Trans Financial Bank Tennessee, National Association in Cookeville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 21, 1998

  • Trans Financial Bank Tennessee, National Association in Cookeville, Tennessee (TN)
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Trans Financial Bank Tennessee, National Association - Overview

  • General
  • FDIC Certificate #: 27263
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: U.S. Bank National Association (#6548)
    Federal Reserve ID: 1192322
    Date Established: June 14, 1988
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 17 (Interstate: No)
    OTS Docket #: 14611
    FDIC's unique #: 39363
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: June 14, 1988
    Last Structure Change Effective Date: August 21, 1998
    Last Structure Change Process Date: September 10, 1998
    Last Data Update: September 10, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: Two West Jackson Avenue, Cookeville, TN 38501
    County: Putnam
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Nashville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Core Based Statistical Area (CBSA): Cookeville, TN (#18260)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $537.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 135Total employees (full-time equivalent)
  • $543,576Total assets
  • $27,488Cash and due from depository institutions
  • $6Interest-bearing balances
  • $72,146Securities
  • $32,250Federal funds sold & reverse repurchase agreements
  • $396,688Net loans & leases
  • $5,338Loan loss allowance
  • $0Trading account assets
  • $9,168Bank premises and fixed assets
  • $221Other real estate owned
  • $290Goodwill and other intangibles
  • $0Life insurance assets
  • $5,325All other assets
  • $543,576Total liabilities and capital
  • $503,713Total liabilities
  • $424,627Total deposits
  • $370,516Interest-bearing deposits
  • $424,627Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $9,441Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $65,000Other borrowed funds
  • $0Subordinated debt
  • $4,645All other liabilities
  • $39,863Total equity capital
  • $39,863Total bank equity capital
  • $39,863Perpetual preferred stock
  • $0Common stock
  • $2,056Surplus
  • $25,083Undivided profits
  • Memoranda
  • $12,724Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $4,236Earning assets
  • $0Long-term assets (5+ years)
  • $2,773Average Assets, year-to-date
  • $501,090Average Assets, quarterly
  • $73,213Volatile liabilities
  • $325,949Insider loans
  • $527,037FHLB advances
  • $85,901Loans and leases held for sale
  • $7,265Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $63,694Total unused commitments
  • $0Restructured Loans and leases
  • $372,661Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $27,884Total interest income
  • $14,054Total interest expense
  • $13,830Net interest income
  • $2,200Provision for loan and lease losses
  • $3,872Total noninterest income
  • $0Fiduciary activities
  • $1,589Service charges on deposit accounts
  • $0Trading account gains & fees
  • $2,283Additional noninterest income
  • $8,639Total noninterest expense
  • $3,259Salaries and employee benefits
  • $1,488Premises and equipment expense
  • $3,892Additional noninterest expense
  • $6,863Pre-tax net operating income
  • -$449Securities gains (losses)
  • $2,200Applicable income taxes
  • $4,214Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,214Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,471Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.45%Yield on earning assets
  • 4.76%Cost of funding earning assets
  • 4.69%Net interest margin
  • 1.31%Noninterest income to earning assets
  • 2.93%Noninterest expense to earning assets
  • 1.38%Net operating income to assets
  • 1.29%Return on assets (ROA)
  • 1.97%Pretax return on assets
  • 15.88%Return on equity (ROE)
  • 15.88%Retained earnings to average equity (YTD only)
  • 0.58%Net charge-offs to loans
  • 149.56%Credit loss provision to net charge-offs
  • 6.16%Efficiency ratio
  • 48,085Assets per employee
  • 4.03%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.33%Loss allowance to noncurrent loans
  • 126.02%Noncurrent assets plus other real estate owned to assets
  • 0.82%Noncurrent loans to loans
  • 1.05%Net loans and leases to deposits
  • 93.42%Net loans and leases to core deposits
  • 113.94%Equity capital to assets
  • 7.33%Core capital (leverage) ratio
  • 7.47%Tier 1 risk-based capital ratio
  • 10.55%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $325,949Average earning assets
  • $26,543Average equity
  • $294,970Average loans

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