 4735
Status: Active
Federal Reserve ID: 276159
Bank Holding Company (Regulatory Top Holder): Republic Bancshares, Inc. (RSSDID: 2411628, Location: Russell, KS)
Date Established: January 01, 1909
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 3153
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 702 North Second Street, Natoma, KS 67651
County: Osborne
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Hays
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
History of Changes
Corrections
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $107.2 mil
Equity capital: $9.5 mil
Deposits held in domestic offices: $96.8 mil
Return on assets (ROA): 0.68% ($0.7 mil)
Quarterly return on assets: 0.31% ($0.3 mil)
Return on Equity (ROE): 7.54% ($0.7 mil)
Quarterly return on equity: 3.42% ($0.3 mil)
Net income: $0.7 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.73% ($782.7 mil)
Quarterly Pretax return on assets: 0.37% ($396.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
20Total employees (full-time equivalent)
$107,221Total assets
$2,267Cash and due from depository institutions
$0Interest-bearing balances
$33,973Securities
$30,725Federal funds sold & reverse repurchase agreements
$38,753Net loans & leases
$679Loan loss allowance
$0Trading account assets
$605Bank premises and fixed assets
$16Other real estate owned
$0Goodwill and other intangibles
$107,221Life insurance assets
$882All other assets
$97,736Total liabilities and capital
$96,824Total liabilities
$73,715Total deposits
$96,824Interest-bearing deposits
$88Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$912Subordinated debt
$9,485All other liabilities
$9,485Total equity capital
$9,485Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$250Surplus
$9,135Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$710Income earned, not collected on loans
$0Earning assets
$616Long-term assets (5+ years)
$103,451Average Assets, year-to-date
$23,078Average Assets, quarterly
$100,349Volatile liabilities
$105,113Insider loans
$55,492FHLB advances
$104,649Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$8,413Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$4,212Restructured Loans and leases
$56Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$3,299Total interest income
$540Total interest expense
$2,759Net interest income
$72Provision for loan and lease losses
$179Total noninterest income
$18Fiduciary activities
$114Service charges on deposit accounts
$0Trading account gains & fees
$47Additional noninterest income
$2,134Total noninterest expense
$1,224Salaries and employee benefits
$144Premises and equipment expense
$766Additional noninterest expense
$732Pre-tax net operating income
$0Securities gains (losses)
$47Applicable income taxes
$685Income before extraordinary items
$0Extraordinary gains - net
$685Net income attributable to bank
$0Net charge-offs
$685Cash dividends
-$19Sale, conversion, retirement of capital stock, net
$275Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.39%Yield on earning assets
0.56%Cost of funding earning assets
2.84%Net interest margin
0.18%Noninterest income to earning assets
2.20%Noninterest expense to earning assets
0.68%Net operating income to assets
0.68%Return on assets (ROA)
0.73%Pretax return on assets
7.54%Return on equity (ROE)
4.52%Retained earnings to average equity (YTD only)
-0.05%Net charge-offs to loans
-378.95%Credit loss provision to net charge-offs
0.00%Efficiency ratio
72,634Assets per employee
5.36%Cash dividends to net income (YTD only)
Condition Ratios (%)
40.15%Loss allowance to loans
1.72%Loss allowance to noncurrent loans
95.63%Noncurrent assets plus other real estate owned to assets
0.68%Noncurrent loans to loans
1.80%Net loans and leases to deposits
40.02%Net loans and leases to core deposits
41.20%Equity capital to assets
8.85%Core capital (leverage) ratio
8.04%Tier 1 risk-based capital ratio
15.16%Total risk-based capital ratio
Memoranda
$16Average assets
$100,349Average earning assets
$9,080Average equity
$97,209Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$3,163Managed Assets
1Number of Accounts
$3,162Personal trust and agency accounts
$3,162Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
13Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$1Other retirement accounts
$0Corporate trust and agency accounts
$1Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

2 Kansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	3153	United National Bank	702 North Second Street, Natoma, KS 67651	January 01, 1909	Full Service Brick and Mortar
1	204049	Russell Branch	436 North Main, Russell, KS 67665	October 21, 1991	Full Service Brick and Mortar

United National Bank in Natoma, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

United National Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

United National Bank in Natoma, Kansas (KS)Overview, Financial Summary, Detailed Financial Reports, Branches

United National Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

United National Bank in Natoma, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches