The Nekoma State Bank in La Crosse, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The Nekoma State Bank in La Crosse, Kansas (KS)
  • Show street view No street view available for this location
The Nekoma State Bank routing number info

The Nekoma State Bank - Overview

  • General
  • FDIC Certificate #: 13603
    Status: Active
    Federal Reserve ID: 331553
    Bank Holding Company (Regulatory Top Holder): Nsb Bancshares, Inc. (RSSDID: 1250585, Location: La Crosse, KS)
    Date Established: September 18, 1916
    WWW: http://www.nekomasb.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 8508
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 801 Main Street, La Crosse, KS 67548
    County: Rush
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Hays
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Corrections
    Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $36.8 mil
    Equity capital: $3.5 mil
    Deposits held in domestic offices: $32.2 mil
    Return on assets (ROA): 0.84% ($0.3 mil)
    Quarterly return on assets: 0.39% ($0.1 mil)
    Return on Equity (ROE): 9.02% ($0.4 mil)
    Quarterly return on equity: 4.02% ($0.2 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.0 mil
    Pretax return on assets: 0.94% ($346.3 mil)
    Quarterly Pretax return on assets: 0.39% ($143.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 11Total employees (full-time equivalent)
  • $36,840Total assets
  • $636Cash and due from depository institutions
  • $0Interest-bearing balances
  • $22,537Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $12,000Net loans & leases
  • $344Loan loss allowance
  • $0Trading account assets
  • $312Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $36,840Life insurance assets
  • $1,355All other assets
  • $33,332Total liabilities and capital
  • $32,213Total liabilities
  • $21,769Total deposits
  • $32,213Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 665.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $454Subordinated debt
  • $3,508All other liabilities
  • $3,508Total equity capital
  • $3,508Total bank equity capital
  • $0Perpetual preferred stock
  • $400Common stock
  • $700Surplus
  • $2,408Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $336Long-term assets (5+ years)
  • $34,537Average Assets, year-to-date
  • $14,340Average Assets, quarterly
  • $35,650Volatile liabilities
  • $36,330Insider loans
  • $15,450FHLB advances
  • $37,295Loans and leases held for sale
  • $758Unused loan commitments
  • $375Tier 1 (core) risk-based capital
  • $3,088Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $383Total unused commitments
  • $2,399Restructured Loans and leases
  • $446Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $1,335Total interest income
  • $128Total interest expense
  • $1,207Net interest income
  • $0Provision for loan and lease losses
  • $123Total noninterest income
  • $0Fiduciary activities
  • $71Service charges on deposit accounts
  • $0Trading account gains & fees
  • $52Additional noninterest income
  • $1,058Total noninterest expense
  • $606Salaries and employee benefits
  • $92Premises and equipment expense
  • $360Additional noninterest expense
  • $272Pre-tax net operating income
  • $63Securities gains (losses)
  • $35Applicable income taxes
  • $300Income before extraordinary items
  • $0Extraordinary gains - net
  • $300Net income attributable to bank
  • $0Net charge-offs
  • $300Cash dividends
  • -$122Sale, conversion, retirement of capital stock, net
  • $106Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.99%Yield on earning assets
  • 0.38%Cost of funding earning assets
  • 3.60%Net interest margin
  • 0.37%Noninterest income to earning assets
  • 3.16%Noninterest expense to earning assets
  • 0.68%Net operating income to assets
  • 0.84%Return on assets (ROA)
  • 0.94%Pretax return on assets
  • 9.02%Return on equity (ROE)
  • 5.84%Retained earnings to average equity (YTD only)
  • -0.99%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 79,549Assets per employee
  • 3.35%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 35.33%Loss allowance to loans
  • 2.79%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 37.25%Net loans and leases to core deposits
  • 37.25%Equity capital to assets
  • 9.52%Core capital (leverage) ratio
  • 8.28%Tier 1 risk-based capital ratio
  • 19.99%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $35,650Average earning assets
  • $3,325Average equity
  • $33,491Average loans

List of branches

  • 2 Kansas Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    08508The Nekoma State Bank801 Main Street, La Crosse, KS 67548September 18, 1916Full Service Brick and Mortar
    1359781Burdett Branch105 Elm, Burdett, KS 67523Febuary 21, 2001Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with The Nekoma State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents