Transohio Federal Savings Bank in Cleveland, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 16, 1994

  • Transohio Federal Savings Bank in Cleveland, Ohio (OH)
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Transohio Federal Savings Bank - Overview

  • General
  • FDIC Certificate #: 33629
    Status: Inactive
    Closing history: Office Sold
    Acquiring institution: U.S. Bank National Association (#6548)
    Federal Reserve ID: 463276
    Date Established: July 10, 1992
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 10100
    FDIC's unique #: 47693
    Numeric code: 34
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: July 10, 1992
    Last Structure Change Effective Date: September 16, 1994
    Last Structure Change Process Date: September 27, 1994
    Last Data Update: September 27, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 1100 Superior Avenue, Suite 1300, Cleveland, OH 44114
    County: Cuyahoga
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Cleveland-Lorain-Elyria, OH (#1680)
    Consolidated Metropolitan Statistical Area (CMSA): Cleveland-Akron, OH (#28)
    Combined Statistical Area (CSA): Cleveland-Akron-Elyria, OH (#184)
    Core Based Statistical Area (CBSA): Cleveland-Elyria-Mentor, OH (#17460)
    CBSA Metro Statistical Area: Cleveland-Elyria-Mentor, OH (#17460)
  • History of Changes
  • Pass Through Receivership Merger
    Conservatorship Institution Resolved
    Corrections
    Office Sold
  • Financial Summary
  • Total assets: $1,196.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $596Total assets
  • $1,388,229Cash and due from depository institutions
  • $66,302Interest-bearing balances
  • $49Securities
  • $825,196Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $271,927Loan loss allowance
  • $42,896Trading account assets
  • $0Bank premises and fixed assets
  • $7,840Other real estate owned
  • $5,903Goodwill and other intangibles
  • $211,061Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $1,388,229Total liabilities
  • $1,515,695Total deposits
  • $1,453,063Interest-bearing deposits
  • $1,453,063Deposits held in domestic offices
  • 1453063.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $3,623Subordinated debt
  • $0All other liabilities
  • $59,009Total equity capital
  • $59,009Total bank equity capital
  • $-127,466Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $0Undivided profits
  • Memoranda
  • $-127,466Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $102,033Income earned, not collected on loans
  • $1,747Earning assets
  • $1,097,172Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $1,635,140Average Assets, quarterly
  • $1,429,795Volatile liabilities
  • $55,228Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $-117,073Total risk weighted assets
  • $1,001,507Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $70,517Total interest expense
  • $72,092Net interest income
  • -$1,575Provision for loan and lease losses
  • $19,827Total noninterest income
  • $22,200Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $22,200Total noninterest expense
  • $87,788Salaries and employee benefits
  • $19,928Premises and equipment expense
  • $9,458Additional noninterest expense
  • $58,402Pre-tax net operating income
  • -$86,990Securities gains (losses)
  • -$3,232Applicable income taxes
  • -$2,233Income before extraordinary items
  • -$87,989Extraordinary gains - net
  • $0Net income attributable to bank
  • -$87,989Net charge-offs
  • -$12,900Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 5.27%Cost of funding earning assets
  • 5.39%Net interest margin
  • -0.12%Noninterest income to earning assets
  • 1.66%Noninterest expense to earning assets
  • 6.56%Net operating income to assets
  • -5.19%Return on assets (ROA)
  • -5.38%Pretax return on assets
  • -5.52%Return on equity (ROE)
  • 95.18%Retained earnings to average equity (YTD only)
  • 95.18%Net charge-offs to loans
  • -2.33%Credit loss provision to net charge-offs
  • -153.70%Efficiency ratio
  • 425,639Assets per employee
  • 2.33%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 13.63%Loss allowance to noncurrent loans
  • 42.04%Noncurrent assets plus other real estate owned to assets
  • 7.67%Noncurrent loans to loans
  • 32.41%Net loans and leases to deposits
  • 18.71%Net loans and leases to core deposits
  • 19.40%Equity capital to assets
  • -9.18%Core capital (leverage) ratio
  • -8.44%Tier 1 risk-based capital ratio
  • -11.69%Total risk-based capital ratio
  • Memoranda
  • -$12Average assets
  • $1,635,140Average earning assets
  • -$92,443Average equity
  • $1,338,055Average loans

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