FDIC Certificate #: 11465 Status: Active Federal Reserve ID: 835659 Bank Holding Company (Regulatory Top Holder): Bancshares Of Glasgow, Inc. (RSSDID: 1064979, Location: Glasgow, MO) Date Established: January 01, 1921 WWW:http://www.tricountytrust.com Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 7325 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: August 19, 2011 Last Structure Change Process Date: August 19, 2011 Last Data Update: August 19, 2011 Data Source Date: April 05, 2012
Location
Address: 103 Commerce Street, Glasgow, MO 65254 County: Howard Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Columbia Mo Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Columbia, MO (#17860) CBSA Metro Statistical Area: Columbia, MO (#17860)
Financial Summary
Total assets: $50.2 mil Equity capital: $4.8 mil Deposits held in domestic offices: $45.3 mil Return on assets (ROA): 1.24% ($0.6 mil) Quarterly return on assets: 0.29% ($0.1 mil) Return on Equity (ROE): 13.70% ($0.7 mil) Quarterly return on equity: 3.04% ($0.2 mil) Net income: $0.6 mil Quarterly Net income: $0.0 mil Pretax return on assets: 1.24% ($622.7 mil) Quarterly Pretax return on assets: 0.29% ($145.6 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
12Total employees (full-time equivalent)
$50,217Total assets
$4,770Cash and due from depository institutions
$4,235Interest-bearing balances
$8,739Securities
$0Federal funds sold & reverse repurchase agreements
$35,063Net loans & leases
$684Loan loss allowance
$0Trading account assets
$319Bank premises and fixed assets
$438Other real estate owned
$0Goodwill and other intangibles
$50,217Life insurance assets
$888All other assets
$45,388Total liabilities and capital
$45,261Total liabilities
$40,220Total deposits
$45,261Interest-bearing deposits
$88Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$127Subordinated debt
$4,829All other liabilities
$4,829Total equity capital
$4,829Total bank equity capital
$0Perpetual preferred stock
$200Common stock
$600Surplus
$4,029Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$337Income earned, not collected on loans
$0Earning assets
$554Long-term assets (5+ years)
$48,037Average Assets, year-to-date
$8,071Average Assets, quarterly
$50,017Volatile liabilities
$50,961Insider loans
$35,758FHLB advances
$51,572Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$4,598Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$897Restructured Loans and leases
$1,761Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$2,859Total interest income
$670Total interest expense
$2,189Net interest income
$205Provision for loan and lease losses
$107Total noninterest income
$0Fiduciary activities
$124Service charges on deposit accounts
$0Trading account gains & fees
-$17Additional noninterest income
$1,435Total noninterest expense
$776Salaries and employee benefits
$126Premises and equipment expense
$533Additional noninterest expense
$656Pre-tax net operating income
-$34Securities gains (losses)
$0Applicable income taxes
$622Income before extraordinary items
$0Extraordinary gains - net
$622Net income attributable to bank
$0Net charge-offs
$622Cash dividends
$395Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.13%Yield on earning assets
1.44%Cost of funding earning assets
4.70%Net interest margin
0.23%Noninterest income to earning assets
3.08%Noninterest expense to earning assets
1.31%Net operating income to assets
1.24%Return on assets (ROA)
1.24%Pretax return on assets
13.70%Return on equity (ROE)
13.70%Retained earnings to average equity (YTD only)
1.10%Net charge-offs to loans
51.90%Credit loss provision to net charge-offs
2.18%Efficiency ratio
62,500Assets per employee
4.18%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.91%Loss allowance to noncurrent loans
202.97%Noncurrent assets plus other real estate owned to assets
1.54%Noncurrent loans to loans
0.94%Net loans and leases to deposits
77.47%Net loans and leases to core deposits
91.15%Equity capital to assets
9.62%Core capital (leverage) ratio
8.92%Tier 1 risk-based capital ratio
12.86%Total risk-based capital ratio
Memoranda
$14Average assets
$50,017Average earning assets
$4,539Average equity
$46,613Average loans
Total Fiduciary and Related Assets (December 31, 2011)
Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Tri-County Trust Company.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: